Credit Cards

Capital One Venture Rewards Credit Card Review

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Capital One Venture Rewards Credit Card

Starting in 2018 Capital One has been growing a progressively better and better reward ecosystem. They have not only made an incredible transition from a mainly a cashback focused program to one that offers incredible transfer partners, but they have created fantastic card products. The focus? Make it straight forward and simple. That’s exactly what the Capital One Venture Rewards Credit Card is…simple.

Earn 2x miles on every single purchase you make without a cap and they have a great welcome offer.

Many other cards in the marketplace offer a litany of credits, etc that if used properly help to offset the annual fee. This isn’t what Capital One does. They have a simple structure of earning 2x miles on every purchase, 5x miles on specific Capital One travel bookings, a juicy Global Entry of up to $100 credit every 4 years, and a $95 annual fee.

The biggest competitor is the Chase Sapphire Preferred, and over the long run, this card may actually be a bigger earner than the CSP.

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Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Capital One Venture Rewards Credit Card

4.6
4.6/5

The Capital One Venture Rewards Credit Card is a fantastic go-to that earns 2x miles everywhere. It’s simple, straight forward, and earns great rewards.

Welcome Offer

75k Miles + $200 Avelo Statement Credit after $4k in 3 months

 

Annual Fee

$95

Points Earned

Transferrable Capital One Miles

 

Every wallet needs a card that you use when you can’t get a big category bonus. You know, the every day card. And that is where the The Capital One Venture Rewards credit card shines.

Earn unlimited 2x Capital One Miles on every single dollar you spend and have the ability to transfer them to 18 partners. There are some fringe benefits as well like Global Entry/TSA Pre credit every 4 years, travel protections, and limited lounge access.

Personally, I carry the Capital One Venture X Rewards Credit Card, but this is a great card for a lower annual fee.

  • 2x miles on every purchase
  • up to a $100 credit for Global Entry and TSA Pre
  • Earn 5X miles
    • on hotels booked via Capital One Travel
    • rental cars booked via Capital One Travel
  • Enjoy two complimentary visits per year to Capital One Lounges or
    • to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Transfer miles to 18+ partners
  • $95 annual fee

There have been 100k offers that require $20k spend over 12 months, but personally I think the 75k offer is more attractive and allows you to allocate that spend elsewhere.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Is this the best offer we’ve ever seen?

Capital One Venture Rewards has offered a 100k miles offer in the past, BUT, you needed to spend $20k over 12 months to fully get the bonus. That would be 140k miles, give or take, on $20k spend.

That’s a lot of spend, so personally, I prefer the lower spend requirement offers that yield a lower bonus.

2x miles on everything with no limits

As I just mentioned above, you’ll get 2x Capital One miles on every. single.purchase.  No need to worry about category bonuses, etc, you will earn 2 outstanding miles on every dollar you spend. Best part…it isn’t capped at any fixed amount. If you spend $1 Billion dollars, you’d earn 2 Billion miles. Ok…this is extreme but you get the point.

$100 Global Entry or TSAPre credit

You can receive up to a $100 credit, every 4 years, to put towards membership in either program. Quick tip, membership in Global Entry gets you TSAPre as a part of the program, so you’re better off going that route since its a 2 for 1.

a man using a machine

What can I do with 75k Capital One Miles?

There are 3 main things you can do with your Miles

At the very least you’ll walk away with 83k Capital One Miles which you could use in Cap1 travel for a minimum of $830. There have been instances where Capital One has really attractive offers for sporting events whereby you can redeem your miles for tickets at advantageous pricing. But…

You know I’m a transfer freak, so the options listed above isn’t where I’d throw them, but that’s the bare minimum value you’d extract. Instead, I would focus on using them to transfer into partners.

Capital One Transfer Partners are really valuable

A couple of years ago, Capital One decided to lace up their gloves and start throwing punches in the transferrable rewards ring. Some punches landed, but the program was too confusing with 4:3 transfer ratios and people just didn’t get it. That all changed this year. Bit by bit, Cap1 made nearly all of their partners 1:1. Meaning, you no longer need a calculator to understand how many Cap1 miles you’ll use for a redemption.

a group of logos on a white background

  • The following partners are now 1:1
    • Aeromexico Club Premier
    • Air Canada Aeroplan
    • Avianca LifeMiles
    • Air France Flying Blue
    • British Airways Executive Club
    • Cathay Pacific Asia Miles
    • Choice Privileges
    • Etihad Guest
    • Emirates
    • Finnair Plus
    • Qantas Frequent Flyer
    • Singapore Airlines
    • TAP Air Portugal Miles&Go
    • Turkish Airlines Miles and Smiles
    • Virgin Red
    • Wyndham Rewards
  • Accor transfer 2:1
  • EVA transfers 2:1.5

Read this article to see the 50 best ways to use Capital One Miles

a man in a black shirt

 

Hotel partners

The Accor situation could be quite interesting. Accor’s redemption is such that 2000 Accor points = 40 Euro credit. So 4000 Cap1 miles = 40Eur off. Since you’re earning 2x on purchases, you’re earning 0.02Eur on each dollar spent when transferred to Accor. Pretty decent hotel discount actually.

Approval tips

Capital One will only process one credit card per 6 months…so if you’ve already applied for one in that time frame, you’re going to have to wait. This means both business and personal.

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Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Capital One Venture Rewards Credit Card

4.6
4.6/5

The Capital One Venture Rewards Credit Card is a fantastic go-to that earns 2x miles everywhere. It’s simple, straight forward, and earns great rewards.

Welcome Offer

75k Miles + $200 Avelo Statement Credit after $4k in 3 months

 

Annual Fee

$95

Points Earned

Transferrable Capital One Miles

 

Every wallet needs a card that you use when you can’t get a big category bonus. You know, the every day card. And that is where the The Capital One Venture Rewards credit card shines.

Earn unlimited 2x Capital One Miles on every single dollar you spend and have the ability to transfer them to 18 partners. There are some fringe benefits as well like Global Entry/TSA Pre credit every 4 years, travel protections, and limited lounge access.

Personally, I carry the Capital One Venture X Rewards Credit Card, but this is a great card for a lower annual fee.

  • 2x miles on every purchase
  • up to a $100 credit for Global Entry and TSA Pre
  • Earn 5X miles
    • on hotels booked via Capital One Travel
    • rental cars booked via Capital One Travel
  • Enjoy two complimentary visits per year to Capital One Lounges or
    • to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Transfer miles to 18+ partners
  • $95 annual fee

There have been 100k offers that require $20k spend over 12 months, but personally I think the 75k offer is more attractive and allows you to allocate that spend elsewhere.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Can you combine your miles with other Capital One accounts? This is incredible.

Yes, you can combine your miles into one account. This applies to accounts under your name, and also to ANYONE else that has a Venture or Spark account. Pretty awesome.

a white card with blue text

How quickly do you accrue the bonus and miles?

Anecdotally, people are reporting that Capital One is crediting accounts with miles when the purchases hit the account rather than having to wait until the statement processes.

Can you earn referrals?

Yes, up to 50k miles a year.

Overall

I have the Capital One Venture X Rewards Credit Card which I absolutely love and use for personal expenses whenever I don’t have a category bonus to take advantage of, so I’m not 100% sure I’ll pick this card up. But, I’m quite tempted since its offering a really attractive welcome offer.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

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 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

51 Comments

  • Steve June 10, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!.!!

    https://i.capitalone.com/J5drCWxSU

  • Daniela Alexa June 8, 2024

    Capital One was my first points-based credit card and I love it! I would really appreciate if you used my referral link to help me reach enough points for my dream travel trip <3

    https://i.capitalone.com/JBLh9HECG

  • Natalie May 14, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!.!

    https://i.capitalone.com/J5drCWxSU

  • Emma May 11, 2024

    I’d be grateful if you’d use my Capital One Venture 75k link. It will help my family travel!

    https://www.capitalone.com/credit-cards/lp/referrals/?referralCode=HRU87E7Y&customerName=Emma&programCode=3006&pId=923811&oC=COFR58RSsw

  • Steve May 9, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!!!!

    https://i.capitalone.com/J5drCWxSU

  • Chris O. May 8, 2024

    Hi Monkey Miles readers! Have you been considering putting the Capital One Venture Rewards card in your wallet? It’s one of my go-to cards for everyday spending.

    If you use my referral code below (incognito/private mode is best), you can get 75,000 bonus miles (after spending $4,000 in the first 3 months). That’s amazing!

    https://www.capitalone.com/credit-cards/lp/referrals/?referralCode=4QNPVCJF&customerName=Christopher&programCode=3006&pId=923811&oC=COFR58RSsw

    Thanks for your consideration!
    Cheers!

  • Natalie April 18, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!!!

    https://i.capitalone.com/J5drCWxSU

  • samuel April 16, 2024

    Cap1 Venture Referral Link!

    https://i.capitalone.com/GKm4F4M57

  • Natalie April 12, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!!

    https://i.capitalone.com/J5drCWxSU

  • lola April 11, 2024

    Here’s a link for Capital One Venture:
    https://capital.one/3pK8T6i

    75k for $4,000 spend in 3 months 🙂 Thank you

  • Sean April 8, 2024

    Excellent card all around! Here is my referral link for the Capital One Venture Card. Thank you for using my link !!!!

    https://i.capitalone.com/JNctOKIM5

  • Natalie March 31, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it!

    https://i.capitalone.com/J5drCWxSU

  • Drew March 31, 2024

    2 times points everywhere. I use this as my catch-all card and it works great. I’d appreciate it if you used my link!

    https://i.capitalone.com/GsMBM57bs

    Thank you!

  • Steve March 31, 2024

    Venture card offer 75k points for 4k spend in 3 months. Great all around card for 2x points everywhere even costco and other places where most bonus categories don’t cover. Thanks in advance if you use my link j would really appreciate it.

    https://i.capitalone.com/J5drCWxSU

  • Natalie March 30, 2024

    75k points for 4k spend in 3 months.This is a great cars that gets 2x back everywhere. Good to use at costco or other stores that usually aren’t included in bonus categories. Thanks in advance if you use my link I would really appreciate it.

    https://i.capitalone.com/J5drCWxSU

  • Jen March 24, 2024

    Hey! I love my Capital One travel card and I think you will too! You get unlimited miles on every purchase with a card that fits your lifestyle. I can get a bonus if you apply through my referral link: https://i.capitalone.com/JuOlqoBks

  • Alina serbina March 19, 2024

    Sharing my referral for anyone who needs it 🙂
    https://i.capitalone.com/JBCpWAKUF

  • Sarah March 18, 2024

    Capital One Venture Card- Here’s my link: https://capital.one/3Q95Q0V
    Earn 75k bonus miles when you spend 4k within the first 3 months.
    Happy traveling!

  • Siri February 5, 2024

    Here’s my Venture X 75Kreferral link, so you can enjoy the most recent promotion…!

    https://i.capitalone.com/Jy4WDBz0k

  • Rajesh February 5, 2024

    Here’s my Venture X 75Kreferral link, so you can enjoy the most recent promotion.!!

    https://i.capitalone.com/Jy4WDBz0k

  • Raj January 1, 2024

    Here’s my Venture X 75Kreferral link, so you can enjoy the most recent promotion: https://i.capitalone.com/JxsrVbe57

  • David December 16, 2023

    Love my Capital One Venture card! First credit card I got with a miles bonus, great place to start! Here’s my referral link, thanks in advance!
    https://capital.one/3YRBsvJ

  • Chris Dunn November 21, 2023

    Here’s the link for Capital One Venture card. Sign up bonus of 75,000 miles when you spend $4k within the first 3 months.

    You get unlimited (2x) miles on every purchase with only a $95 annual fee. I can get a bonus if you apply through my referral link:
    https://i.capitalone.com/JfpZg5fO9

  • […] If you carry a Capital One Spark Miles for Business, Capital One Venture X Rewards Credit Card or Capital One Venture Rewards Credit Card that earns Capital One Miles you can actually convert the cashback, or Capital One Rewards, you […]

  • Dolapo Owolabi July 4, 2023

    If you are ready to get the capital one venture rewards card, earning 75,000k points for spending 4,000 in 3 months 2x the points on every purchase, here is my link!
    https://capital.one/3XEFiIg

  • Trevor April 26, 2023

    Here’s another referral link to use! 75k points with $4k spent in the first 3 months, plus 2X the points on every purchase for only $95/year is a pretty stellar deal. I’ve been using this as my go-to card for over a year now and have earned SO many points with it. Snagged a great round-trip flight deal over to Hawaii from Minnesota last year through the Capital One Travel Portal too. (Saved $400 for the same flight as compared to Google!)

    https://capital.one/444nidl

  • Devon April 17, 2023

    Referral link for the card, great card for Capital One miles: https://capital.one/3J5yfDd

  • Alyssa April 14, 2023

    Capital One Venture Card: UNLIMITED 2X MILES with 75,000 WELCOME BONUS

    I have a Capital One Venture credit card and enjoy the flexibility of the 2x spend. If you decide to apply for a card, use this link: https://capital.one/3H4guTA

    If you’re approved, we’ll both get rewarded! Thank you 🙂

  • Alex April 14, 2023

    Capital One Venture X Offer: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening + earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases.

    Apply here: https://capital.one/41l0CUb

  • Rajesh March 14, 2023

    Here’s my Venture X referral link, so you can enjoy the most recent promotion of 75K miles….,,!

    https://capital.one/3UcLkgz

  • Chris O. February 28, 2023

    I’ve gotten a lot of use from my Cap One Venture card. Ready to pick one up yourself and earn 75,000 bonus miles? Consider using my referral code:

    https://capital.one/3GUZXjs

    Cheers!

  • Jessica January 27, 2023

    Love this card! Just redeemed for business class to Europe on Flying Blue. Appreciate anyone using my link!

    Here’s my Venture X referral link: https://capital.one/3IhBDdZ

  • Rajesh January 16, 2023

    Here’s my Capital one Venture X referral Link to earn 75k bonus points,

    https://capital.one/3UcLkgz

  • Liz November 21, 2022

    Capital One Venture Card: UNLIMITED 2X MILES with 75,000 WELCOME BONUS

    I have a Capital One Venture credit card and really like it. You should check them out. If you decide to apply for a card, use this link: https://capital.one/3tn3G2N

    If you’re approved, we’ll both get rewarded!

  • JG November 6, 2022

    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
    Earn unlimited 2 miles per dollar on every purchase, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
    Thank you,

    https://capital.one/3fF165e

  • William June 15, 2022

    Capital One Venture:

    https://capital.one/3CKOWgY

    Good Luck! Thanks a lot!

  • Andrew June 10, 2022

    Capital One Venture – 75,000 points with $4,000 within 3 months. Worth at least $750 but more if you utilize the transfer partners that Capital One offers. Let me know if you have any questions. I really appreciate it if you used my referral!

    https://capital.one/2ROJUe6

  • Beachmouse May 18, 2022

    As other hotel programs do away with fixed reward charts and move to award redemption rates tied to cash rates, Accor’s Southwest style ‘redeem points for any room we have as long as it’s not a deep discount sale rate’ approach is starting to look better and better because they don’t cap the number of award rooms a property offers of limit award nights to certain room types.

  • Will February 26, 2022

    Capital One Venture Rewards Credit Card:

    https://capital.one/3CKOWgY

    Good Luck! Thank You!

  • Oliver October 10, 2021

    This is a referral to the no fee Venture One card. It earns 1.5 miles per dollar spent. It is essentially the same card except it earns 1.5 instead of 2 and is free.

    Cost – $0
    Signup bonus – 20k for $500 spend

    https://capital.one/3BwLAOn

    PS It does earn 5x on UberEATS.

  • William October 2, 2021

    Capital One Venture 60K Bonus after spending $3,000.00

    Good Luck! Thank you!

    https://capital.one/3CKOWgY

  • Anita July 13, 2021

    Here’s my referral link:
    https://capital.one/3yT0RHK

  • Lily July 12, 2021

    Here is the link for the card.
    https://capital.one/313EeSm

  • Jake May 10, 2021

    If you can use my referral link, it would be greatly appreciated! Thanks!!

    CapitalOne Venture Card:
    https://capital.one/37JzdRx

  • Clement B December 8, 2020

    Here is my referral link for the Capital One Venture Card. Thank you for using my link !!!!
    https://capital.one/2GWyUJ8

  • Mark w February 28, 2020

    Accor hotels is such an unknown in the American market but has great properties in Europe and some in South America. Has me reconsidering this card as well. Thank you MM

  • mojo February 20, 2020

    How exactly do you combine points from different Capital one accounts/cards?

    • Miles February 20, 2020

      It’s in the same function where you’d transfer your miles, but instead of transferring you click “share you rewards” and input account info

  • […] interested in a Business Card – check out our post on the Capital One Venture Rewards card – their top of the line personal […]

  • […] interested in a Business Card – check out our post on the Capital One Venture Rewards card – their top of the line personal […]

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