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New benefits added that are definitely worth considering. Chase Sapphire Reserve® cardmembers can receive $359 cash back for a WHOOP Life annual membership while Chase Sapphire Preferred® Card members can receive $100 cash back for any WHOOP annual membership. Already have WHOOP? You can use the credit by gifting an annual membership or using it at their point of renewal.
One thing to realize… the LIFE membership isn’t FOR LIFE, but rather the top tier of membership that is billed annually. The Reserve credit effectively gives you 1 year free.
- Cardmembers must activate the offer through Chase Offers before purchase. Eligible purchases include WHOOP memberships. The offer can be redeemed once per eligible cardmember through May 12, 2026. For more information on the Chase Sapphire WHOOP offer, visit whoop.com/chase-sapphire.
To activate the WHOOP offer, visit here.
There are other health and wellness offers from Chase to consider as well:
- Chase Sapphire reintroduces two top wellness offers from 2025, featuring popular brands Calm and Prenuvo:
- Calm: Reset with guided meditations, Sleep Stories and more in 2026 with wellness tools from Calm Premium. Sapphire Reserve cardmembers get 100% back on a one-year Calm premium subscription, while Sapphire Preferred cardmembers can get 50% back on a one-year Calm Premium subscription, purchased on calm.com. Offer valid through March 31, 2026.
- Prenuvo: With Prenuvo’s proactive whole-body MRI screening, Sapphire Reserve cardmembers can gain valuable insights into their health, empowering them to make informed decisions and take control of their well-being. Sapphire Reserve cardmembers can receive a $500 statement credit when spending $2,499 or more on a Prenuvo whole-body MRI scan through March 31, 2026.
- Function Membership: Sapphire Reserve cardmembers can unlock 50% back after spending $365 on a Function membership, while SapphirePreferred cardmembers can unlock 15% back after spending $365 on a Function Membership, which offers access to 160+ lab tests – 5x more than a typical annual physical – giving you a deeper view of your health, from heart and hormones to thyroid, nutrient levels, toxins, and immunity. Results are paired with clear, actionable recommendations and continuously tracked within Function’s secure platform, enabling individuals to identify trends and monitor meaningful health changes over time. Offer valid through March 31, 2026.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Points Boost
- each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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