We may receive a commission when you use our links. Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers. Monkey Miles is also a Senior Advisor to Bilt Rewards Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.
Am I Crazy? 24 month rule pulled from Ink Plus and Ink Cash?
I was just perusing the offers and I can’t seem to find the clause that normally appears to exclude applicants who have received a bonus in the past 24 months on Plus or Cash. I could just be having a complete brain fart and it’s right in front of my face, but I just don’t see it. Check out the following images, it’s PLAIN to see on the Sapphire Preferred, but I can’t find them for Plus and Cash. Soooooo Am I crazy, or is the 24 month rule for bonuses pulled from Ink Plus and Ink Cash offer details? Hit me up – but this could be open season on Ink if it’s true!
Just to be clear, as it seems there is confusion; I’m not talking about 5/24. That will be enforced – I’m referencing the 24 month since last bonus restriction.
Chase Sapphire Preferred 24 month rule
You can clearly see below ” previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months”
Now look at the Ink Plus and Ink Cash offers….where is the 24 month rule?
And Ink Plus
The 24 month rule is typically front and center, right?
If you find it, or know something else about it…lemme know. But I’m just not seeing it. And it’s typically there, right?! I’m so shocked NOT to see it that I’m totally second guessing myself that it’s not there.
Affiliate link via Card Ratings
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
60k Points after $4k spend in 3 months
Transferrable Chase Ultimate Rewards
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Cards that earn flexible points and should be used on the bulk of your purchases.
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.