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Over 50 of the Best ways to use Capital One Miles

inside an airplane with seats and windows

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Best Ways to Use of Capital One Miles

Capital One has been making major moves in the credit card game ever since it unveiled its transferrable points program. Last year was especially positive with the addition of new program partners and becoming mostly 1:1 ( 16 or 18 partners). We’ve seen some truly incredible offers come out of the Cap1 pipeline as well, most recently being what I’d consider the best ultra premium credit card for most people, Capital One Venture X Rewards Credit Card.

Whether you’re sitting on a fat stack of Cap1 Miles or you’re considering picking up a Capital One credit card and want to know if their program suits you…this will give you a good idea.

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Capital One Venture X Rewards Credit Card

4.9
4.9/5

If you’re looking to add a super premium card to your wallet without having to calculate whether you’re recouping the annual fee every year… the Capital One Venture X Rewards Credit Card may very well be the best fit for you.  2x miles everywhere, lounge perks, and great travel partners make this a killer card

Welcome Offer

75k Capital One Miles after $4k in 3 months

Annual Fee

      $395

Points Earned

Transferrable Capital One Miles

The Capital One Venture X Rewards Credit Card offers 2x miles on every single purchase you make, a $300 annual credit when booking in Capital One Travel, 10k Miles every year you keep the card ( worth a minimum of $100 in portal ), Priority Pass, Cap1 Lounge Access + when booking via the Capital One Travel Portal you’ll earn 10x miles on hotels and car rentals + 5x miles on flights. 

The travel credit and 10k anniversary bonus miles alone recoup the $395 annual fee and they have a great list of transfer partners. 

It’s an absolutely killer offer from Capital One.

Leave your referrals here: 

  • 2x miles on every single purchase without limit
    • 10x miles hotels and rentals cars in Capital One Travel Portal
    • 5x miles flights and vacation rentals booked through Capital One Travel
  • $300 Annual Credit within the Capital One Travel Portal
  • 10k bonus miles after each anniversary
  • Lounge access
    • Capital One Lounge Access
      • 1 location currently and 2 more scheduled for 2022
      • 2 guests allowed and $45 for every guest after that
      • Authorized Users get access as well
        • Add 4 Authorized Users free of charge
    • Priority Pass Select access
    • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Plaza Premium lounges
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Credit valid every 4 years
  • Complimentary Cell Phone Insurance
  • Hertz President’s Circle Status
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • No fee for up to 4 authorized users
  • $395 Annual 

The best ever offer was 100k after $10k spend in 6 months when the card first debuted, but 75k has been the offer ever since.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Best uses of Capital One Miles, 15+ Transfer Partners:

Here’s a pretty chart regarding Capital One transfer partners. I’m really impressed with how far Capital One has come in just a few years regarding their push to establish themselves in the travel rewards ecosystem. This is an impressive list of 15+ partners and all but two are 1:1

a group of logos on a white background

  • The following partners are now 1:1
    • Aeromexico Club Premier
    • Air Canada Aeroplan
    • Avianca LifeMiles
    • Air France Flying Blue
    • British Airways Executive Club
    • Cathay Pacific Asia Miles
    • Choice Privileges
    • Etihad Guest
    • Emirates
    • Finnair Plus
    • Qantas Frequent Flyer
    • Singapore Airlines
    • TAP Air Portugal Miles&Go
    • Turkish Airlines Miles and Smiles
    • Virgin Red
    • Wyndham Rewards
  • Accor transfer 2:1
  • EVA transfers 2:1.5

Best ways to use Capital One Miles #1 : Air Canada Aeroplan

Air Canada is a part of Star Alliance which opens up a lot of really great redemption opportunities around the world in some of the best business and first class cabins in existence. They’re also partnered with Etihad which is super cool. Let’s take a look at what I believe are some of the best ways you could take advantage of Air Canada’s system by transferring your Capital One Miles into them. Remember that you can bake in a stopover with Air Canada for an additional 5k miles.

Air Canada’s award chart is distance based on region and whether you’re flying on Air Canada vs a partner.

a map of the world

North America to Europe:

  • Business Class for 70k Miles
  • First Class for 100k Miles

Within North America

  • Under 500 mile flights – 6k miles in econ
  • Under 1500 miles –
    • 10k in economy
    • 20k in business class
  • Transcon
    • 12.5k in economy
    • 25k in business class
a row of seats with monitors on the side of the plane
United Polaris Business Class 77W

North America to Asia/SouthPacific

  • USA to Japan/Taipei/Korea
    • Business Class 75k
    • First Class 110k
  • USA to most of Asia
    • 87.5k in Business Class
    • 140k in First Class
  • USA to New Zealand
    • Business Class 90k
  • USA to Australia via Abu Dhabi
    • Business Class 115k
    • First Class 150k

USA to Tokyo in ANA’s new the room for 75k

an airplane seat with a screen and a monitor
“The Room” courtesy of ana.com

You could fly EVA Airways to Asia for 85k in business class

a plane with seats and people in the backFrom the USA to Australia via Abu Dhabi in Etihad first class for 140k

a man in a black shirt

Best ways to use Capital One Miles #2: Avianca LifeMiles

Avianca Lifemiles is a Star Alliance airline that can offer some of the best redemptions options for aspirational business and first class wherever you’re looking to travel. Not only have I used them to fly in some great international cabins, but I’ve also used them to fly economy within the US when prices are really high. The downside is their website doesn’t always populate all the award space available, but you can email them ( support@lifemiles.com ) to book as well. I suggest you search first on United.com or Air Canada’s website to find partner award availability and then on the LifeMiles website.

Within USA

  • Economy 8750
  • Business transcon 25k

USA to Europe

  • Business Class NYC to London: 45k
  • Business Class 70k
  • First Class 130k
inside an airplane with seats and windows
Lufthansa First Class in the nose of the 747-8i

USA to Africa

  • Business Class 78k

USA to Asia

  • Business Class 78k
  • First Class 120k

Hawaii to North Asia

  • Business Class: 48k
  • First Class: 66k

You could redeem for the new ANA THE SUITE for 120k Lifemiles to Japan

an airplane seat with seats and windows
ANA First Class “The Suite”

Best Ways to Use Capital One Miles #3 Air France/KLM Flying Blue 

Air France is a member of the SkyTeam alliance and their miles can be used to fly on Air France/KLM or their partners. Transferring your Capital One Miles into Air France can be very advantageous or a terrible redemption depending on the pricing. The Flying Blue program is what we call dynamic, meaning that there isn’t a fixed award chart and the award rates float alongside the price in cash. For that reason, it’s imperative you search multiple city pairings to find the two that price cheapest. For instance, if you’re going to Europe, try multiple airports. I’ve found Florence, Italy often prices much cheaper than Rome, and odds are, you’d be visiting both cities anyways. Tricks like that will get you a great deal.

FlyingBlue often has Promo awards… these are phenomenal deals if you can make them work. This Is an example of Miami to Paris in Business Class under 40k miles.

a screenshot of a flight schedule

Capital One has also offered transfer bonuses to Air France, so keep an eye out for those.

a close-up of a sign

US to Europe for 55k Miles

Without any transfer bonuses or promos you can find business class from the US to Europe quite often for around 55k. One thing to keep in mind is taxes and fees on FlyingBlue are passed on and can add up quick. Avoid the A380 on Air France and look for A350s with KLM.

a man taking a selfie in an airplane

Using Air France to fly Virgin Atlantic Upper Class to London for 61k Miles

Virgin Atlantic may not be a transfer partner of Capital One, but that doesn’t mean we can’t get creative. This is another great use of Capital One miles that takes advantage of the partnership between Air France and Virgin Atlantic. Air France doesn’t throw as many taxes and fees on bookings vs what Virgin puts on their own award flights. You should be able to book Virgin Atlantic Upper Class starting at 61k + $200 give or take.

a white card with blue text

Don’t forget there is the classic herringbone styled Virgin Atlantic Upper Class seen below on the A330.

a person in a garment sitting in an airplane

But also the new Upper Class featured on the A350

a stuffed animal in a plane

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Affiliate Link

 

Capital One Venture X Rewards Credit Card

4.9
4.9/5

If you’re looking to add a super premium card to your wallet without having to calculate whether you’re recouping the annual fee every year… the Capital One Venture X Rewards Credit Card may very well be the best fit for you.  2x miles everywhere, lounge perks, and great travel partners make this a killer card

Welcome Offer

75k Capital One Miles after $4k in 3 months

Annual Fee

      $395

Points Earned

Transferrable Capital One Miles

The Capital One Venture X Rewards Credit Card offers 2x miles on every single purchase you make, a $300 annual credit when booking in Capital One Travel, 10k Miles every year you keep the card ( worth a minimum of $100 in portal ), Priority Pass, Cap1 Lounge Access + when booking via the Capital One Travel Portal you’ll earn 10x miles on hotels and car rentals + 5x miles on flights. 

The travel credit and 10k anniversary bonus miles alone recoup the $395 annual fee and they have a great list of transfer partners. 

It’s an absolutely killer offer from Capital One.

Leave your referrals here: 

  • 2x miles on every single purchase without limit
    • 10x miles hotels and rentals cars in Capital One Travel Portal
    • 5x miles flights and vacation rentals booked through Capital One Travel
  • $300 Annual Credit within the Capital One Travel Portal
  • 10k bonus miles after each anniversary
  • Lounge access
    • Capital One Lounge Access
      • 1 location currently and 2 more scheduled for 2022
      • 2 guests allowed and $45 for every guest after that
      • Authorized Users get access as well
        • Add 4 Authorized Users free of charge
    • Priority Pass Select access
    • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Plaza Premium lounges
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Credit valid every 4 years
  • Complimentary Cell Phone Insurance
  • Hertz President’s Circle Status
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • No fee for up to 4 authorized users
  • $395 Annual 

The best ever offer was 100k after $10k spend in 6 months when the card first debuted, but 75k has been the offer ever since.

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

Best Ways to use Capital One Miles #4: British Airways Avios

British Airways was added to the Capital One partner list earlier this year and there are some great ways to employ Avios. The biggest downside to using British Airways Avios are the taxes and fees. So how do we get around them? Using them for flights on British Airways partners and upgrading a British Airways cash ticket. Let’s take a look

A few best uses:

  • Domestic on AA or Alaska under 1150 miles 9,000 Avios
  • US To Hawaii in Economy for 13k Avios
    • Book on American or Alaska
  • LA/SFO to Tokyo in Economy for 25,750
  • NYC to London Upgrades
    • 18k Biz to First
    • 24k Premium Econ to Biz

Upgrading with British Airways Avios

BA makes it pretty simple to figure out whether or not you can use points to upgrade. If an award seat is available in the next cabin up, odds are, you can upgrade.

There are exceptions to these rules:

  • Your ticket was issued by a partner airline American, Finnair, Japan Airlines, Cathay Pacific, etc
  • You booked a fare coded as Q, O or G.

How many points will you need? Whatever the difference in award price between the cabin you booked and the next cabin up. The easiest tool I’ve found is the avios calculator here.

I have done this many times – the best…using 25k points to upgrade from a cheap business class ticket into BA first class from LA to London. You can read the review here

a man sitting in a chair with a stuffed animal

Using British Airways Avios for short haul flights on partners

As mentioned a few at the top, but this is another great use of British Airways Avios. Since their program is distance based, and they don’t tack on fees for flights on AA or Alaska, this presents some good redemptions opportunities. Personally, I’ve done this multiple times when looking for a last minute trip, or flights are just crazy expensive.

For instance, AA charges, at its cheapest 22.5k miles from LA to Honolulu in economy. That same flight, if you used Capital One to transfer to British Airways, it would cost you just 13k points. Finding little deals like this is how I’m able to stretch my miles so much further than the average person.

a screenshot of a phone

Best ways to use Capital One Miles #5: Cathay Pacific Asia Miles

This is a similar situation to British Airways when it comes to using Asia Miles to slide into partner flights. There are some really great redemptions if you’re mixing and matching partners, but if you’re looking to head to Asia – make sure you check Cathay Pacific out when you’re pricing out options. One of the very best ways to fly from the US to Asia, or Europe to Asia, is on Cathay Pacific business or first class. As luck would have it, Cathay Pacific rations extra inventory to their own loyalty members compared to what they release to partners. Let’s take a look:

US to Asia

  • West Coast
    • Business Class 70k
    • First Class 110k
  • East Coast
    • Business Class 85k
    • First Class 125k

US to Middle East ( Qatar Airways QSuites to Doha or Maldives )

  • Business Class 85k

US to Europe

  • MidWest/East Coast
    • Econ – 25k
    • Biz – 61k
    • First – 87k
  • West Coast
    • 40k
    • 75k
    • 120k

US to Australia

  • Business Class between 75k and 90k ( if you can find it )

Fly from Chicago to Europe for 61k Asia Miles on AA’s Business Class

a man wearing a mask on an airplane

Here is the Cathay Pacific chart for flights on their own aircraft

a table with a number of miles

An absolute steal from the west coast at 110k to Hong Kong

a man sitting in a chair with his arms raised

Another cool thing to do is take advantage of the mileage and fly from Europe through Hong Kong to North America. That’s a long time in First Class 🙂

a screenshot of a flight registration form

Best Ways to Use Capital One Miles #6: Choice Privileges 

Choice is a partner that has been announced but not folded into the program at the time of publishing. Soon, it’ll become a redemption partner, and I doubt you’ll find a lot of use of the program, but here’s a few options that are most interesting. Choice is partners with a luxury hotel group called Preferred hotels. You can actually redeem Choice points for some really swanky places around the globe, but they don’t make it easy. With that said…here is how you’d go about doing it, and some solid options. If you’d like more… read this article.

a screenshot of a hotel

Ojai Valley Inn is a Hollywood fave located in Santa Barbara Wine Country. Rates regularly fetch $500+

a close-up of a business card

Easily one of the most Iconic hotels in all of America and around the corner from BoardingArea’s HQ!

a close-up of a card

The Jefferson has one of the best locations in the city and rates regularly push upwards of $500 a night

a white card with black text

A drop dead gorgeous hotel located in Hana ( formerly the Hotel  Hana) where rates normally crack $400 +

a close-up of a name

The Best Ways to Use Capital One Miles #7: Emirates

Emirates is one of the most fun ways to fly. Whether you’re taking that once in a lifetime shower in the first class A380 cabin, or popping over to Italy or Athens in business class…memories are made. It’s gold, blinged out, and makes you feel like you’re royalty. Emirates did all of us enthusiasts a big favor by stripping most of the hefty fees they attached to their award flights. Let’s take a look at few awesome redemption options:

US to Europe

  • Roundtrip Business Class to New York to Athens or Milan
    • starting at 90k
  • One Way Business Class NYC to Athens or Milan
    • staring at 62.5k
  • Roundtrip First Class to New York to Athens or Milan
    • starting at 135k
  • One Way First Class NYC to Athens or Milan
    • starting at 85k

US to Dubai

  • Roundtrip
    • Business Class – from 145k
    • First Class – 217k

a man taking a selfie in an airplane

Best ways to use Capital One Miles #8: Singapore Airlines

Did you know that when you fly in Singapore Airlines First Class you can use a service called “Book the Cook” where a chef pre-prepares your meal. The menu is extensive and includes lobster, chicken satay, fresh fish, etc. If this doesn’t qualify as an incredible use of Capital One Miles…then I don’t know what does! Like we mentioned with Emirates…Singapore eliminated taxes and fees on their own metal a year or two ago which makes redemptions even better.

Best Uses:

  • US to Europe
    • Business Class 81k
    • First Class 121k
  • JFK to FRA on Singapore Airlines
    • Business Class 81k
    • First Class 121k
  • Houston to Manchester on SQ
    • Business Class 81k
  • From North Asia to South Asia
    • First Class 58k

a stuffed animal on a seat

I will note…Singapore is retrofitting their 12 A380s with the new first class and they aren’t currently bookable at the time of publishing. But, I would guess sometimes in 2022 they will be up and running and you and your partner can look forward to redeeming just 53k Singapore miles to fly within Asia on this bad boy.

If Singapore puts the A380 back on the JFK to FRA route, you could nab this insane experience for just 86k

a bed with white sheets and pillows in an airplane
courtesy of Singapore Airlines

Another great route, which is 5th freedom, is between Houston to Manchester. This is a fun way to start off your trip to Europe. Make sure you snag one of the bulkhead seats where your feet can rest atop an entire bench!

a seat in a plane

Best ways to Use Capital One Miles #9 – Turkish Miles and Smiles

Turkish is one of the most underrated programs when it comes to booking low mileage trips from the US to Europe in business. How low? Great question…it’s like you’re in my mind or something.

US to Europe in Business Class

  • 45k each way + taxes and fees

a screenshot of a flight schedule

US to Hawaii

  • Econ for 10k
  • Business for 15k

If you plan on booking partner airlines, you’ll need to search for Star Alliance availability…it looks like this under miles transactions

a black and white rectangular box with white textYou’ll want to lean into programs like United, if you can find avail since fewer taxes are levied. You’ll find quite a bit of Lufthansa and Swiss space, but the taxes and fees are quite hefty.

a plane with seats and monitors

Best Ways to use Capital One Miles #10 : Virgin Red

Capital One added Virgin Red in March of 2022.  If your’e unfamiliar, Virgin Red which offers more ways to redeem points than just Virgin Atlantic. However, I truly feel the best value is still on premium cabin flights. Virgin offers amazingly cool ways to fly, but did you know that some of the very best ways to use their points aren’t even on their own airline?!

ANA

This is the Virgin Atlantic Award Chart for ANA redemptions.

  • Business Class
    • Australia / Canada / Western USA:
      • 105,000 points round-trip, 52,500 points one-way
    • Europe / Central & Eastern USA / Mexico:
      • 120,000 points round-trip, 60,000 points one-way
  • First Class from US to Japan ranges
    • Australia / Canada / Western USA:
      • 145,000 points round-trip, 72,500 points one-way
    • Europe / Central & Eastern USA / Mexico:
      • 170,000 points round-trip, 85,000 points one-way

a screenshot of a flight schedule

ANA stunned the world with their new 777-3ooER “The Room” Business Class and you can see why. It’s massive

an airplane seat with a screen and a monitor
“The Room” courtesy of ana.com

Not to be outdone…let’s take a gander at “The Suite” – their new First Class offering

an airplane seat with windows and seats

Air France/KLM

Yep, you can use Virgin Atlantic miles to fly on Air France. The chart is based on peak/off peak and business class one way from the USA to Europe ranges from 48.500 miles to 97,500 miles. Clearly, you want to find options that are off peak otherwise you could always search on Air France since it’s a transfer partner of Capital One as well.

Read our review of Air France business class here

a plane with rows of tvs and seats

Delta

You can use Virgin Atlantic miles to fly on Delta as well, and in particular, to fly business class between the US and Europe for just 50k miles one way. This is significantly cheaper than Delta would charge using their own points, but this rate only applies to flights that aren’t going in/out of the UK.

a screenshot of a computerThis is a great redemption theoretically…in practice, finding the award availability for Delta One from the US to Europe is quite difficult, but still possible.

a teddy bear on a bed

Note that surcharges are now quite high on Delta flights booked using Virgin Miles

a screenshot of a flight schedule

Virgin Atlantic flights

Don’t forget about using Virgin Atlantic miles on Virgin Atlantic itself…there are quite a few great ways to do this; however, be prepared to pay some taxes and fees.

Upgrading a qualifying fare

Virgin Atlantic runs promos all the time, and you’ll often find Economy Classic or Delight pricing at $500 to $600 roundtrip from select US airports to the UK. A great use of Virgin miles is to upgrade those tickets to Premium Economy or Upper Class. That is done so using the following table ( add on a few more miles if its peak season )

a screenshot of a screen shot of a trip pointsYou could use 71,200 miles to upgrade your roundtrip from Economy to Upper Class ( you’d still earn miles on the base ticket too ).

a bed in a planeUpper Class

Watch out for those taxes and fees…but Virgin Atlantic releases a lot of award space on their own flights. Like..a lot. With rates starting around 47,500 miles for a one way upper class flight, it may be worth paying $600+ in taxes and fees to fly Upper.

a stuffed animal in a plane

Best Uses of Capital One Miles #11:  redemptions without transferring points

Capital One designed their program around travel redemptions. My favorite use is transferring to partners, but that doesn’t mean there aren’t other options. In fact, there are two:

Redeem via Capital One Travel Portal for a penny a mile

The Capital One Travel portal will even tell you when a good time is to buy. As you can see in the example…instead of using $315 you could redeem 31,500 Capital One Miles. You’ll see down below the other ways you could redeem Capital One Miles for a much higher valuation.

Offset your travel purchases with travel eraser

Let’s say you go to the Maldives and have a seaplane transfer that wasn’t bookable via the travel portal. That could be offset by using the travel eraser feature. Just click the button and eligible purchases will populate.

a white card with blue textOverall

Hopefully this whets your appetite to the wonderful world of Capital One Miles and gives you a good idea of the many redemption options you have when it comes time to book. The biggest key is flexibility and patience. Your dream trip is out there, you just have to find when and where to 🙂

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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