Credit Cards

American Express® Green Card Review

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American Express® Green Card

Welcome to one of the most under-rated cards: American Express® Green Card. This bad boy not only earns 3x on a wide array of travel, but also earns 3x on dining worldwide, and transit including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

The card comes with a $150 annual fee…a full $175 less than the Amex Gold card and offers a $199 Clear Credit.

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 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

American Express® Green Card

4.8
4.8/5

The American Express®  Green Card is an absolute sleeper. It earns 3x on travel, transit, restaurants worldwide, $199 Clear Plus credit, and annual fee is $150. 

Welcome Offer

40k Membership Rewards(R) after $3k spend in 6 months 

*Rates and Fees; terms apply

Annual Fee

$150  *Rates and Fees; terms apply

Points Earned

Transferrable Membership Rewards

 

A lot of people overlook the Amex Green card as it falls in the shadow of its premium siblings the Amex Gold and Amex Platinum. But this is a bad mammajamma earning 3x on travel, transit, dining, and has a very liberal interpretation of travel compared to other Amex cards.

Travel with the Amex Green card is defined as the following:

  • Flights
  • Hotels
  • Tours
  • Vacation Rentals
  • Rideshares like Uber and Lyft
  • Busses
  • Taxi
  • Subways and Metros
  • Tolls
  • Earn 40,000 Membership Rewards(R) Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 3X Membership Rewards(R)
    • points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
    • transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
    • eligible purchases at restaurants worldwide, including takeout and delivery in the US.
  • Up to $199 CLEAR Plus Credit:
    • Receive up to $199 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express(R) Green Card.
  • No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express(R) Green Card there are no foreign transaction fees.
  • $150 annual fee.
  • *Rates and Fees; terms apply

60k Membership Rewards + 20% back on travel and transit, up to $200, after $3k spend in the the first 6 months is best ever

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Card Benefits

  • Earn 40,000 Membership Rewards(R) Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 3X Membership Rewards(R)
    • TRAVEL
      • including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
    • TRANSIT
      • purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
    • DINING
      • eligible purchases at restaurants worldwide, including takeout and delivery in the US.
  • No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express(R) Green Card there are no foreign transaction fees.
  • $150 annual fee.
  • *Rates and Fees; terms apply

What does the Amex Green consider Travel and transit?

Great question. The Amex Green card has a much more open and liberal interpretation of travel than does other Amex cards in includes a lot more purchases. Amex Green will earn you 3x points on every dollar you spend at the following travel and transit categories:

Travel

  • airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.

Transit

  • trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

Up to $199 Clear Plus Credit

Clear expedites your security experience and will put you at the front of the line. If you already have TSA Pre, Clear will walk you to the front and hand deliver you to the TSA agent.

  • you need to enroll in Clear to qualify
  • You get up to a $199 Clear credit every year
  • Add familiy members for $60 a year, up to 3 additional people

Don’t forget you can get a discount on your clear membership simply by linking your Delta SkyMiles or United accounts, you’ll get a discount on your yearly subscription if you’re a student or in the military which easily puts it under the credit your Amex Platinum gives you.

a credit card with a picture of a man

Non- Affiliate Link

 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

American Express® Green Card

4.8
4.8/5

The American Express®  Green Card is an absolute sleeper. It earns 3x on travel, transit, restaurants worldwide, $199 Clear Plus credit, and annual fee is $150. 

Welcome Offer

40k Membership Rewards(R) after $3k spend in 6 months 

*Rates and Fees; terms apply

Annual Fee

$150  *Rates and Fees; terms apply

Points Earned

Transferrable Membership Rewards

 

A lot of people overlook the Amex Green card as it falls in the shadow of its premium siblings the Amex Gold and Amex Platinum. But this is a bad mammajamma earning 3x on travel, transit, dining, and has a very liberal interpretation of travel compared to other Amex cards.

Travel with the Amex Green card is defined as the following:

  • Flights
  • Hotels
  • Tours
  • Vacation Rentals
  • Rideshares like Uber and Lyft
  • Busses
  • Taxi
  • Subways and Metros
  • Tolls
  • Earn 40,000 Membership Rewards(R) Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 3X Membership Rewards(R)
    • points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
    • transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
    • eligible purchases at restaurants worldwide, including takeout and delivery in the US.
  • Up to $199 CLEAR Plus Credit:
    • Receive up to $199 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express(R) Green Card.
  • No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express(R) Green Card there are no foreign transaction fees.
  • $150 annual fee.
  • *Rates and Fees; terms apply

60k Membership Rewards + 20% back on travel and transit, up to $200, after $3k spend in the the first 6 months is best ever

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

What are some great uses of Amex Points?

We have a complete list of great uses, but our favorites involve using Amex’s extensive list of transfer partners.

a group of logos

Take advantage of Flying Blue the loyalty program of Air France and KLM to fly to Europe between 50k and 70k Miles

Read our Air France and KLM Reviews

a row of seats with monitors on the side

Or use Aeroplan to fly United business class for 60k miles vs United charging 80k for the same flight

a seat on a plane

Fly Emirates First Class from NYC to Milan or Athens for 85k miles

the inside of an airplane with many seats

Overall

American Express welcome offers are once in a lifetime and this is one of, if not the best offer we’ve seen on this card. In the first year, if you max out the 20% back on travel and transit, you’re $50 ahead on your annual fee. If you take advantage of the Clear credit…you’re making your annual fee back every single year. Earning an unlimited 3x back on travel, dining, and transit is pretty awesome as well. I may need to cycle this card back into my wallet.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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