Earn and burn Marriott points on Ritz Carlton Cruises

a large cruise ship in the water
Courtesy of Ritz Carlton Cruises

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Marriott Bonvoy just announced the earn and burn rates for their Ritz Carlton cruise collection. I’ve never really been THAT interested in a cruise aside from one to Antarctica, but these have definitely piqued my interest. But…does it make sense to use Marriott Bonvoy points on these cruises? Members will be able to start earning and redeeming points on cruises scheduled to being on May 6th, 2022. All of the details can be found here, as well as booking information, but let’s take a quick look.

a large cruise ship in the water
Ritz Carlton Yacht

Marriott Bonvoy Earn and Burn rates for Ritz Carlton Cruises: I’ll probably never use Marriott points on cruises

As you can see below you’ll earn at this rate:

  • 5 Marriott Bonvoy points per $1 on cruise fare + hotel package
  • Each night you’re on the cruise you’ll receive an elite night

You’ll then be able to use Marriott Bonvoy Points as follows

  • 180k points is the minimum redemption to offset $1k cruise fare
    • Then you can redeem in 90k multiples to offset $500

Effectively you’ll be able to cash out your Marriott points at $0.0056 a piece. Terrible value IMO – I’d say Marriott points are fairly valued at 7/10 to 8/10 of a penny. Any redemption over 1 cent is great, but less than that and it’s pretty poor.


a white text on a white background

Elite Benefits while onboard Ritz Carlton Cruises

Aside from extra excursions, laundry, etc – the food and beverage is all inclusions while on board, similar to many other cruises. Aside from the unlimited laundry benefit of the Marriott Ambassador Elite, I’m not sure many of these benefits are that valuable. These ships are relatively small with 149 suites, all featuring private balconies, so I’d imagine you’re receiving an exclusive experience regardless. Note that elites aren’t receiving upgrades, etc but rather priority boarding and some onboard amenities like elite reception, pressings, and laundry.a white table with black dots

How much do Ritz Carlton Cruises cost?

I did a quick search and the cheapest are Caribbean cruises which start around $4k per person for the cheapest room. To put that in perspective point wise, you’d need to redeem 720k Marriott Points per person to offset the cost.

And here’s a list of the suites available…


a screenshot of a hotel roomOverall

It’s nice to see that you can earn Marriott points via Ritz Carlton cruises, but I can’t imagine ever redeeming. I do have to say that these ships look incredible; however, if I was to throw this kind of cash at a cruise, it’d likely be for Antartica 🙂

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee


Points Earned

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  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
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Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

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Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

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