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A really cool opportunity has presented itself for an upcoming stay in London. I’ve had my fair share of stays in London, but this time around I’m specifically looking at Hilton since it presents an incredible opportunity to earn a ton of points. Let’s take a look at how I’m planning to stack multiple promos and credit card benefits to earn over 50x points per dollar.
Let’s say that my stay is going to cost roughly $1k.
My base stay will earn me 10x per dollar = 10k points
Every Hilton member earns the base rate which is 10x per dollar spent
However, we have an American Express Hilton Aspire = diamond status = 100% bonus = 10k bonus points
Diamond status, which is a complimentary benefit of the Amex Hilton Aspire offers loyalists double points. On a base rate of $1k that’s an additional 10k points
Hilton has a 3x promo currently running = 20k points
This promo is running until September 3rd and my stay will be by then. The promo gives a 200% bonus on the base rate which should be roughly $1k. Note that 3x is only on stays of 3 or more nights.
Booking with Hilton Impresario yields another 100% bonus = 10k points
If you’re unfamiliar with Hilton Impresario it gives VIP benefits on stays booked via the program, one of which is double points. Waldorf, LXR, and Conrad properties qualify.
Paying with the Amex Hilton Aspire = 14k points
Another perk of the Amex Hilton Aspire is earning 14x on all Hilton stays.
That is a grand total of 64x on every dollar spent at the hotel.
What’s even crazier is the property I’m looking to book has a buy 2 get a 3rd night free as well
In total we’d earn 64k points…
I’d peg Hilton points to be worth anywhere from $0.4 to $0.5 per point so that’s something like $256 to $320 back, in the form of points, on a $1k stay. Not too shabby, especially considering Impresario will give us a $100 food and beverage credit.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card went through a major refresh in 2026 adding new bonus categories, travel protections, statement credits, and remains one of the best travel starter cards in the market. It earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Note that Hyatt is now a 4:3 transfer partner
Welcome Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
Earn
- 5x on all travel purchased through Chase Travel℠
- NEW ACCELERATED EARN CATEGORY: 3x points on gas and EV charging
- NEW ACCELERATED EARN CATEGORY: 3x points on vacation homes at top brands
- Cardmembers will earn 3x points on vacation homes at these top brands: Airbnb, Vrbo, Plu Guide, HomeAway, Homestay.com and Vacasa.
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 2x on all other travel
- 1x on everyday purchases
- 5x points on Lyft rides Earn 5x total points on eligible Lyft rides including ride share, bike and scooter rides and subscription and membership products through September 30, 2027.
- 5x total points on Peloton equipment Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Benefits and Credits
- $100 Annual Chase Travel Hotel Credit via Chase Travel℠
- NEW: $120 Global Entry, TSA PreCheck or NEXUS fee credit Cardmembers will receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to the card.
- NEW: Complimentary Apple TV subscription for one year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® Card is great starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Chase Ink Business Cash® , Chase Ink Business Unlimited® you can combine the points into the Sapphire Preferred account and transfer into hotel and airline partners
Annual fee remains quite low at $95 a year and if you use the $100 Annual Chase Travel Hotel Credit via Chase Travel℠ you’ll wipe out that annual fee every year. It has great bonus categories and other useful statement credits to enhance your travel.
One thing that is a bummer is Chase lowered the transfer ratio to World of Hyatt from 1:1 to 4:3.
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