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Chase refer a friend is absolutely incredible, and they keep adding additional products to the service. Case in point. DOC noted a couple days ago that the Chase Business Unlimited ( a go to of mine because of its 1.5x on everything earn rate ) has been added. The earn rate? Very good. Similar to that of the Chase Sapphire Preferred. Here are the deets:
Chase Ink Business Unlimited Referral:
- Each referral earns $150/15k UR
- Max per year is $750/15k UR
- If you have a premium card like the Ink Business Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve you can convert the cashback into transferrable Ultimate Rewards. Best Value.
Here’s a list of the current referral bonuses available across all Chase cards.
- Chase Sapphire Preferred – 15k per referral – 75k max per year
- Chase Freedom – $50/5kUR per referral – $500/50k max per year
- Chase Freedom Unlimited – $100/10kUR per referral – $500/50k Max per year
- Chase Ink Business Preferred – 20kUR per referral – 100k max per year
- Chase Ink Business Unlimited – $150 or 15k points per referral – $750 or 75k max per year.
- Chase Southwest Cards – 10k points per referral – 50k max per year
- Chase United Explorer Plus – 10k United Miles per referral – 50k max per year
- Chase Marriott Bonvoy Business – 20k Marriott per referral – 100k max per year
- Chase World of Hyatt – 5k Hyatt points per referral – 50k max per year
- Chase Disney – 100 Disney Dollars per referral – 500 Disney Dollars max per year
 | Chase Sapphire Preferred | 100k after $4k spend 5x Chase Travel 3x dining + select streaming 3x groceries |
|---|---|---|
 | Chase Ink Business Preferred | 100k after $15k spend 3x Travel/Internet/Cable Free Cell phone insurance $95 Annual Fee |
 | Chase Freedom Flex | $200 after $500 spend 5x rotating categories No Annual Fee |
 | Chase Ink Business Unlimited | Earn $750 after $7500 spend in 3 months. Earn 1.5x on every purchase |
 | Chase Freedom Unlimited | Earn $200 after $500 spend in 3 months |
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 60k points after $4k spend in 3 months
- Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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