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American Express Platinum Upgrade Offers
The Platinum Card® from American Express is one of the most sought after premium cards on the market. One of the limiting aspects of American Express and welcome offers are the application rules – specifically the “once in a lifetime” language that their cards have in regards to welcome offers. Upgrades are one of the ways to get a welcome offer again – case in point. The current upgrade offer regarding Amex Platinum is something to consider ( especially if you’ve had the card and this is an incentive to get it again as an upgrade ).
If you’re targeted you’ll see it after logging in, or by calling the number on the back of your card and inquiring if any upgrade offers are available to you
100k American Express Platinum upgrade offer
I was just sent a screenshot highlighting an attractive upgrade offer. It’s not the best I’ve ever seen, but given the fact that Amex has changed application rules, it’s not too shabby, especially if you once had a platinum, and now have a gold and you could get it again.
- 100k after $6k in 6 months
What if you have had an Amex Platinum – do I qualify?
It appears so, two of the readers had an Amex Platinum in the past, the other never had one. I not only had one in the past, but still carry one that was grandfathered in as an Amex Platinum Mercedes a few years ago. I still received an upgrade offer…I’ll likely take it, and then cancel my Amex Platinum since I don’t need two Plats and the other has a fee due in April.
Is this the best upgrade offer we’ve ever seen?
In the past we’ve seen
- 75k after $6k in 6 months
- 75k with $5k spend in 6 months + 10x US Supermarkets and US Gas Stations is a fantastic upgrade offer.
- 100k + 5x dining and 5x gas
Will I get a hard pull?
I don’t believe so. Usually with upgrade offers nothing changes with your account…the account number stays the same, etc. In fact, you could keep using your old card and it would work. This also works with downgrades. With that said… anything is possible, but you shouldn’t get a hard pull.
Will a new account appear on my credit score?
Similar to the hard pull question, you will not have a new account appear of your credit score. The account is just changing internally.
What if I’ve never had Amex Platinum before?
If you’ve never had Amex Platinum in the past…I would try and get the best possible offer you can get. You can find that on our top offers page
Some great uses of Amex points
While you can certainly use Amex points within Amex Travel, our favorite travel redemptions are utilizing over 20 Amex partners. Moving points into these programs unlocks an incredible amount of value and potential to travel like you’ve always dreamed. Check out our dedicated page to great uses of Amex points – we’re always adding additional uses.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.