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Targeted: Chase 100k Marriott Rewards Premier Credit Card Offer
I received a targeted email this morning from Chase regarding a 100k Marriott Rewards Premier Credit Card offer. While I believe this matches the highest offer ever, and this is a good offer, there’s another angle to think about.  The other 100k+ Marriott Rewards offer – the one masked as an Amex SPG 35k. As you’re probably already aware, SPG can be converted to Marriott Rewards 3:1. So those 35k SPG starpoints equal 105k Marriott Rewards. If you’ve already had the Amex then this is a great way to shore your account. Personally, I love Marriott, so does my family, and I’m a big fan of the new partnership between Marriott and Starwood.
I’ve never been targeted for this offer before. It’s always a nice start to the day 🙂
Let’s take a look at the details
- 100k after $5k spend in 3 months
- 7500 bonus points after adding an authorized user and making a purchase
- 15 nights towards elite status.
- Every year you’ll receive at free Category 1-5 night
- No foreign transcation fees
- Must be under 5/24
- Apply by May 3rd
Just to reiterate – you must be under 5/24
Oddly I was targeted for this offer even though I currently sit at 6/24. I was reminded of that recently when I was REJECTED on my second attempt for a Reserve. Â There is some evidence to suggest that I could be approved if I applied as I was specifically targeted…
Will I apply?
If I was sitting far under 5/24 I think I probably would, and I’d even consider tag-teaming it with the Business version which has an 80k offer. 180k Marriott Rewards will get you 5 nights at a Category 9 hotel anywhere in the world. Like the Marriott Park Lane in London. A newly refurbished, beautiful, and rich hotel off Hyde Park.
I reviewed it last year as part of my trip to see the Colts play in London.
Typically this would cost 225k, but Marriott has a great deal where you can book 4 nights and get the 5th free. A great way to stretch out the value of your points and get a higher return on redemption.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market. It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner
Welcome Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account openingÂ
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Earn
- 5x on all travel purchased through Chase Travelâ„
- NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
- NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
- Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 2x on all other travel
- 1x on everyday purchases
- 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
- 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Benefits and Credits
- $100 Annual Chase Travel Hotel Credit via Chase Travelâ„
- NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
- NEW: Complimentary Apple TV subscription for one year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:Â
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.Â
The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® , Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners
Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travelâ„ you’ll wipe out that annual fee every year. It has great bonus categories and other useful statement credits to enhance your travel.
One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.Â
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