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If you read my blog very often then you already know I’m not only a big fan of Amex Offers, but I think they offset the majority of my, count them, 6 annual fees. This is one of those super easy ways to get $10 back simply by shopping where you’d normally get things: Target and Walmart. There are some exclusions, so make sure you check those out, but if you are targeted all you need to do is add it to your card and spend $50 to get $5, and you can do it twice. Let’s take a look.
First…want to know all about Amex Offers? You should read our guide. We keep 6 Amex Cards ( which you should leave your referral links on their respective posts ) and Amex Offers is a super easy way to recoup annual fee cost.
- American Express Platinum
- American Express Gold
- American Express Green
- American Express Business Platinum
- American Express Blue Business
- American Express Blue Business Plus
Ok, ok…let’s see the offer:
Terms
- Only valid at : US locations, websites, and mobile apps
- Ends 10/15/2020
- Exclusions
- For Walmart: online and in-store purchases layaway, contact lens, photo services, recurring subscription services (for example, Beauty Box and Baby Box), insurance services, in-store pharmacy transactions, auto services, protection plans, Walmart MoneyCenter, and Walmart Care Clinic
- third-party brands sold in-store or online for all merchants
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid only on eligible purchases made directly with Target and Walmart at their US locations, US websites and US mobile apps. Exclusions apply, including third-party brands sold in-store or online for all merchants. For Walmart, the additional exclusions are for online and in-store purchases layaway, contact lens, photo services, recurring subscription services (for example, Beauty Box and Baby Box), insurance services, in-store pharmacy transactions, auto services, protection plans, Walmart MoneyCenter, and Walmart Care Clinic. Offer valid only on eligible purchases made and shipped within the US. Some merchants may not ship to all areas. See each merchant website for shipping policy. Offer is non-transferable. Limit of 2 statement credits (total of $10 back) per Card Member. The enrolled Card account must not be cancelled or past due to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Statement credit will appear on your billing statement within 90 days after 10/15/2020, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: K0YD:0001
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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