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Back in April The American Express® Gold Card got some updates that coincided with its 60th anniversary. You can see the updates highlighted below, but in addition to those listed, when you open your account you’ll see some targeted Amex Offers.
- Boosted Amex Travel earnings: You’ll earn 5X Amex Membership Rewards® points on prepaid hotels booked through AmexTravel.com or the Amex Travel App. Previously, you’d earn 2X points on these purchases.
- Rental car status: You can enroll to receive complimentary Hertz Five Star® Status, which provides benefits such as free vehicle upgrades and 25% more points on Hertz rentals. Terms apply. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers are subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Updated dining credit: Previously, you could earn up to $10 in monthly credits for purchases at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com and Five Guys. Now, you can earn the credit at Grubhub (including Seamless), The Cheesecake Factory, Wonder, Buffalo Wild Wings and Five Guys. Enrollment is required.
Personally, the Uber One membership is a no brainer since it’s the statement credit covers a full year. You’ll need to cancel it after a year if you’re not getting value, but it’s well worth noting. Keep in mind that some of these offers expire at the end of May whereas other extend further into the year. It’s probably worth adding them to your card since it doesn’t really cost you anything.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Points Boost
- each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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