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Very Cool! Now use your Bilt credit card to pay rent via Rent Portal as an ACH

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Bilt is on a mission to make earning points off our rent as easy as 0,1,2,3. They have an extensive network of properties that are part of a Bilt alliance network that make paying your rent within the app as easy as a click of a button. But what if your rent is paid to a landlord who isn’t in the Bilt network?

Prior to the latest update, you’d need Bilt to send your landlord a check on your behalf. They will still do this, but they’ve taken it a step further. If you current landlord has a portal that allows you to link your bank account via a routing number and account number you can use your Bilt credit card to fulfill this request.

You can see below that your Bilt Mastercard now has the ability to populate a routing number and account number which you can enter into your rent portal. As it says below, don’t select credit card, but instead select ACH to avoid paying fees.

This is a very cool work around and makes paying rent eons more streamlined for those who pay via portal. If your landlord doesn’t have a portal, Bilt will send them a check as they have in the past.




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Chase Sapphire Preferred® Card


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • tjp74 February 1, 2022


    I don’t think student loan has anything to do with paying ‘rent”

    • Chris February 3, 2022

      I don’t think that was the point of @Elliot’s comment. If I interpreted it correctly, he is asking can you pay many bill types using the ACH feature of this card? I have the same question.

  • Elliot Bonsall February 1, 2022

    Can you use this to pay student loans?

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