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Massive 175k Hilton Honors American Express Surpass Mailer
We launched a Co-brand referral site yesterday, and one of the cards we featured was the Amex Hilton Honors Surpass. I held this card a few years ago, but ultimately decided it wasn’t worth keeping in my wallet. A big reason was my fiancee picking up an Aspire, and since we can pool points, and the Aspire comes with Diamond status, it wasn’t worth the annual fee, or occupying a valuable Amex slot.
Interestingly enough, I’ve been getting targeted emails for the last year, and I just received the latest one. It’s, by far, the largest sign bonus I’ve ever been targeted for, coming in at a whopping 175k bonus points.
Why you may want to get it if you’re targeted
The Hilton Honors Surpass from American Express is a very solid card and through the rest of the year any free weekend night can be used on any night of they year. The biggest reason I would go for this offer is the backdoor into the Hilton Honors Aspire. Amex has been targeting Surpass cardholders with 150k upgrade offers which means you could end up with quite possibly the best co-brand card on the market with only a single hard pull, but 325k Hilton Honors points. Even with that…I probably won’t go for this offer, but if you’re interested, you’ll get the following bennies as well.
- 12x at Hilton Hotels
- 6x at Restaurants, Grocery Stores, Gas Stations
- 3x everywhere else
- Free weekend night after $15k spend
- Comped Hilton Gold status
- Spend $40k and get Diamond ( I wouldn’t recommend this route tho )
- $95 annual fee
Whatcha think?
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 60k points after $4k spend in 3 months
- Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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