Credit Cards

Capital One Venture X vs The Platinum Card® from American Express which is best for you?

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Capital One Venture X Rewards Credit Card

vs

The Platinum Card® from American Express

I recently named the Capital One Venture X Rewards Credit Card the best premium card for most people. To be clear, I’m specifically talking about deluxe, ultra, up-scale, high-end premium cards that come with high annual fees and a bevy of benefits. One of the questions I get asked the most…how does it compare to The Platinum Card® from American Express?

I did a break down on the Capital One Venture X Rewards Credit Card vs The Chase Sapphire Reserve® and gave the Venture X a clear victory. Now, it’s time to do a head to head with the Amex Platinum.

If you want a long story short… I still think the Capital One Venture X is the best premium card for most people, but if you want the prestige an Amex Platinum carries, you qualify for the current incredible offers, and could make use of the litany of credits… it makes sense as well.

Capital One Venture X Rewards Credit Card

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The Platinum Card® from American Express

a silver credit card with a picture of a man

a building with a tower in the background

Current Welcome Offers and Annual Fee

Both cards have a high annual fee, but the Capital One Venture X is the cheapest ultra premium card on the market. It rings in at $395 a year vs the $695 that American Express Platinum charges. It gets a little trickier when you take into account the welcome offers since both are offering in excess of 100k points, but Amex Platinum has a mega accelerator attached to restaurants worldwide for 6 months.

Personally, I think the Amex Platinum offer is just too good to be true and opens up the door to earn an enormous amount of points if you were to able maximize the deal. How on earth do you compete with that? Even with a $695 fee that is some monster earning potential.

The only downside of getting the Amex Platinum is if you haven’t gotten an Amex Gold or American Express Green Card® since the new application rules not explicitly say that you’re ineligible for welcome offers on those cards if you have or have had an Amex Platinum in the past.

Capital One Venture X Rewards Credit Card

a close-up of a credit card

The Platinum Card® from American Express

a silver credit card with a picture of a man

75k Miles after $4k spend in 3 months Offer 1: 150k after $8k spend in 6 months ( via referral )
$395 annual fee Offer Two: 100k after $8k spend in 6 motnths  + 10x on restaurants worldwide, capped at $25k, for 6 months ( via Resy)
$695 (Rates and Fees)

Earn Rates

Capital One makes it very straight forward again… get unlimited 2x miles on every dollar you spend. If you want to buy travel within their portal, you’ll get a hefty bonus for doing so, otherwise, you’ll get 2x miles.

The Amex Platinum card gets 1x Membership Rewards per dollar on every single purchase you make. If you purchase a flight directly form the airline or within Amex Travel you’ll get 5x Membership Rewards.

It should be noted that often times purchasing travel originating from portals results in an inability to earn elite nights, credits, miles, etc that help you gain airline or hotel status.

I’d go with Cap1 as the victor here

Capital One Venture X Rewards Credit Card

a close-up of a credit card

The Platinum Card® from American Express

a silver credit card with a picture of a man

2x miles on every single purchase without limit 1x Membership Rewards on everything
Purchases in the Capital One Travel Portal

  • 10x miles on hotels and car rentals
  • 5x miles on flights
  • 5x Membership Rewards on airfare booked directly with the airline or Amex Travel

Annual Credits 

This is a category in which things get far trickier and personal in terms of distinguishing a winner.

The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. Each year you get up to a $300 travel credit in the Capital One travel portal and every year you keep the card you get 10k miles, worth minimum $100, on your anniversary. That means, if you spend more than $400 a year on travel, you’ll get the Capital One Venture X Rewards Credit Card free of charge.

The The Platinum Card® from American Express comes with a bevy of statement credits that someone like me is willing to take advantage of, but I question as to whether most people will be able to extract face value for most of credits to offset the $695 annual fee.(Rates and Fees) Another thing to consider with the Amex Platinum is that most of the credits require you to enroll, a split month to month or semi-annual, and add complexity to their redemption.

Amex isn’t as straight forward, but if you’re like me, could end up giving you more back than you’d spend on the fee…if you max the credits. For most people, I think Cap1 is much easier to see a path towards cash positive

Capital One Venture X Rewards Credit Card

a close-up of a credit card

The Platinum Card® from American Express

a silver credit card with a picture of a man

  • $300 Annual Credit within the Capital One Travel Portal
  • Up to $200 Hotel credit
    • You must pre-book via Amex FHR ( 1 night or more ) or The Hotel Collection, which requires a two night minimum stay, via Amex Travel
  • 10k bonus miles after each anniversary
    • Worth $100 within Capital One Travel or can be transferred out to partners
  • Up to $200 Uber Cash yearly credit valid US only (enrollment required )
    • Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $100 TSA PreCheck or Global Entry credit
  • Up to $200 airline incidental credit (enrollment required )
  • Up to $189 Clear Plus credit (enrollment required )
  • Up to $300 Equinox credit (enrollment required )
  • Up to $100 Saks 5th Avenue Credit
    • Semi Annual – Up to $50 Jan to June
    • up to $50 July to December
  • Up to $240 Digital Entertainment Credit (enrollment required )
    • Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
  • Up to $100 global entry or $85 TSA Pre credit (enrollment required )
  • Up to $12.95 + tax / month Walmart+ membership
    • Walmart+ members receive unlimited free shipping with no order minimum on items shipped by Walmart.com, free delivery from stores, as well as mobile and contactless check-out to make shopping faster.
    • You get Paramount+ included with Walmart+
  • UP to $25 Soul Cycle monthly credit
    • Platinum Card Members will receive a $300 statement credit every time they purchase a SoulCycle At-Home Bike, up to 15x per calendar year.
    • An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
    • Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only.
    • This stacks on top of the $25/month Equinox+ statement credit.

Using Points via Transfer Partners + Portal

Travel Portal

Capital One offers two ways to using your points on travel

  • Travel statement credit
    • Any charge you have on your card, in the past 90 days, categorized as travel can be wiped off your bill at a penny a point
  • Capital One Travel Portal
    • Redeem your points at a penny a point here as well – the rates may be more advantageous than using the statement credit feature

American Express allows redemptions via Amex Travel

  • Ordinarily using American Express Membership Rewards on travel will result in under a penny a point ( sometimes you’ll get the full cent, but most often you will not).

Transfer Partners

This is really where I’d recommend using your points.

Either program opens to door to an incredible list of transfer partners. If you’re keen on finding out what the best uses of either programs points are – I’d recommend reading out best of guides linked above.

The biggest difference comes from Amex having Marriott, Hilton, and Delta as partners. For the average person this may open up an easier route for redemption; however, these programs offer some of the worse valuations for points. The ideal redemption is to save up and throw them at an international trip in business or first class. Either program provides a great list of partners to find award space on across multiple programs.

 

Capital One Venture X Rewards Credit Card

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The Platinum Card® from American Express

a silver credit card with a picture of a man

Aeromexico Club Premier AeroMexico
Air Canada Aeroplan Aer Lingus AerClub
Avianca LifeMiles Air Canada Aeroplan
Air France Flying Blue Air France KLM Flying Blue
British Airways Executive Club Alitalia MileMiglia
Cathay Pacific Asia Miles ANA
Choice Privileges Avianca LifeMiles
Etihad Guest British Airways Executive Club
Emirates Cathay Pacific Asia Miles
Finnair Plus Delta SkyMiles
Qantas Frequent Flyer Emirates Skywards
Singapore Airlines Etihad Guest
TAP Air Portugal Miles&Go Hawaiian Airlines
Turkish Airlines Miles and Smiles Iberia Plus
Virgin Red JetBlue TrueBlue
Wyndham Rewards Qantas Frequent Flyer
Accor transfer 2:1

 

Qatar Airways
EVA transfers 2:1.5 Singapore Airlines KrisFlyer
Virgin Atlantic Flying Club
Choice Privilege
Marriott Bonvoy
Hilton Honors
a man wearing a mask and sitting in an airplane
Lufthansa First Class

Lounge Access

Both the Capital One Venture X Rewards Credit Card and American Express Platinum card come with access to their own branded lounges and Priority Pass Select memberships. There are some big differences so let’s dig in.

Capital One has 3 lounges currently open ( Dallas, Washington DC, and Denver ). The Capital One Venture X Rewards Credit Card has access for 2 guests, and if you add authorized users, they’ll gain access as well. The Venture X also comes with a Priority Pass membership alongside Plaza Premium lounge access. Unfortunately, the Capital One Venture X lost the restaurant benefit on 1/1/2023.

American Express set the bar when they created Centurion Lounges. The program has built out to over 40 lounges, but they were too good to be true, quickly became crowded, and the food/drink quality was downgraded. It started in Feb of 2023, but Amex now only permits the cardholder to enter the lounge, and any guest will be charged $50 – one caveat is if you spend $75k a year, you’ll be able to bring in 2 guests free of charge.

Amex comes with a Priority Pass membership as well that includes 2 guest access. They stripped the restaurant access a couple years ago so effectively on par with the Capital One Venture X Rewards Credit Card in terms of access. One thing to also consider, and I recently used was the Delta Lounge access Amex Plat cardholders get when they’re flying Delta. If you’re based in a Delta hub this could be quit valuable to you.

Capital One Venture X Rewards Credit Card

a close-up of a credit card

The Platinum Card® from American Express

a silver credit card with a picture of a man

Lounge access

Capital One Lounge Access

  • 3 locations and more to come
  • 2 guests allowed and $45 for every guest after that
  • Authorized Users get access as well
    • Add 4 Authorized Users free of charge
Centurion lounge access
  • 40+ locations worldwide
  • Cardholder only access
    • After 2/1/23 unless you hit $75k in 12 months spend
    • U.S. Platinum Card® and U.S. Business Platinum Card® Members will be charged a $50 USD fee for each guest (or $30 for children aged 2 through 17, with proof of age).
    • U.S. Platinum Card® and U.S. Business Platinum Card® Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter.

Priority Pass Select access

  • Unlimited complimentary access for you and two guests to 1,400+ lounges
  • 4 Authorized users can enjoy this and bring 2 guests in as well
  • no restaurant access

Plaza Premium Lounge Access

  • Unlimited complimentary access for you and two guests
  • 4 Authorized users can enjoy this and bring 2 guests in as well

Priority Pass select membership (enrollment required )

  • No restaurant access

Delta SkyClub access

  • access when traveling on a Delta ticketed flight
a stuffed animal in a room
Centurion Lounge

Other Benefits

Both cards come with complimentary cell phone insurance, but where Cap1 stands out is the primary rental car status and insurance. Insurance has been a reason why I have continued to keep a Chase Sapphire Preferred in my wallet, but now…I could downgrade that car and rent via my Cap1Vx.

Amex falls short on Hertz status and rental car coverage, but does offer both Marriott and Hilton Gold status. If you’re looking to redeem Hilton points this could be advantageous since it Hilton elite members get a 5th night free with points. Otherwise, Marriott and Gold status doesn’t offer a ton of bang for your buck, you may get occasion club level access, upgrade, or even a breakfast credit, but it isn’t always guaranteed and with the easy pathways to top tier status we’ve seen the past couple of years, you’ll be quickly out ranked.

Looking at the Amex Fine Hotels and Resorts access. Most of these properties can be booked with VIP benefits at no additional charge here – in fact, you may be better off booking via Virtuoso

Capital One Venture X Rewards Credit Card

a close-up of a credit card

The Platinum Card® from American Express

a silver credit card with a picture of a man

Hertz President’s Circle Status ( scheduled to end 12/31/24 ) Hertz President’s Circle Status

Avis Preferred Plus

National Executive Status

Primary Rental Car coverage ( CDW ) Secondary Rental Car Coverage
Complimentary Cell Insurance

  • Up to $800, $50 deductible
Complimentary Cell Insurance
  • Up to $800, $50 deductible
No fee for up to 4 Authorized Users
  • Hilton Gold Status
  • Marriott Gold Status
 Referrals – up to 100k a year
  • referrals do trigger a 1099
$195 per Authorized User
Access to Premier Collection Access to Amex Fine Hotels and Resorts + Hotel Collection
Refer a Friend – up to 100k a year
  • referral does trigger a 1099

Overall

Currently, both cards are offering incredible incentives to sign up. You can’t go wrong with either in your first year. But, after you’re tried out each card, which would you keep long term?

The Amex Platinum has an extremely rich welcome offer and opens a lot of value if you are able to use up the credits the card offers. Plus… nothing screams status, other than a black card, like an Amex Platinum. That status carries a lot of weight for many people.

The Capital One Venture X has a very competitive offer as well, but makes the case that if you spend $400 a year on travel, which I’d guess most anyone reading this blog does, they will give you all the other benefits of the card free of charge since you’d easily recoup the annual fee.

I mean… how do you beat that deal?

I keep both cards in my wallet because I’m able to extract more value from the cards than I pay in annual fees. I think I’m in a very small minority of people who would truly make use of these credits on an ongoing basis and care to take the time to do so.

Which card would you choose?

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

62 Comments

  • Scott Lawton May 6, 2024

    Thank You!!!! Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months. https://i.capitalone.com/JraWJj5CQ

  • Mike Smith May 4, 2024

    Capital One Venture X referral link……..….… https://i.capitalone.com/JNhRtfzeF

  • William May 4, 2024

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://i.capitalone.com/JKHMQRjNV

    May the 4th be with you! Thank You So Much!

  • Patti April 20, 2024

    Capital One Venture X: Earn 75,000 miles! https://i.capitalone.com/JraWJj5CQ

  • mike smith April 20, 2024

    Here’s my Capital One Venture X referral link… https://i.capitalone.com/JNhRtfzeF

  • Kunal April 20, 2024

    Appreciate anyone using my link for 75,000 welcome bonus.

    Hey! I love my Capital One travel card and I think you will too! You get unlimited miles on every purchase with a card that fits your lifestyle. I can get a bonus if you apply through my referral link: https://i.capitalone.com/JDCor22Z3

    Thank you! 😊

  • Patti April 14, 2024

    Capital One Venture X: Earn 75k miles! Thank you! https://i.capitalone.com/JraWJj5CQ

  • mike smith April 14, 2024

    Here’s my Capital One Venture X referral link.. https://i.capitalone.com/JNhRtfzeF

  • Kunal April 14, 2024

    Appreciate anyone using my link for 75,000 welcome bonus.

    Hey! I love my Capital One travel card and I think you will too! You get unlimited miles on every purchase with a card that fits your lifestyle. I can get a bonus if you apply through my referral link: https://i.capitalone.com/JDCor22Z3

    Thank you!

  • Scott Lawton February 28, 2024

    Thank You!!! Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months. https://i.capitalone.com/JraWJj5CQ

  • mike smith February 28, 2024

    Here’s my Capital One Venture X referral link. https://i.capitalone.com/JNhRtfzeF

  • Brittney February 26, 2024

    Hi Everyone,

    If you are interested in getting the Venture X, please consider using my referral link.

    https://i.capitalone.com/GtZ55UrJb

    Thank you!

  • Scott Lawton February 24, 2024

    Thank You!! Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months. https://i.capitalone.com/JraWJj5CQ

  • Will February 23, 2024

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://capital.one/3tNYUvH

    May the odds be in your favor! Thank You So Much!

  • Amanda February 23, 2024

    AMEX raised their referral offers, it would be amazing if you used my link! Thank you 🙂 https://americanexpress.com/en-us/referral/AMaNDK8wUv?XLINK=MYCP

  • Scott Lawton February 5, 2024

    Thank You! Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months. https://i.capitalone.com/JraWJj5CQ

  • Ethan February 3, 2024

    Earn 75,000 miles bonus miles after spending $4,000 on purchases within the first 3 months from account opening. Thank you for using my referral link! 🙂

    https://i.capitalone.com/JE025IsFu

  • Steven C January 1, 2024

    Appreciate anyone who uses my Capital One Venture X link!
    https://i.capitalone.com/JraWJj5CQ

  • William January 1, 2024

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://i.capitalone.com/JKHMQRjNV

    Good Luck! I Appreciate it!

  • Patti November 27, 2023

    150k MR Points! Thank you in advance if you use my link! https://americanexpress.com/en-us/referral/PATRIHIJv0?XL=MIMNS

  • Patricia November 3, 2023

    Thank you if you use my link! Capital One Venture X –
    https://i.capitalone.com/JNhRtfzeF

  • Mandy October 30, 2023

    Here is my big sign up bonus amex plat refer link!

    https://americanexpress.com/en-us/referral/AMaNDKPqy3?XLINK=MYCP

  • David S October 29, 2023

    Appreciate anyone who uses my Capital One Venture X link!
    https://i.capitalone.com/JraWJj5CQ

  • Steven C October 27, 2023

    Appreciate anyone who uses my referral link! Capital One Venture X – https://i.capitalone.com/JraWJj5CQ

  • Ash October 15, 2023

    Capital One Venture X Increased Offer of 90,000 points. Great offer
    https://i.capitalone.com/JnBWBeY1b

  • Ash October 15, 2023

    Capital One Venture X 90,000 point offer. Thanks for using the link
    https://i.capitalone.com/JnBWBeY1b

  • Lauren October 4, 2023

    https://i.capitalone.com/JZr8zE91X In case anyone else wants to reap the benefits of an AMAZING rewards card!

    This article is exactly what I was looking for…side by side comparison. Love how Cap1 is disrupting the market. I’ve been with them for over a decade and only have positive things to say! Thank you Zach for putting together such a useful website and platform!

  • Victoria September 5, 2023

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://i.capitalone.com/Jn7D0pRQ9

    Good Luck! Thank You So Much!

  • Mike August 14, 2023

    If you’re looking to add the Venture X consider my referral link: https://i.capitalone.com/Jv4TaF0Ji
    My next travel adventure: Japan!

  • […] Capital One Venture X vs American Express Platinum […]

  • Taryn August 13, 2023

    I love my Venture X card! Please use my referral link: https://i.capitalone.com/JvMQ55T5c

  • Julia June 9, 2023

    I have a Capital One Venture X credit card and really like it. You should def check them out.

    If you decide to apply for a card, use this link https://capital.one/3TOnG9l

    Thanks!

  • Christine June 8, 2023

    I know the points are less transferable, but the 2x points has really made the VentureX our main card. We mostly transfer to British to fly on AA, so it works for us!

    Here’s my Venture X referral link: https://capital.one/3ZthLe4

  • khatl June 3, 2023

    Walmart subscription also gets you Paramount+ for free.
    Hotel credit at FHR only requires 1 night not 2

  • Amanda May 19, 2023

    Capital one referral link here! https://capital.one/3Ftq7K7

    Amex Plat referral link here! https://americanexpress.com/en-us/referral/AMaNDKGOsw?XLINK=MYCP

  • PD April 21, 2023

    Use my referral link for Cap One Venture X!!!
    https://capital.one/3BqRxOT

  • PD April 21, 2023

    Use my referral link for Cap One Venture XXX!!!
    https://capital.one/3BqRxOT

  • Nick G April 20, 2023

    I just upgraded to the Capital One Venture X and already enjoying the benefits. You can too.
    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
    Here’s my Venture X referral link:
    https://capital.one/3KMCRxi

  • Julie H March 27, 2023

    I just upgraded to the Capital One Venture X and already enjoying the benefits. You can too.

    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

    Here’s my Venture X referral link: https://capital.one/3TWdbCH

  • Daniel March 17, 2023

    Capital One Venture X 75,000 point sign up bonus link! https://capital.one/3TPNl1s

    AMEX Plat Sign up bonus link: https://americanexpress.com/en-us/referral/AMaNDKGOsw?XLINK=MYCP

  • Philip March 9, 2023

    Hello Everyone!
    I appreciate if you could use my referral link: https://capital.one/3I4PiVD

    Thanks!!!
    Also, Happy International Women’s Day to all the women who have made a positive impact in our lives! 😀

  • Alex K February 26, 2023

    I have a Capital One Venture X credit card and really like it. I think the benefits out way the AMEX platinum, especially with the annual price difference. Booking through the Capital One travel portal is very easy (must use to get the 5x flights and 10x hotels), and using the shopping offers for huge savings online is great. They offer you rebates on your monthly bill, or you can redeem for giftcards to dozens of major brands/stores.

    If you decide to apply for a card, please use my referral link:
    https://capital.one/3ZqgyDh

  • William February 25, 2023

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://capital.one/3tNYUvH

    Good Luck! Thank You!

  • Josh January 23, 2023

    Hi,

    If you are interested in getting the Venture X, please consider using my referral link. I would greatly appreciate it! Capital One is currently offering 75,000 miles for spending $4000 in the first 3 months.

    Here’s my Venture X referral link: https://capital.one/3WSFmTK

  • Jessica January 11, 2023

    This is a great card! Currently saving to take my family to Japan in 2024 thanks for using my link!

    Here’s my Venture X referral link: https://capital.one/3IhBDdZ

  • William January 1, 2023

    Capital One Venture X: Earn 75K miles after spending $4000 in the first 3 months.

    https://capital.one/3tNYUvH

    Good Luck! Thank You!

  • Carolyn October 18, 2022

    I have a Capital One Venture X credit card and the perks are great.

    If you decide to apply for a card, use this link https://capital.one/3TaRJsu; if you’re approved, I’ll get a referral bonus.

  • William October 14, 2022

    Capital One Venture X: Earn 75k miles after spending $4000 in the first 3 months.

    https://capital.one/3u4vMRH

    Good Luck! Thank You!

  • Hamilton August 30, 2022

    This card has such great benefits and they make it to simple to use. Credit to Zach for highlighting all of the potential benefits for someone like me to take advantage of. Thank you so much and happy spending all!

    Here’s my Venture X referral link: https://capital.one/3QSxjmY

  • Bill G August 22, 2022

    What are your experiences using the CAP1 travel portal? I’ve read horror story after horror story about poor availability (many flights not even showing up) and poor customer service when something goes wrong. Would like to hear good experiences too!

    • Miles August 22, 2022

      Hey Bill – I’ve used it twice, once on my account to book a hotel in NYC and it worked fine, price was competitive, and then another time via my wife’s account for a hotel in Europe and it worked fine. I will say this… it’s getting better with more availability, but it definitely doesn’t list all of the options you’d find on a consolidator, or Amex Travel, and I’d guess that soon Chase Travel will be hard to beat if you’re looking specifically for portal redemptions/bookings ( since they acquired a Frosch and CX loyalty ).

    • C.J. August 22, 2022

      I’ve booked about two dozen flights through the C1 portal without a glitch. One flight was canceled by the airline and refunded to my card. During that canceled flight, I worked directly with the airline to try to re-book, but the schedule just was not conducive, so the agent canceled and refunded the flight for me.

      I only booked two hotels through the C1 portal, and not much to say about that.

  • Pdx Arbitrage August 22, 2022

    I have large spend at home depot. 3% cash back via capital one portal and 2x per $1 is a great return.

    Here’s my Venture X referral link: https://capital.one/31x1USw

  • William April 4, 2022

    Capital One Venture X:
    https://capital.one/3u4vMRH

    Good Luck! Thank You!

  • Mark D Edwards March 3, 2022

    I got this card in January and LOVE it! The lounge in Dallas is awesome and the benefits, particularly during the first year, FAR outweigh the annual fee. I can eat $395 worth of food just using the Priority Pass restaurants. Haha. And if anyone is looking and doesn’t have a referral, I’d super appreciate some of you using mine. Trying to get enough miles to take Mom King Salmon fishing in Alaska once more before she gets too old. 🎣

    https://capital.one/35qFvrL

  • Guest March 2, 2022

    You refer to the Amex Platinum welcome offer with the 10x bonus on “shop small” purchases – but didn’t that offer end in January? Is the 10x shop small offer still available for new applicants?

    • Miles March 2, 2022

      You’re right, and I’ve updated. It’s 10x on dining up to $25k in 6 months currently. Thank you!

  • Mak March 2, 2022

    One thing that’s rarely considered in comparisons between Amex and/or Chase/Capital One/Citi is that all the Amex competitors let you transfer your miles as if you own them. Amex on the other hand will only allow you to liberate and transfer your miles to airline partners if you pay them a ransom. You might get 100K Amex miles for your $695 fee and spend, but you can’t transfer them to an airline partner without paying amex another $50 or so in bullsh$t fees – an amount which seems small when you pay it but is material in the total transaction (and obnoxious).

    • Sho'nuff March 12, 2022

      It really is pathetic AMEX charges for that.

  • Alaina December 19, 2021

    Thank you so much for the info! I’m excited to start my premium card journey with the Capitol One Venture X

    Please use my referral link if you sign up for the card. Thanks!

    https://capital.one/3e9DCkk

  • Pete December 1, 2021

    Love your posts

    Carrying both Cap1X & Amex Plat. Have had Cap1 Venture miles for years.

    Cap1 customer service by far better-especially phone to solve issue quickly. Points transfer to another Cap 1 mile card a big +.

    Amex Plat as of now offers 5-10% discount on preferred airline + 5x points—-big savings.

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