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Upgrade to Amex Gold – earn 15k Membership Rewards after $1k spend

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Upgrade Amex Green to Amex Gold

I’d recently written about a targeted Amex Platinum upgrade offer. It was 25k Membership Rewards after $2k spend in 3 months + 10x on US Gas and US Supermarkets ( as a point of comparison some people are getting 75k upgrade offers). It hit both my Amex Green and Amex Gold. Now…I have another upgrade offer that specifically hit my Amex Green: Upgrade to Amex Gold and receive 15k Membership Rewards after spending $1k in 3 months. Let’s break those offers down, and why I may take them both.

Amex Gold is one of my favorite cards and I highly recommend it…this would allow me to keep it while streamlining my wallet via double upgrades.

My Amex Green account has this listed in its Amex Offers

Upgrade Amex Green to Gold

Upgrade Amex Green to Amex Gold and earn 15k Membership Rewards after $1k spend in 3 months

Upgrade Amex Green to Gold

Is this the best ever?

It appears some people have received 40k Membership Rewards to upgrade to Amex Gold after spending $2k in 3 months in the past.

Where my head is at with it all

  • Upgrade to Platinum received 25k Membership Rewards after $2k spend + 10x categories
  • Upgrade to Gold receive 15K after $1k spend

I currently hold the following personal cards: Amex Green, Amex Gold, and Amex Platinum. My Platinum was originally the Mercedes Benz version of the card that ultimately converted into a standard Amex Platinum a few years back. As a result, I’ve never been able to refer off of that card, and even though I’ve tried to resolve this many times with Amex it just never works.

I’m now presented with the option of upgrading both cards, spending $3k in 3 months, earning 40k Membership Rewards and cancelling my existing Amex Platinum. I’d not only earn 40k Membership Rewards, but I’d earn 10x on US Gas and Supermarkets for the next 6 months up to $15k. That is amazing earning potential.

This would open up a spot in my wallet – I could either re-add an Amex Green without a bonus, but with the ability to refer and earn 55k points a year, or throw in an Everyday Preferred card which would be great to have and also earn referral bonuses. I could also add in something from Marriott or Hilton. Honestly, the options are quite intriguing and I’m leaning towards pulling the trigger


 Affiliate link via Card Ratings

Chase Sapphire Preferred® Card


The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based. 

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
  • $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 


  • […] year to suit my spending habits and travel goals. Amex has been offering a series of tremendous upgrade opportunities, and I just triggered one of them. The first move I made was upgrading my Amex Gold to an Amex […]

  • MikeyT March 25, 2021

    Hold off on the 15K Gold and 25K Platinum offers. My P2 had both of those showing on her Green card, but I held off for a bit and they increased to 40K Gold and 75K Platinum upgrade offers. I took them up on the 40K Gold and now THAT card is being targeted for 75K Platinum. Not sure what the rules are with the double upgrade…

    • Miles March 25, 2021

      very interesting! Thanks for the info!!

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