We may receive a commission when you use our links. Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers. Monkey Miles is also a Senior Advisor to Bilt Rewards Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.
Chase Ink Referrals
Just a quick head’s up that Chase has increased the refer a friend bonuses on the Chase Ink cards. It used to be capped at 20k per referral, up to 100k a year. They’ve just increased that to 40k per referral with a cap of 200k in a year. Note that you will receive a 1099 on these for a penny a piece, I.e. you’ll get a 1099 saying you got $400 per card. Still…this means that you could refer people to the Chase Ink cards and enjoy a hefty referral bonus. Feel free to leave your referrals in the comment section.
- If you’re unfamiliar with Chase referrals, take a look at our complete guide
- You may qualify for a small business credit card and not know it. Read this post for more info
Chase Ink Business Preferred
-
- Our Referral Link : Chase Ink Business Preferred
- How to Populate your own Chase Refer A Friend link
- 40k Ultimate Rewards per referal: 200k max per year
- Offer is 100k after $15k spend in 3 months
Chase Ink Business Unlimited
-
- Our Referral Link: The Chase Refer a Friend
- How to populate your own Chase Refer A Friend link
- You get $400 or 40k points per referral up to $2000 or 200k
- Offer is $900 or 90k Ultimate Rewards after $6000 spend in 3 months
Chase Ink Business Cash
-
- This refers to the Ink Business Unlimited currently – see above and enter your Ink Cash details
- Our Referral Link: Chase Ink Business Unlimited
- How to populate your own Chase Refer A Friend link
- You get $400 or 40k points per referral up to $2000 or 200k
- Offer is $900 or 90k Ultimate Rewards after $6000 spend in 3 months
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
20 Comments