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Get a 5 year AARP membership for $25 via Rakuten – save another $30 for new Rakuten members

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AARP 5 year membership for $45 or $25 via Rakuten

For a limited time you can join AARP for $9 a year on a 5 year plan. This is an absolutely stellar deal if you join AARP via Rakuten – I save $10 a month on my AT&T plan, tons on British Airways tickets, and anyone can join as long as you’re over 18. But, as you know I love a good shopping portal, you can save even more if you start your order at Rakuten. Heck, you could spend $45 on an AARP membership, get $55 back via Rakuten, and save $10 a month on your phone bill.  Here’s how it works.

Join Rakuten here via my referral link

First off…you don’t have to be over 50 to join AARP

Let’s get this misnomer out of the way. I joined when I was 34 and it’s literally on their site.

a screenshot of a member benefits
Join AARP under 50

AARP Membership for $9 a year for 5 years = $45

Currently AARP has a Labor Sale running, and during that sale, you can join AARP for $9 a year if you sign up for 5 years. That, in and of itself, is a wonderful deal since the normal rate is $16 a year, and first year deals often drop it to $12. Sometimes you’ll find 5 year deals for $60, so this is a savings on top of that.

  • You can also add another member free of charge.

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Shopping Portal Rakuten saves you another $20 or 2000 Amex Points

If you use Rakuten, and start your AARP order on their site, they will give you $20 cashback, or 2000 Amex points, if you sign up for a 5 year plan.  That is just $25 total for 5 years.

a man standing in front of a blue and purple background

You can see here that the Rakuten portal gives you a different cash-back/Amex points option on each term of membership you purchase

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If you’re unfamiliar on how Rakuten earns Amex points – read this article. Effectively, once you’ve signed up for Rakuten, you can select either Cashback as a form of payment, or American Express Membership Rewards. I also choose Amex points since I value these at roughly 2 cents a point meaning I’m earning double the cashback in the form of Amex points. For every 1x of cashback you see listed on Rakuten you can convert that to mean 1 Amex Points.

a screenshot of a credit card

Rakuten New Members get $30 after spending $30 = get paid $10 to join AARP

  • AARP 5 year Plan = $9/year for 5 years = $45
  • Rakuten AARP = $20 or 2000 American Express Membership Rewards
  • Rakuten New Member = Spend $30, get $30 back

If you already have a Rakuten account you’d get this membership for $25 for 5 years. If you don’t have a Rakuten account, you can use my link to sign up and get $30 back when you spend $30. Note, some people, for some reason, aren’t able to code their accounts to earn Amex points on the first purchase. Others are able to do this, and I’m not really sure why…but keep that in mind since you may be bound to earning cashback.

My referral

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What do I get with an AARP membership?

Let’s break it down because I have EASILY saved a ton of money over the nearly 10 years I’ve been a member.

Personally I’ve saved the most on my AT&T billa screenshot of a website

You can also save on Consumer Cellular, but I don’t have personal experience with this.a screenshot of a phone

Purchasing British Airways flights

  • Years ago this benefit was $400 on Business Class originating in the US and I saved thousands on tickets for my family. It’s still a great deal at $200

a screenshot of a websiteOne Way Car Rentals

Don’t go to Expedia AARP Portal, you need to click directly on the Car Rental agency and you’ll find some really great deals. I rent cars one way quite often and AARP has some very competitive, often cheapest, deals on one way car rentals. Check AutoSlash as well, but these are very good.

a screenshot of a websiteBuy Discounted Gift Cards

You don’t have to be a member of AARP to buy discounted gift cards, but members get access to even more cards with bigger discounts. For instance, you can currently buy cruise and airlines gift cards at a discount.

Gas Discounts

You can link your AARP membership with your Exxon/Mobile Rewards+ and earn an additional penny back in rewards per dollar spent. This can be stacked with the WalMart+ 20c back per gallon promo running as well.

a screenshot of a gas station

Overall

It’s a complete no brainer to join AARP if you would use any of their benefits and ESPECIALLY if you have an AT&T phone line that saves $10 a month. That is just silly when membership is $9 a year with this promo. Even at the full rate of $16 a year, it’s a massive savings.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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4 Comments

  • Jordan June 22, 2024

    Rakuten: http://www.rakuten.com/r/JORDAN48587?eeid=28187
    Get $30 dollars after your first qualifying purchase in the first 90 days. Take advantage of the extra cash back or American Express points.

  • Jordan March 31, 2024

    Rakuten: http://www.rakuten.com/r/JORDAN48587?eeid=44971

    $30 after your first qualifying purchase in the first 90 days. Take advantage of the extra cash back or American Express points.

  • Gilbert August 24, 2023

    do you have to get the 5 year membership or can it be 1 year?

    • Miles August 24, 2023

      you can get a 1 year, but it won’t be $9, and you wouldn’t get the Rakuten bonus. I believe they offer a 1 year for $12 quite often.

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