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I’ve said it before, I’m saying it now, and I’ll say it again…Amex Offers earns me enough in bonus points and statement credits to not only offset a large portion of my annual fees, but when combined with other perks – I’m net positive. That’s pretty crazy seeing as though just two of my Amex cards charge me a cool $1k a year in fees. I HIGHLY recommend regularly checking your account to see if any offers are attractive to you and your purposes as we don’t highlight all offers, only ones that illustrate high bonuses or value of the program. If you like Prada, you’ll love this targeted offer – spend $500 and get 10k bonus points or $100. I don’t frequent Prada, but I’m pretty sure you’ll get two socks for that price 😉
I find throughout the year the savings that can be had by adding Amex Offers to your targeted cards can outweigh your annual fee without taking any other benefits into consideration. Maybe not the entirety of the $1200+ that I pay in Amex Annual fees from my 5 cards, but every bit helps.
Here are the 5 American Express Cards that I keep and links to their current offers and why we have them in our wallet and recommend your consideration.
- American Express Platinum
- American Express Gold
- American Express Business Platinum
- American Express Blue Business
- American Express Blue Business Plus
Those 5 cards help me earn a ton of referral points as well
Amex Prada Offer:
- Expires 12/31/2019
- Spend $500+ get 10k MR
- In store or Online
- No Hawaii, Mariana Island, outlet or sample sale, Fondazione Prada, all US territories, and international stores/online
- Unsure about gift cards?
- lemme know and I’ll post
Full terms and conditions:
OFFER TERMS
ENROLLMENT/ELIGIBLE CARDS: Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards that are enrolled in the Membership Rewards® program at the time of purchase are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Your enrollment does not extend to any other Cards that may be linked to the same Membership Rewards program account (such as Additional Cards). Offer is non-transferable. ELIGIBLE PURCHASES: Valid in-store and online. Excludes purchases made in Hawaii, the Mariana Islands, outlets, sample sales, Fondazione Prada, all US territories, and international in store or online transactions. Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date). If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the additional points. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you may not receive the additional Membership Rewards points if your transaction is made with an electronic wallet or through a third party. EARNING POINTS: Limit of 10,000 additional Membership Rewards points per Card Member. The enrolled Card account must be active, not be past due, canceled or have a returned payment outstanding to receive the additional Membership Rewards points. Any additional points you receive through this offer are in addition to the points you would normally receive for purchases charged to your Card, but the number of additional points you receive will be based on the purchase price after any credit or other discount is applied. When we calculate the additional points benefit for Amex EveryDay® Card products, points awarded under this offer will not be included. Additional points will be credited to your Membership Rewards program account within 90 days after 12/31/2019, provided that American Express receives information from the merchant about your qualifying purchase. We may not credit additional points to, or we may take away additional points that have been credited to, your program account if the qualifying purchase is returned/cancelled. Terms and conditions for the Membership Rewards program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo. By adding an offer to a Card, you agree that American Express may send you communications about the offer. Bonus ID: B5R7 POID: GEER:0001
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
$300 Chase Travel℠ Credit + Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- $300 Chase Travel℠ Credit + Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- That’s worth $750 when redeemed through Chase Travel℠. Plus, get up to $300 in statement credits on Chase Travel℠ purchases within your first year
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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