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Chase recently updated their credit card landing page and I wanted to update my post, “How to combine Chase Ultimate Rewards.” I discovered a strange situation where I no longer had the option of combining points when starting the operation from my Premium Ultimate Reward Accounts that offer transferrable points: Chase Sapphire Preferred®, Chase Sapphire Reserve®, and Chase Ink Business Preferred®.
Premium Ultimate Rewards cards no longer showing “Combine Points”
As you can see below, the “combine points” button should populate in the “Rewards Details” section on the main landing page within Ultimate Rewards.
Cashback Cards still showing “combine points”
I thought perhaps this was a hiccup and only affecting my account. However, when I checked 3 other accounts, they faced the same situation. The only cards that could start the “Combine Points” transaction were the cards that earn cashback Ultimate Rewards: Chase Freedom Flex(SM), Chase Freedom Unlimited®, Chase Ink Business Cash®, and Chase Ink Business Unlimited®.
Can still merge between Premium Ultimate Rewards Accounts
However, once I go to Combine Points I can move between cards that earn transferrable premium Ultimate Rewards just fine, I just can originate from those accounts.
A possibly worrisome Recap
I’m hoping this is just some sort of technical issue and isn’t a sign that Chase may discontinue the ability to merge Ultimate Rewards between accounts, especially from those that are earned from their cashback cards that earn Ultimate Rewards. It’s a weird thing that all 4 accounts I checked are facing the same issue.
Drop me a comment below if you’re seeing the same thing, or if you’re not.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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