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All hail the Multi-stack.Yesterday was just that, when multiple stacks aligned with my annual haul of new shoes. For the last few years, I’ve utilized the sales around Black Friday to get a few pair of Nike Free running/walking shoes. I have a bad back, and those, combined with New Balance shoe inserts, seem to be magic for ailment. Unfortunately, the Black Friday discounts Nike usually give, combined with the TopCashBack rebates, didn’t amount to much on Black Friday. Then the magic happened. Yesterday, via Rakuten, an incredible opportunity opened up to earn 5x Chase and 12x Amex.
Yesterday Rakuten offered 12% cash back on many stores for a single day.
I have opted to earn Amex points vs cashback on all purchases made via Rakuten. Meaning, as long as my store was included, I could earn the 12x Amex points on my purchases. If you’re unfamiliar as to how to do that…read this article.
Enter: The Finish Line.
The finish line was not only included, they had my shoes at 50% off, AND they had a special code to get $15 off a $150 purchase
That meant I could get 3 pair of shoes for $135 + tax or…
Did you notice anything about how I paid?
Enter 5x Chase points via Chase Freedom
Because Finish Line allows me to use Paypal, I could take advantage of Chase Freedom’s Quarterly 5% bonus category.
In the end I earned 5x Chase Points + 12x Amex Points, and purchased 3, $100 pair of shoes, for $144.45 including shipping and taxes.
If you value both Chase and Amex at 2 cents – I earned another 34% off the $144.45 or $49 – which puts my net cost for 3 shoes lower than the retail of 1 before taxes.
Don’t have a Rakuten account? You can earn $10 after you spend $25 by signing up with my link
While the 12x isn’t currently on offer, plenty of stores have doubled up.
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
A Monkey Miles favorite for beginners and point pros alike because it earns 3-5x on select categories + Enjoy 5x on groceries up to $12k a year + $200/20k welcome bonus and no annual fee!
♥ Earn 20k Bonus Points or $200 after $500 Spend in 3 months
♥5x on travel booked with Chase Travel, 5x on rotating quarterly categories ( capped at $1500 per quarter )
♥5x on grocery stores, up to $12k ( no Target/WalMart) on your first 12 months of cardmembership
♥3x on all dining and qualifying delivery apps
♥0% interest on new purchases for 15 months