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All hail the Multi-stack.Yesterday was just that, when multiple stacks aligned with my annual haul of new shoes. For the last few years, I’ve utilized the sales around Black Friday to get a few pair of Nike Free running/walking shoes. I have a bad back, and those, combined with New Balance shoe inserts, seem to be magic for ailment. Unfortunately, the Black Friday discounts Nike usually give, combined with the TopCashBack rebates, didn’t amount to much on Black Friday. Then the magic happened. Yesterday, via Rakuten, an incredible opportunity opened up to earn 5x Chase and 12x Amex.
Yesterday Rakuten offered 12% cash back on many stores for a single day.
I have opted to earn Amex points vs cashback on all purchases made via Rakuten. Meaning, as long as my store was included, I could earn the 12x Amex points on my purchases. If you’re unfamiliar as to how to do that…read this article.
Enter: The Finish Line.
The finish line was not only included, they had my shoes at 50% off, AND they had a special code to get $15 off a $150 purchase
That meant I could get 3 pair of shoes for $135 + tax or…
Did you notice anything about how I paid?
Enter 5x Chase points via Chase Freedom
Because Finish Line allows me to use Paypal, I could take advantage of Chase Freedom’s Quarterly 5% bonus category.
In the end I earned 5x Chase Points + 12x Amex Points, and purchased 3, $100 pair of shoes, for $144.45 including shipping and taxes.
If you value both Chase and Amex at 2 cents – I earned another 34% off the $144.45 or $49 – which puts my net cost for 3 shoes lower than the retail of 1 before taxes.
Don’t have a Rakuten account? You can earn $10 after you spend $25 by signing up with my link
While the 12x isn’t currently on offer, plenty of stores have doubled up.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
Capital One lit the premium card market on fire when it dropped this card. It quickly was added to our wallet for the following reason!
♥ Earn 100k Bonus Points after $10k Spend in 6 months
♥$300 Annual Travel credit within Capital One Travel Portal
♥2x on every single purchase without limit
♥10x on hotels and car rentals purchased via Capital One Travel
♥5x on airfare purchased within Capital One Travel
♥Erase any travel purchase off your card at a penny a piece with Capital One Travel Eraser
- Access to the Capital One lounge network
- Priority Pass access ( including restaurants for you and two guests ) Authorized Users have access as well
♥ 10k Anniversary Miles every year you keep the card – worth $100 in Capital One Travel or transferred to partners
♥$395 Annual Fee
If you spend more than $400 a year on travel, you’ll quickly offset the annual fee with the $300 travel credit and 10k anniversary bonus. The rest is gravy. And you can add up to 4 Authorized Users fee free!