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Bilt Rewards adds more cities to Bilt Dining program. 20 cities, up to 10x on dining via portal now ( 16x rent day )

a collage of food

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Earlier this year, in the middle of the night, like Santa swooping in on his sleigh, Bilt shimmied down the chimney into your phone and launched the Bilt Dining program. At first it was just 5 cities, but today, they’ve increased that number to 20.

Zach, wait, what is Bilt Dining?

It’s Bilt’s version of a dining program that earns up to 10x on all participating restaurants and you don’t even need the Bilt Mastercard® to participate. Better yet, that 10x is the points you’d earn via Bilt Dining, whatever your credit card earns on dining is added to that number. WOW!

Bilt Dining – up to 10x at participating restaurants

You’ll see, in app, that dining is now one of the tabs – you can search for cuisine, restaurant, etc here. If you use a credit card that is loaded in your Bilt Wallet, you earn an additional 2x to 10x Bilt Rewards whenever you dine at these establishments.

  • Boston
  • Atlanta
  • Austin
  • Charlotte
  • Chicago
  • Dallas
  • Denver
  • Houston
  • Las Vegas
  • Los Angeles
  • Miami
  • Nashville
  • New York
  • Philadelphia
  • Phoenix
  • Portland
  • Salt Lake City
  • San Antonio
  • San Diego
  • San Francisco
  • Seattle
  • Washington D.C.

a screenshot of a menu

Bilt Wallet – adding a credit/debit card to earn 2x to 10x in addition to your credit card bonus

If you have the Bilt Mastercard your card will be automatically added. But, you can add additional cards, or if you don’t have the Bilt Mastercard you can add a credit or debit card that you currently hold. The dining purchases are coded restaurant so if the card you add has a dining category bonus, you’ll still earn that. Note that the bill needs to be coded from the restaurant not from the likes of Grubhub, Uber Eats, etc.

a screenshot of a credit card

Rent Day = up to 16x dining

The 5x you earn on at Bilt Dining partners is in addition to the dining bonus that your card gets, and if you are a Bilt Rewards Mastercard cardholder, you know that you get double points every rent day. This includes dining which earns 6x on Rent Day. Meaning, you could earn 10x via Bilt Dining and 6x via the Bilt Rewards Mastercard = 16x total points. That is absolutely incredible.

a close up of a credit card

Recap

Bilt Rewards has incredible points, and adding the Bilt app in which Bilt Dining is seeded is a super easy and can ultimately earn you a ton of points on dining in 20 cities now!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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