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Citi Thank You Premier
Citi Thank You points are an important part of the points and miles universe. The Citi Thank You ecosystem offers great access to over a dozen transfer partners and specifically offers access to some cool partners like Turkish and Qatar which are only accessible via Citi and Marriott transfers. Citi Thank You also has the ability to transfer into programs like Air France, Emirates, and Virgin which are partners of other programs making it easier to combine points for a specific award booking . Having the ability to transfer into more programs means increases the probability that you’ll land the redemption you desire. This is the goal I have for you, and anyone I’m trying to help by illustrating all of the wonderful ways points and miles make travel dreams a reality.
If you don’t have any exposure to Citi’s Thank You program – this is a great time to jump in. The Citi Thank You Premier card not only earns great category bonuses, but it also has a great welcome offer of 60k Thank You points after $4k spend in 3 months. It’s also a great card to keep with a low annual fee of $95, and serves as a wonderful teammate to the Citi Double Cash. This is a dynamic combination because you’ll reap the benefits of having 3x travel, dining, supermakret, and gas category bonuses, but also the peace of mind knowing that you’ll earn a minimum of 2x on all of your Citi Double Cash purchases. This combo is stellar.
The Citi Thank You Premier benefits:
- 60k bonus Thank You points after spending $4k in the first 3 months
- 3x points on Travel and Gas Stations
- 3x on supermarkets and dining
- Access to Mastercard World Elite benefits
- No foreign Transaction fees
- $95 annual fee
As I mentioned – Citi Thank You is a flexible currency which means you can transfer them to partners. Go here to see some awesome uses
Citi Thank You also overlaps many of Amex and Chase’s partners. This is fantastic news because it means you can diversify your transfers and stay very agile when it comes time to redeem for the optimal trip. Most of these partners are 1:1 transfer partners
Some of these partners may be unfamiliar to you, but many of them have incredible sweet spots hidden within them. For instance, Etihad, who is famous for their insane premium cabins, has one of the best charts for flights on American Airlines. In fact, you can still fly to Asia for just 50k miles if you use Etihad to book AA business class. That’s phenom.
You also get extended Purchase Protection
The Citi Thank You Premier Card offers an extension of the original manufacturer’s warranty up to 24 months, and it offers the ability to return items up to 90 days for a full refund. This is valid on items with a manufacturer’s warranty that is 5 or less years and $10k per item. Check out the details
Create Citi Virtual credit card numbers for increased privacy.
We wrote an entire article on Virtual numbers here that you can read.
What are the rules for Citi welcome offers?
In case you’re unfamiliar, Citi now restricts welcome offer eligibility to those who have not opened or closed any card in the family of the welcome offer in the past 24 months. What does this mean? If you have had any Citi Thank You card in the last 24 months that you newly opened, or decided to close, you are ineligible for this welcome offer.
- 1/8 and 2/65 rules
- 1 card application every 8 days
- This applies to personal and business
- 2 two card applications in a 65-day window.
- 1 card application every 8 days
- Only 1 business card every 90 days.
Citi has compiled a great list of partners, but many of them may be unfamiliar to you if you’ve been focused on US based airlines. Let’s take a look at just a few of some really cool redemptions you could do with Citi Thank You points.
Avianca LifeMiles is a great way to hop to Europe or South America
You can fly in business class for 63k or first class for 87k from the US to Europe or South America. Amazing price imo.
Here are some great business class/First Class redemptions:
- Swiss Business Class
- United Polaris Business Class
- Lufthansa Business Class
- Lufthansa First Class
This is the loyalty program of Cathay Pacific and it has come awesome redemptions, namely flying in business class to Asia starting at 70k miles, and First Class for 110k.
You can read about them here
- Cathay Pacific Business Class
- Cathay Pacific First Class
Qatar Airways Privilege Club
One of the coolest ways to fly in the world is Qatar Airways QSuites. This past year, Qatar did what many thought was impossible, instead of devaluing their program, they revalued it. Awards got cheaper, and one of the standout redemptions is to fly on QSuites from the States to Doha for just 70k miles. That is a stunner of a deal. My family had the opportunity to fly QSuites in 2019 and it was everything we’d hoped for. You can read about our experience here.
Singapore has some really cool redemptions, but much of their flight network has been grounded. Fingers crossed those A380s and US routes get back up and going because they offered some incredible redemptions options.
Singapore Airlines Business Class from Houston to Manchester for 72k points
Or in Suites from JFK to Frankfurt for 86k miles. You can also fly this intra Asia for just 53k miles. Note…these A380s aren’t currently in operation, but hopefully will be by end of year
Monkey Miles has partnered with CardRatings for our coverage of credit card products. Monkey Miles and CardRatings may receive a commission from card issuers
A Monkey Miles favorite for beginners and point pros alike because it earns unlimited 1.5x Ultimate Rewards with no annual fee.
♥ Earn 20k Bonus Points or $200 after $500 Spend in 3 months
♥5x on travel purchased via Chase Travel
♥3x on dining and drugstores
♥1.5x on all purchases, unlimited