Credit Cards

Activate Now – Chase Freedom Flex® 5% Bonus Categories for Q3 2024 ( Amazon, Hotels, Restaurants )

a stuffed animal on a fence

We may receive a commission when you use our links. Monkey Miles is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com and CardRatings. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Monkey Miles is also a Senior Advisor to Bilt Rewards. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.


Chase Freedom Flex® 2024 category bonuses

We love the Chase Freedom Flex® for this exact perk: rotating, quarterly 5x bonus categories.

What does that mean?

It means that every 3 months Chase Freedom Flex® releases a new list of bonus categories that earn 5x throughout the quarter. It’s an incredible way to multiply the number points you make on purchases, or strategize for the future.  For Q3 we have what I think we have a good mix of categories + gas is always a favorite.

  • Gas Stations
  • EV Charging
  • Select Live Entertainment
  • Movie Theaters

I would definitely consider getting a Chase Freedom Flex® in order to enjoy the native category bonuses the card offers in addition to these quarterly, rotating category bonuses.

What are the new Chase Freedom Flex® 5x rotating, quarterly categories?

As long as you activate by September 14th, you’ll receive 5% or 5x on all of the purchases made in the bonus categories for that quarter.

  • You must activate by 09/14/24
  • The spending is capped at $1500
    • This means that your earning potential is maxed at out 7500 points or $75 cashback
  • You must activate this perk each quarter, starting the 15th of the month prior ( March ), up until the 14th of the last quarterly month ( June ).
  • If you have a Chase Freedom Flex®, you’ll get $1500 per card.

a screenshot of a website

Learn More

*Reader Referral

Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Freedom Flex®

4.8
4.8/5

Chase Freedom Flex® is an all out beast of card. Hands down, it’s one of the best on the market and offers a rotating 5x category bonus that allows helps you earn a ton of points. 

Make sure you pair this card with a Chase Sapphire Preferred®, Chase Sapphire Reserve® or Chase Ink Business Preferred® for max value

Welcome Offer

$200 or 20k Ultimate Rewards after $500 spend in 3 months see card benefits for terms

Note this is a non-affiliate reader referral offer

Annual Fee

$0

Points Earned

Cash Back or non-transferrable Ultimate Rewards unless paired with a premium Chase card

 

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • Enjoy new 5% categories each quarter!
  • 5% cash back
    • on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back
    • on drugstore purchases
    • dining at restaurants, including takeout and eligible delivery service,
  • Unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back.
    • You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • No annual fee 
  • Member FDIC

 

Additionally, you’ll get World Elite Mastercard benefits, including

    • Mobile Phone Insurance – Up to $800 per claim and $1,000 per year on mobile phone protection
      • theft and damage on users listed on the phone bill paid by the cardholder
    • Lyft  $10 in credit for every five rides taken in a calendar month
      • This gets applied to the next ride
      • 1x per month
    • ShopRunner – free membership
      • 2 day shipping at over 100 stores
    • Fandango  2x VIP+ points on movie tickets bought on the Fandango app or Fandango.com

The best offer we’ve consistently seen is via reader referral= $200 after $500 spend in 3 months + an additional 5x category for 12 months

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

When you carry a Chase Sapphire Preferred® or Chase Sapphire Reserve®, the The Chase Freedom Flex® works exceptionally well in tandem.

It gives you the ability to earn 5x on rotating category bonuses each quarter which really expands your ability to earn points faster. 

The base rate on the card is 1x though, so I’d recommend using this for the rotating category bonuses, but using a card that earns 1.5x or 2x for all your non-bonus spend. Like a Capital One Venture X, Venture Rewards, or Chase Freedom Unlimited

What have the past Chase Freedom Flex® bonus catagories?

Just so you have an idea, here’s a look at what we’ve seen incentivized in the past.

Heres’s a look at 2023:

a screenshot of a phone

Here’s a look at 2022

a screenshot of a phone

Here’s a look at the 2021 calendar

a screenshot of a phone

And the 2020 categories

a screenshot of a phone

When Do the new bonus Categories start? The 1st of every quarter

You’ll need to register for these bonus categories by March 14th, 2023. As long as you register by that date, all of the purchases made in these categories will earn 5%/5x points.

Where Do I go to Register? Click here – available starting 12/15/23

a screenshot of a computer
Activate Chase Freedom Bonus Categories

How we use Chase Freedom Flex® to get closer to lie-flat seats and 5 star suites.

If you’re like me and carry a Chase Premium credit card like the Chas Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® then you can combine your Chase Freedom Flex® points into those accounts in order to transfer them into valuable partners.

This is by far the most advantageous usage of Ultimate Rewards, but also increases the value when redeemed in the Chase Travel center. For instance, if you move them into a Chase Sapphire Reserve® account, your points will instantly be redeemable for 1.5 cents per point, a 50% increase over redeeming them in the Freedom Chase Travel Center.

Don’t have a Chase premium card?

You should definitely check out our thoughts and the latest offers on:

Combining a Chase Premium card like those above will help you optimize your spend and value of the points you’re earning.

One of the coolest ways to use Chase Ultimate rewards? Emirates First Class. Immerse yourself in the full experience in our YouTube video below!

Take a look at our Best Uses of Chase Points

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

Learn More

Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

60 Comments

  • Dave M June 20, 2024

    Earn 75,000 bonus points with either Chase Sapphire card.
    https://www.referyourchasecard.com/19n/S1BV9ERMVI
    Thanks!

  • Jacob S June 11, 2024

    Thank you! Earn cash back with the Chase Freedom Unlimited or Chase Freedom Flex® credit card.
    https://www.referyourchasecard.com/18j/Z3O45CFZT4

  • Carina A March 20, 2024

    Thank you! Earn $200 cash back with the Chase Freedom Unlimited or Chase Freedom Flex credit card.
    https://www.referyourchasecard.com/18M/K0BRGHQF8Z

  • Melanie March 18, 2024

    Hi all,

    Updated referral link:

    Earn $200 cash back with the Chase Freedom Unlimited or Chase Freedom Flex.

    https://www.referyourchasecard.com/18M/FC4X2I91YD

  • John Natale January 1, 2024

    Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card.
    https://www.referyourchasecard.com/18o/C1ON7GNI6J

  • Carina A December 25, 2023

    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Will December 18, 2023

    Chase Freedom Flex: Earn 20k points or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery for the first 12 months.
    https://www.referyourchasecard.com/18o/3DU5YVMU29

    Good Luck! Thank You So Much!

  • Jason Snell November 29, 2023

    Thank you!!!!! Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Shay November 28, 2023

    Don’t miss out on these great new offers available.
    Check out the Chase Freedom Unlimited or Flex.
    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • Jason Snell November 24, 2023

    Thank you!!!! Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Shay November 24, 2023

    Great new offers available.
    Check out the Chase Freedom Unlimited or Flex.
    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • Jason Snell November 22, 2023

    Thank you!!! Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Samantha November 22, 2023

    Hey Zach! Does this apply to just the Freedom Flex or the Freedom unlimited as well? Thanks 🙂

    • Miles November 23, 2023

      Hey Samanta, this applies to the Flex, not the Unlimited

  • Shay November 21, 2023

    Check out the Chase Freedom Unlimited or Flex.
    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • Jason Snell November 20, 2023

    Thank you!! Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Shay November 19, 2023

    Great Chase Freedom Unlimited or Flex.
    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • Jason Snell November 16, 2023

    Thank you! Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x at Gas & Grocery in the first year.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Shay November 16, 2023

    Chase Freedom Unlimited or Flex.
    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • William November 16, 2023

    Chase Freedom Flex: Earn 20k or $200 back after spending $500 in the first 3 months + Earn 5x or 5% back on Gas & Grocery up to $12k spent in the first year.

    https://www.referyourchasecard.com/18o/3DU5YVMU29

    Good Luck! Thank You!

  • Jason Snell November 16, 2023

    Thank you to anybody who uses my link! Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card.
    https://www.referyourchasecard.com/18o/SUEF2N93KG

  • Shay November 14, 2023

    Very much appreciated and Thank you for using my link.
    Chase Freedom Unlimited/Flex: Earn 20k or $200 after spending $500 in the first 3 months + Earn 5x or 5% at Gas & Grocery in the first year up to $12k spent.
    https://www.referyourchasecard.com/18o/HMJKJZ8EML

  • Michael Reese August 31, 2023

    Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18j/K0BRGHQF8Z

  • David Sherman August 26, 2023

    Earn 60,000 bonus points with the Chase Sapphire Preferred. I can be rewarded, learn more.
    https://www.referyourchasecard.com/6j/30J06LN23F

  • Vincent August 22, 2023

    If you are in the market for either the Freedom Unlimited or the Freedom Flex, would appreciate it if you used my link!

    Earn $200 cash back (20K UR points) with Chase Freedom Unlimited or Chase Freedom Flex credit card.

    https://www.referyourchasecard.com/18j/MPBQ8PMCHM

    Thanks!!

  • Scott Lawton August 8, 2023

    Thank you in advance if you use my link! Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18j/K0BRGHQF8Z

  • William August 7, 2023

    Chase Freedom Flex: Earn $200 or 20k points afters spending $500 in the first 3 months.

    https://www.referyourchasecard.com/18j/AKWJWDYU5F

    Good Luck! Thank You So Much!

  • Chris O. February 28, 2023

    Ready to pick up your own Chase Freedom Flex card and earn bonus money? Consider using my referral code:

    https://www.referyourchasecard.com/18o/1820X1RFTQ

    Cheers!

  • Patrick January 17, 2023

    THANK YOU!!

    Earn $200 cash back with Chase Freedom Unlimited or Chase Freedom Flex credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18o/5GENEB6QGV

    Earn 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded, learn more.
    https://www.referyourchasecard.com/6f/T6ZSM0687L

  • William January 6, 2023

    Chase Freedom Flex: Earn $200 or 20K points after spending $500 in the first 3 months + Earn 5% or 5x the points back at grocery stores for the first 12 months up to $12000 in purchases.

    https://www.referyourchasecard.com/18o/RF5YZ6VXNA

    Good Luck! Thank You!

  • Jessica January 4, 2023

    Love stacking these Freedom cards with my CSP to maximize rewards! Saving up for a family trip to Japan; thanks for using my link!

    Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18o/G3K2ODXGR3

  • Faizal Ramdial January 3, 2023

    Hey Everyone , love the monkey miles community, thanks to you all and Zach I’ve been able to reap some rewards from CC.

    If interested here are my 2 chase referral links!
    CHASE sapphire preferred 60k points after spending 4000 in 3 months. No explaining need, great card, needed or the CSR to complete the Trifecta and relatively lower annual fee of 95
    https://www.referyourchasecard.com/6f/EUL4VRCU2P

    Chase freedom Flex 20k sign up bonus after 500 dollars of spend. No annual fee card, great with the CHASE trifecta.
    Earn $200 cash back / 20000 chase travel points. NOW with great quarter of 5times at grocery stores!!
    https://www.referyourchasecard.com/18o/JCUYRH430R

  • John December 27, 2022

    Use my Chase Freedom referral link!

    $200 bonus offer plus 5% back on groceries Chase Freedom Unlimited or Flex referral offer
    https://www.referyourchasecard.com/18o/BBN37AW1EH

  • Katie December 21, 2022

    Hi Travel Friends! I just started learning about points and miles this year from Monkey Miles and Zach! I’ve been working on accumulating points and am hoping to do my first redemption next year on a trip to Paris! I would love if you use my referral link if you’re considering these cards! Thanks and happy traveling!

    Chase Freedom Unlimited or Chase Freedom Flex: Earn $200 cash back:
    https://www.referyourchasecard.com/18o/12OW21PHNT
    -I got the Freedom Flex as recommended here and it’s been so nice to get 5x points in the rotating categories! And you can’t beat $0 annual fee!

  • Will December 16, 2022

    Chase Freedom Flex: Earn $200 cash back after spending $500 in the first 3 months.

    https://www.referyourchasecard.com/18o/ATVQLIR4FQ

    Good Luck! Thank You!

  • mojo December 16, 2022

    (Might want to update the Dates on your headline to Q1 2023)

    • Miles December 16, 2022

      🤦🏼‍♂️ thanks

  • William October 7, 2022

    Chase Freedom Family: Earn $200 after spending $500 in the first 3 months with the Chase Freedom Unlimited or Chase Freedom Flex credit card.

    https://www.referyourchasecard.com/18a/UD6WE6ANX6

    Good Luck! Thank You!

  • Jennifer October 2, 2022

    Chase Freedom

    Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18a/4A95I6D70Q

  • Scott voight July 10, 2022

    https://www.referyourchasecard.com/18a/E9L3I1AYF0

    Click on the link above to start your saving and to start earning rewards towards the trip of your dreams.

  • William April 18, 2022

    Chase Freedoms:
    https://www.referyourchasecard.com/18a/6DY3R63354

    Good Luck! Thank You!

  • Charlie March 22, 2022

    What is the advantage of converting an existing Freedom to a Freedom Flex and not simply taking both cards as they are each annual fee-free?

  • Giovanni Logrono October 22, 2021

    This is a great and Flexible rewards card! (Pun intended)

    Earn $200 cash back with Chase Freedom Unlimited or Chase Freedom Flex credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18a/H6K9T6SSZN

  • William October 3, 2021

    Chase Freedom Flex: earn 20K points or $200 after spending $500 in the first 3 months.
    Pro Tip: Spend the first $500 in the Bonus Categories after activation!

    Good Luck! Thank you!

    https://www.referyourchasecard.com/18g/ITM524WL4D

  • Ford Prefect September 17, 2021

    Freedom Flex cell phone insurance is “secondary only”, meaning if you have renters insurance, or own your home, they will require you to claim the phone on your homeowners before paying. Pretty basic research into their policy would demonstrate this unless I’m mistaken; in what sense would this be “great mobile phone insurance”?

  • nordvpn chomikuj August 21, 2021

    Oh my goodness! Impressive article dude! Thank you, However I
    am going through issues with your RSS. I don’t understand why I am unable to join it.
    Is there anybody else getting similar RSS issues? Anybody who knows the solution will you kindly respond?
    Thanx!!

  • Cody March 16, 2021

    Trying to decide which card to get, but struggling (so overwhelmed with the options). Currently only have Chase Southwest… Chase Freedom seems like a good option with home improvement projects in the coming weeks. Any thoughts? Should I reach out to you directly?

  • Dan Mueller January 3, 2021
  • Nikola Webster January 3, 2021

    I have a few chase cards and love the points portal. What drives me bonkers about all the credit card programs is the dang activate. I don’t get it…. It seems like such a waste of everyone’s time:)
    But hey, ho we need the points!
    https://britonthemove.com/mermaid-show-in-florida/

  • […] Q4 Categories On A Popular Card:  Many of us diligently max out quarterly bonuses on those cards with rotating categories.  For Q4, this popular card has bonus categories for spending at Walmart and through Paypal.  This should be easy to max out! […]

  • robert becker September 16, 2020

    i am getting a new freedom card that offers 5% on grocery stores. but this quarters special
    is for walmart., which is a grocery store. if i go to walmart does it count against the grocery
    store annual limit?

    • Miles September 16, 2020

      Robert – great question – the 5x on grocery stores excludes Target and Walmart so it’ll only count against the quarterly 5x

      • Melanie Siri January 6, 2021

        I received the 2020 Chase Freedom “Unlimited” card with 5x grocery bonus for the year. There are other perks/benefits, but I can’t seem to activate the Q1 bonus. I’m assuming the “Unlimited” is different than the plain Chase Freedom and Chase Freedom Flex?

  • Christian September 16, 2020

    Thanks for the info on a really good deal. Any suggestions on ways to maximize the promotion?

    • Miles September 16, 2020

      Christian – I think the easiest will be Paypal since a lot of vendors accept this as payment. I know a lot of home lawn care, baby sitters, tutors, award bookers, etc accept it as payment. You think you’ll get the new Flex?

  • O Rogers July 10, 2020

    Interesting Article. Thanks
    #staysafe during #COVID19
    https://www.fashion3k.com

  • […] wrote an article last week reminding people to activate their Chase Freedom 5x Q2 2020 Bonus Categories. This is an outstanding way to earn points on points on points, and if you carry a Premium Ultimate […]

Leave a Reply to Miles Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.