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When IHG first rolled out confirmable suite upgrades they were only applicable on certain cash rates ( most pre-paid rates were excluded). I just hit 20 stays for the year and my account allowed me to choose my 20 night Milestone Reward. There isn’t really any doubt that I’m choosing the Suite Upgrade especially because upon reading the terms and conditions, it’s applicable on rewards stays. BYAH!
This makes the confirmable suite upgrades earned as Milestone Rewards, which are a choice at just 20 nights, a lot more desirable. Apparently this will become doable online at some point, according to LL, but you can apply them when phoning in. I look forward to doing this next year and teaming it with my Diamond Status.
1 Confirmable Suite upgrade information: Confirmed up to 14 days in advance for up to 5 nights
One thing to keep in mind is that these things expire 365 days after you select one. For me, I will wait until the last minute to give myself as much time as possible to take advantage of it…note it doesn’t expire until 02/29/24, so if I select it on the 28th I’d have until 2/28/25 to use it. This is a much, much better choice, in my opinion than anything else.
- Choice upon completing 20 Qualifying Nights
- Good up to 5 consecutive nights
- Confirmable 14 days to 24 hours prior to check In
- Expire after 365 days
It’s always nice to have a living room like this one at the Intercontinental Chicago Miracle Mile
Here are the IHG One Rewards Milestone Rewards
I have highlighted the ones I would choose at each level.
The Terms and Conditions of the Suite Upgrade – using on a reward night
A few things to keep in mind:
- In the 3rd term you can see that Rewards Night is listed – BOOM!
- You cannot use it with an IHG Ambassador Free Weekend Night
- If you upgrade to a CLUB room…you don’t get club access, pressing, etc. That is a big deal.
- There are some property exclusions
- No Six Senses
- No Holiday Inn Vacation Club
- No Mr and Mrs Smth…but they already left IHG so that doesn’t really apply anymore.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market. It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner
Welcome Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Earn
- 5x on all travel purchased through Chase Travel℠
- NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
- NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
- Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 2x on all other travel
- 1x on everyday purchases
- 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
- 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Benefits and Credits
- $100 Annual Chase Travel Hotel Credit via Chase Travel℠
- NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
- NEW: Complimentary Apple TV subscription for one year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® , Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners
Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travel℠ you’ll wipe out that annual fee every year. It has great bonus categories and other useful statement credits to enhance your travel.
One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.
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