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How to use CreditKarma.com to see when you opened accounts
There has been a lot of chatter lately about Chase’s supposed 5/24 rule. If you aren’t familiar with 5/24, it restricts you from getting an approval on a new Chase card if you’ve opened more than 5 cards in the last 24 months. Is it enforced? Who is it enforced on? The debate could go on and on, but the thing we do know is that there is some of evidence to support applications being denied due to recently opened accounts. So how do you see how many applications you’ve opened and when you will dip back below the 5/24 threshold? I use creditkarma.com to keep an eye on my credit and I’ll show you how to use creditkarma.com to see when you opened accounts.
If you don’t have a creditkarma account…get one, it’s freeeeee!
You should be keeping an eye on your credit and this is my go to site to do just that. If you have one already, good on ya. If not…stop reading and sign up.
You’ll then see your credit scores pop up
Click on either report, I clicked on TransUnion. Organize by Open date
While inquiries won’t show up on individual reports unless pulled, opened accounts will who across the board.
You can now start counting backwards
Ya…gonna be a little bit before I’m under 5/24
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
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