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World’s most expensive credit card
Think an Amex Black Card was fancy? Or the JP Morgan Reserve card? Think again. Meet Rosan Diamond – the maker of the most expensive credit cards in existence. Look at these bedazzled beauties! We’re talking rare gemstones, gold, platinum, and probably kryptonite. Rosan Diamond designed Visa Infinite/Signature cards are totally unique and actually work. They have chips and can be inserted or swiped like a normal credit card, but not used in an ATM. I can’t imagine I’d ever SEE one of these let alone Hold one, but they’re pretty incredible pieces of art. If you’re like me, you’re wondering how much these cards would set you back…$15k to $50k a pop. Let’s take a look at the world’s most expensive credit cards.
CNBC did an entire piece on them a few years back
Here’s a link to Rosan’s Instagram feed. The cards are just unreal. A few of the images from their feed:
Here are the details from, ” Chess” from Rosandiamond.com
How many stones and precious metals you ask?
The Cost to acquire a Rosan Diamond credit card:
Which banks issue the Rosan Diamond “Art Collection” Cards?
All of the Rosan Diamond “Art Collection” cards are Visa Infinite or Visa Signature cards; however, only a select number banks are partnered to issue them – they are almost all in Russia with a family office issuing in both Switzerland and Panama. 
Have you ever seen one?
These are clearly targeting a very specific subset of the world’s population. I don’t run in circles with many Billionaires…er rather any Billionaires lol. The biggest thing I can’t imagine doing is using these. Buying it as a piece of art is one thing…I could see some big name credit card bloggers owning one as a piece of art since it is how they made their millions. But, the fact that they are functional is pretty extraordinary and mind boggling to think that someone would throw this down to pay at Ruby Tuesday’s for Happy Hour Friday 🙂
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based.
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
- 3x on dining
- including eligible delivery services for takeout
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- 5x on all travel purchased through Chase Ultimate Rewards – Chase Travel Portal
- $50 Annual Credit on hotel stays purchased via Ultimate Rewards/Chase Travel
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
- Points are transferrable to 13 Ultimate Rewards partners
- Redeem in the Chase Travel center for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Primary rental car coverage is my favorite
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
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