We may receive a commission when you use our links. Monkey Miles is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com and CardRatings. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Monkey Miles is also a Senior Advisor to Bilt Rewards. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Can I stack Citi Prestige’s 4th night free perk?
In case you aren’t familiar with Citi Prestige, it’s Citi’s most premium card and one of its benefits is a 4th night free when you book through their travel service. This is a HUUUUUGE benefit and combined with the $250 annual airfare credit and lounge access ( both Admiral’s Club and Priority Pass), the $450 annual fee is completely eaten up and then some. The thing I get asked quite frequently is whether you can Stack Citi Prestige’s 4th night free perk with other promotions?
The Answer is YES!
Citi used to use a firm called Carlson Wagonlit, but earlier this year they moved booking in house. This was a big advantage because it essentially opened up a ton of potential for offers to be stacked and the Citi Prestige Concierge can go straight to a hotel website and select the deal you want. I wrote about this a couple times in the past, but thanks to you guys my reader base has been expanding and expanding. THANK YOU! If you’d like to check those out check out one on spg and the other on Hilton in Hawaii. As long as the concierge can book it and you pay in full with your Citi Prestige card you will be able to stack offers. 
In fact if you look at the terms…starting July 23rd of 2017 you’ll be getting an average discount applied to the 4 nights. So essentially 25% per night, not the specific 4th night free. It’ll be interesting to see if we can still stack in the same manner, or if only specific deals will be applicable. ANYWAYS…
How I recently Put into practice:
I just got back from Scotland. While I was booking the reservation, Hilton was having a big 30% off sale. I called up the Prestige Concierge and asked her to find a specific rate at the hotel. It was part of their summer sale promotion. It was pre-paid, for 4 nights, and the discount was applied. What this essentially meant was I was going pay for roughly 2 nights and get the other 2 free.
I looked into the Caledonian Hotel in Edinburgh
It’s central, historic, and beautiful. I’m also a Diamond so I thought I’d get some extra benefits. I’ll be publishing a review soon, but the Diamond bennies aren’t plentiful, but the hotel is pretty dope.
The total rate through the website was $1262.41 for 4 nights. It averaged out to be a little over $315 a night. Not cheap.
But alas we found a great 30% off deal
The rate gets reduced to $883.69. Now we’re averaged out at $220.91
Don’t forget we also are going to call Citi Prestige. I had to walk the agent through the process of where the discount was, but once she found it – it was easy peasy.
This was my bill from Citi Prestige. After the 30% off and the 4th night free credit were applied the average rate was $662.77. That’s almost 50% off the published rate. That’s $165.69 per night for an incredible hotel in central Edinburgh. Stacking a deal deal.
When you look at the $220.92 that I saved from this hotel night and the $250 airfare credit I’m already over $100 ahead on my discounted Citigold $350 Citi Prestige annual fee. This doesn’t include the numerous Admirals Clubs I’ve visited nor the $250 airfare credit I’ll get next year!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
$300 Chase Travel℠ Credit + Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- $300 Chase Travel℠ Credit + Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- That’s worth $750 when redeemed through Chase Travel℠. Plus, get up to $300 in statement credits on Chase Travel℠ purchases within your first year
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.