Chase Ink Business Unlimited joins refer a friend – leave your links

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Chase refer a friend is absolutely incredible, and they keep adding additional products to the service. Case in point. DOC noted a couple days ago that the Chase Business Unlimited ( a go to of mine because of its 1.5x on everything earn rate ) has been added. The earn rate? Very good. Similar to that of the Chase Sapphire Preferred. Here are the deets:

Chase Ink Business Unlimited Referral:

  • Each referral earns $150/15k UR
  • Max per year is $750/15k UR
  • If you have a premium card like the Ink Business Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve you can convert the cashback into transferrable Ultimate Rewards. Best Value.

Here’s a list of the current referral bonuses available across all Chase cards.

  • Chase Sapphire Preferred – 15k per referral – 75k max per year
  • Chase Freedom – $50/5kUR per referral – $500/50k max per year
  • Chase Freedom Unlimited – $100/10kUR per referral – $500/50k Max per year
  • Chase Ink Business Preferred – 20kUR per referral – 100k max per year
  • Chase Ink Business Unlimited – $150 or 15k points per referral – $750 or 75k max per year.
  • Chase Southwest Cards – 10k points per referral – 50k max per year
  • Chase United Explorer Plus – 10k United Miles per referral – 50k max per year
  • Chase Marriott Bonvoy Business – 20k Marriott per referral – 100k max per year
  • Chase World of Hyatt – 5k Hyatt points per referral – 50k max per year
  •  Chase Disney – 100 Disney Dollars per referral – 500 Disney Dollars max per year
Chase Sapphire Preferred100k after $4k spend
5x Chase Travel
3x dining + select streaming
3x groceries
Chase Ink Business Preferred100k after $15k spend
3x Travel/Internet/Cable
Free Cell phone insurance
$95 Annual Fee
Chase Freedom Flex$200 after $500 spend
5x rotating categories
No Annual Fee
Chase Ink Business UnlimitedEarn $750 after $7500 spend in 3 months.
Earn 1.5x on every purchase
Chase Freedom UnlimitedEarn $200 after $500 spend in 3 months

While we’d love it if you use our links, feel free to leave yours as well to share the love.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

In Chase branch: 70k Points after $4k spend in 3 months ( make appt with banker –Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.)

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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