Credit Cards

Amex Offers: Save 30% at Kroger Online, up to $15

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Amex Offers Kroger

Ya’ll know I love Amex Offers, in fact, we have an entire post dedicated to Amex Offers, how they work, and why you can easily earn back your annual fee in statement credits or points. You can read it here.  This one just hit my Amex account today, and as luck would have it, targeted my Amex Gold! Why’s that awesome? As I’m sure you know, Amex Gold earns 4x points at US Supermarkets, so not only can I get $15 back as a statement credit at Kroger Online/PickUp, but I’ll earn 4x points doing it. Let’s Check it out!

Here are the 10 American Express Cards that I keep in my wallet.  Amex Offers are incredibly valuable for any member and how we earn back tons of points and credit every year, but also remember that you can earn referral bonuses on each and every card you carry ( go here  ). It’s how we earn over 500k points a year without spending a dime.

Amex Offers: Get 30% back at Kroger Online/Pickup, up to $15

  • Get 30% back as a statement credit at Kroger Online/PickUp
    • Capped at $10
  • Oonline at Kroger.com, or in the app
  • Ends 12/31/23

a close up of a couponOffer History

  • January 2023: 20% back up to $10
  • July 2023: 30% up to $15

OFFER TERMS

Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid in-store, online at US website kroger.com or via Kroger Fresh and Kroger mobile app. Valid on grocery and wine purchases. Excludes third party pickup/delivery services. Excludes physical gift cards and electronic gift card purchases. Excludes gas stations, Fred Meyer Jewelry Stores, restaurants inside of Krogers, clinics and pharmacies, florists, and any third party services such as Redbox and Coin star. Excludes picking up from Walgreens. Excludes Little Clinic site and Kroger Wireless. Please note if you purchase a membership, unless you notify the merchant that you want to pause, cancel, or that you do not want to auto renew, your membership will automatically renew for another membership period (subject to applicable law) of equal length (for example monthly, or annually). This means that the merchant will collect the then-applicable membership fee and any taxes by charging a credit card the merchant has on record for you without notifying you, unless notification is required by applicable law. Offer is non-transferable. Valid only on purchases made in US dollars. Limit of $10 in total statement credits per Card Member. You may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying for the offer. For example, you may not receive the statement credit if (a) the merchant uses a third-party to sell their products or services; or (b) the merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or (c) you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date). Statement credit will appear on your billing statement within 90 days after 1/31/2023, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items/services from your qualifying purchase have been shipped/provided by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your purchase as qualifying for the offer, you will not receive the statement credit. Limit 1 enrolled Card per American Express Card online account. The enrolled Card account must be active, not past due, canceled, or have a returned payment outstanding to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Amex Offers are available for varying and limited periods of time and are dynamic and personalized. If you navigate away from the Amex Offers page, you may see different offers when you return. For questions regarding your Card Account, please call the number on the back of your Card. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: K4K6:0001

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 60k points after $4k spend in 3 months
    • Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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