Credit Cards

Quick way see how many Chase referral points you’ve earned + All Chase Referral options

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Referral bonuses are an incredible way to earn points ( be aware of 1099s being sent though ), and I try and do my best to max out each card’s annual referral limit. Today, while I was perusing my Chase account, I noticed my balance had spiked and figured a referral bonus had posted.  Typically Chase, will send out an email notifying you that a referral bonus has posted, but despite my balance going up, I didn’t receive an email. I decided to play around and see which account had earned the bonus. While doing so, I stumbled across a nice little feature that shows you a break down of all your point earning, but specifically, your annual total of points earned from referrals. This is a great tool to use and can be accessed with just two steps.

Step 1: Log into your account.

You’ll see the toolbar at the top. Click the 3 lines for the drop down menu

You’ll see the following menu – click Rewards Activity

Step 2: After you click “Rewards Activity” you’ll see the following chart.

As you can see below, I received a refer-a-friend bonus on my Chase Ink Business Preferred.

Here’s a list of the current referral bonuses available

As always, please see our main Chase Refer A Friend page where you can leave your links.

  • Chase Sapphire Preferred – 15k per referral – 75k max per year
  • Chase Freedom – $50/5kUR per referral – $500/50k max per year
  • Chase Freedom Unlimited – $100/10kUR per referral – $500/50k Max per year
  • Chase Ink Business Preferred – 20kUR per referral – 100k max per year
  • Chase Ink Business Unlimited – $150 or 15k points per referral – $750 or 75k max per year.
  • Chase Ink Business Cash – No Referral – Refers to Ink Business Unlimited – $150 or 15k points per referral – $750 or 75k max per year.
  • Chase Ink Business Plus – No Referral – Refers to Ink Business Preferred – 20k per referral – 100k max per year
  • Chase Southwest Cards – 10k points per referral – 50k max per year
  • Chase United Explorer Plus – 10k United Miles per referral – 50k max per year
  • Chase Marriott Bonvoy Business – 20k Marriott per referral – 100k max per year
  • Chase World of Hyatt – 5k Hyatt points per referral – 50k max per year
  • Chase IHG Premier – 10k IHG points per referral – 50k max per year
  • Chase Disney – 100 Disney Dollars per referral – 500 Disney Dollars max per year

You can help out the site by using our Referrals links – feel free to leave yours below


 Affiliate link via Card Ratings

Chase Sapphire Preferred® Card


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


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