How to: 5* Mexico or Caribbean All inclusive + flights…Free!

Close your eyes and think of hopping on a plane to a 5* resort in the Caribbean or Mexico? Margaritas, Sun, Sand, Daiquiris, and lounging by the pool!!!! Got that picture?

Would it look like this?

Or maybe this?

Looks incredible right?

Now what if all it took was for you and your partner to sign up for just 2 credit cards?  You could go to Cabo, Cancun, Puerto Vallarta or Jamaica for 4 nights, 5 days free. And to top it off you could fly free, and the hotels?? They’re all-inclusive! So you wouldn’t spend a dime on dinner, room service, beer, drinks, or activities.

There are two cards that Miles carries in his wallet at all times because of the perks that come along with them. The Chase Sapphire Preferred Card and the Chase Hyatt Visa Signature. Now the perks alone are worth keeping in his wallet, but for someone who doesn’t have them… here’s how you and your honey can make this trip happen.

Hyatt Visa –

1. After $1000 minimum spend you get 2 free nights at ANY hotel in the world. Yes, any!!!! So you could go to those above, the park hyatt tokyo, paris, buenos aires, it doesn’t matter. You get 2 each!
2. You also get Platinum status in the Hyatt brand.

   

    

3. You also get a free night ( category 1-4) every year you keep the card. That’s worth at least $200, just for keeping the card.
   1. Examples: Andaz Costa Rica Papagayo, Hyatt Santa Barbara, Grand Hyatt Berlin, Grand Hyatt Singapore, Grand Hyatt Dubai.
      1. Miles has stayed at many of these and they are incred and typically >$300 a night. The value is incredible.

So that gets you 4 nights at one of these incredible resorts. How about the flights?!

Chase Sapphire Preferred.

1. 40,000 points after $4000 spend in 3 months.
2. Great transfer partners

   

   3.  How to use this to our advantage.

If we were looking at this from Los Angeles to fly to Cabo, then we would be looking at a direct flight on American Airlines. American is a partner of BA and you can watch a video here to see how to use BA points to fly on American. BA has a distance based award chart and for this particular flight it would cost 7500 Avios each way.

Meaning after transferring 1:1 from Chase to BA you would have 44000-15000= 29000 points leftover. Enough to take another roundtrip flight from LAX to JFK on either United, or BA. And even enough for a category 6 Hyatt. That’s per person too!!!

That means that you would not only have 4 nights away, you could actually have 6!  The Hyatt Ziva is a Category 6 hotel and Sapphire Preferred is a transfer partner of Hyatt as well!!! See how aligning your spend and cards can open up all sorts of opportunities for amazing travel and deals?

To Recap:

• 2 Cards
  • Chase Sapphire Preferred
  • Chase Hyatt Visa Signature
• Meet the Minimum Spend
  • Sapphire Preferred = $4000 in 3 months
  • Hyatt = $1000 in 3 months
• Book the rooms when available and coordinate flights to match.
• It’s that EASY!!!!

Now, MonkeyMiles isn’t trying to push these cards on to anyone. We just know the vast amount of travel, perks, and memories that coordinating your spend can provide. These are just two options that could really amp up the way you and your loved ones take trips.

Monkeys don’t make money, but that doesn’t stop them from loving the good life. So if you’re like Miles and got no bux, but love the lux…. Follow Miles!!!!!

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Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market.  It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner

Welcome Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

Card Benefits

Earn

• 5x on all travel purchased through Chase Travel℠
• NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
• NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
  • Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
• 3x on dining, including eligible delivery services for takeout & dining out
• 3x on select streaming services
• 3x on online grocery purchases
  • (excluding Target, Walmart and wholesale clubs)
• 2x on all other travel
• 1x on everyday purchases
• 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
• 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.

Benefits and Credits

• $100 Annual Chase Travel Hotel Credit via Chase Travel℠
• NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
• NEW: Complimentary Apple TV subscription for one year
• Points are transferrable to 14 Ultimate Rewards partners
• No foreign transaction fees
• Suite of Travel and Purchase Coverage
  • Auto Rental Collision Damage Waiver is my favorite
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders

Monkey Miles Related Articles

• Full Review
• Best uses of Chase Ultimate Rewards
• Chase Application Rules
• Complete Guide to Chase Credit Cards
• Credit Card Spreadsheet with historical data on best offer

Is this the best ever offer?

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Quick Breakdown

The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® ,  Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners

Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travel℠ you’ll wipe out that annual fee every year.  It has great bonus categories and other useful statement credits to enhance your travel.

One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.