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New YouTube every Tuesday at 2pm EST
It’s Tuesday, and that means we’re publishing a new YouTube video. Every Tuesday at 2pm we’re either teaching you a tip, trick, or tactic, reviewing a hotel or flight, or answering your questions. Today, we’ve put together a quick guide illustrating 3 simple ways you could be earning a ton more Membership Rewards without having to open a new credit card or spend more money. We appreciate you subscribing to our content, liking, and commenting.
One main way that we highlight is utilizing Rakuten.
The ability to earn Membership Rewards off purchases made through this portal is amazing. Often times, you’ll see huge cashback offers promoted which effectively equates to huge Amex multiples on every dollar you spend. If you’re unfamiliar with earning Amex points on Rakuten purchases, read this article that breaks down how to select that option.
If you don’t have a Rakuten account, you can use our Referral link which will earn your $10, or 1000k Membership Rewards when you sign up
Affiliate link via Card Ratings
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
60k Points after $4k spend in 3 months
Transferrable Chase Ultimate Rewards
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Cards that earn flexible points and should be used on the bulk of your purchases.
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.