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The offers mentioned in this post may have expired
This is a very compelling offer on one of Citi’s most benefit rich cards. The CitiAadvantage Executive World Elite Mastercard is offering 75k bonus points after $7500 spend in 3 months AND it’ll give you Admirals Club access, worth $450/year, every time you fly. The access to Admirals Club doesn’t stop with the primary account holder either. Up to 10 authorized users also get access, which is a great way to guarantee your family has a comfy place to work, snack, and wait for their flight. Throw in a great welcome offer, reduced mileage awards, global entry and TSA pre reimbursement, a free checked bag, and you’re way ahead on your annual fee. Let’s take a look at the CitiAadvantage Executive World Elite Mastercard
Here’s a quick look at card benefits.
- 75k Bonus points after $7500 spend in 3 months
- $450 annual fee
- TSA Pre and Global Entry reimbursement
- Admirals Club Membership for you and a guest
- Authorized Users get Admirals Club as well
- 10k EQM after 40k in purchases
- Access to reduced Mileage awards
- No foreign transaction fees
- First checked bag is free for you and up to 8 additional members
75,000 points are worth at least $1275
This is assuming you value AA miles at 1.7 cents which is the cheapest AA has ever sold them. That’s worth 3 years of annual fees without taking into account a single other benefit.
Every Authorized User gets Admirals Access as well. Up to 10! Free.
This is one of the greatest perks of the card. Each authorized user that you add to your account, up to 10, gains the same Admirals Club access as the primary account holder. What’s even better? There’s no fee to add an Authorized User 🙂
Reduced Mileage Awards
What are Reduced Mileage Awards? Simple: it’s a targeted list of cities that American publishes each and every month that, when you fly in/out of them, the number miles required is reduced according to the credit card you have and class of service you’re flying.
This card will get you the maximum discount and can save you up to 7500 miles roundtrip on economy tickets domestically. That means, if your city is listed, you can fly roundtrip for just 17,500 miles, and there is no limit on how many time you can take advantage of Reduced Mileage Awards. Check out this month’s list here. This perk is amazing on last minute trips when prices spike and you can lock down a one way ticket for just 8570 miles.
It’s a World Elite Mastercard.
World Elite Mastercards get you a bevy of benefits
- Rental car discounts and status ( Platinum with Sixt as an example )
- Discount, credits, and upgrades at Luxury hotels around the world
- Free ShopRunner ( 2 day shipping )
- Many more
What are the rules for Citi welcome offers?
In case you’re unfamiliar, Citi now restricts welcome offer eligibility to those who have not opened or closed any card in the family of the welcome offer in the past 24 months. What does this mean? If you have had any personal branded Citi AA card in the last 24 months that you newly opened, or decided to close, you are ineligible for this welcome offer. BUT, if you had a business version…you’re ok.
This means if you recently signed up for the Citi 70k welcome offer on their AA business card, you would be eligible for this one as well. Not a bad way to pick up nearly 150k bonus points and an Admirals Club membership.
If you’d like to read more about Citi’s sign up rules…read here. We have a MonkeyMiles Monday Memo on it.
Remember…taxes are a great way to hit higher minimum spends.
You can read our article about it here, but if you estimate a 2% processing fee, the $7500 minimum spend with cost you roughly $150. Add that to your annual fee and you’re spending $600 to gain a bevy of benefits and 82,500 AA miles. This is a strategy I’m likely to employ if I end up getting this card.
What could you do with 82,500 AA?
One thing that would would be super fun to do again… Fly Japan Airlines First Class to Tokyo for 80k. It’s pretty baller.
I just recently redeem 70k AA miles for Qatar Qsuites. This would more than replenish my redemption.
I was lucky enough to find 3 seats in Qatar’s highly sought after and industry leading Qsuites next year for a family trip. We’ll be able to sit like these fine gentlemen featured in Qatar’s promo pics below.
You could fly from the US to Japan for 60k on AA’s outstanding 772 fitted with Super Diamond Seats.
Or the US to anywhere in Asia on Cathay’s Biz for 70k – here’s their A350
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
Welcome Offer
60k Points after $4k spend in 3 months
80k offer in branch currently – I think this should be online soon
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Super solid welcome offer.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
There is currently an 80k offer after $4k spend in 3 months available in branch, and up to 90k after $6k spend in 6 months. I suspect some version of this will be online soon if you don’t want the hassle of going into a branch.
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 60k is a very, very good offer. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. .
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.