Credit Cards

Reminder: Credit Card Referral Bonuses reset for 2020

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Happy New Year!

Again, we want to thank you for reading what we have to say for yet another year, and also, remind you that your referrals have restarted.  What this means is, if you’ve already left referrals on our dedicated referral pages, they will begin earning you a new round of bonuses. If you haven’t, this would be a great time to add your links.

How we use your links

A quick review as to how we use your referral links. We welcome you to leave your referral links in the comment section of posts whose content is orientated around referrals. You can leave them in the comment section, but if you want the most traction, I’d correlate your links to the post content. In other words, you’re more than welcome to leave an Amex Platinum referral on a Amex Gold post, but odds are people reading it will want the Gold card. You can generate a link for Gold with your platinum, so do the extra step and increase your odds of another reader using your link.

How we recycle featured links

Additionally, every few weeks we select a reader’s link to be inserted into the body of the post. This means you’ll get bonuses in a far heavier concentration since you’re featured. I start the year off with my own links, then work through my friends and family, but the referral pages get some good traffic so once they are all maxed out, I begin using your links. Amex maxes each card out at 55k, and referral bonuses vary from card to card, ranging from 5k to 20k per referral.

Here’s a list of pages where you should leave links that get the most hits. Not in any order.

We are all friends here, so let’s help each other earn some great points so we can take the trips we’ve always dreamed of, and inspire more and more people to see the world. We’d love it if you joined us on YouTube where we publish a new video every Tuesday at 2pm EST

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 60k points after $4k spend in 3 months
    • Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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