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How to transfer Chase Ultimate Rewards to travel partners

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How to transfer Chase Ultimate Rewards to travel partners

Chase Ultimate Rewards are one of the very best point programs in existence. A large part of the Chase ecosystem is created around this program and one of its best features is its ability to access valuable transfer travel partners. What do I mean by this?

Chase offers the ability to convert your Ultimate Rewards into one of their travel partner programs via transfer.  When you do this, you’re taking your Chase Ultimate Rewards and populating points or miles into that travel program to use within its system. The reason you’d do so is because that system has advantageous redemption options that make it more valuable than using within the Chase Ultimate Reward system.

Utilizing this technique is how I’ve been able to extract so much value from my points over the years and flown like this over and over again.

Chase Cards that I would recommend:

Note that in order to transfer into travel partners you need to hold a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred. The other cards mentioned below are amazing cards in tandem, but earn cashback.  These points can be combined into a one of the 3 aforementioned premium Chase cards in order to access transfer partners, but can’t transfer if you hold them on their own. This is why I strongly advocate holding at least one Chase premium card and a Freedom Unlimited/Ink Business Unlimited since this will increase your earn rates and give you the possibility of transferring into partners.

  • Chase Sapphire Preferred® Card  is a great starter premium card and one that I actually carry
    • I use my CSP as a cornerstone card.
  • Chase Freedom Flex(SM) and Chase Freedom Unlimited®have amazing offers currently running and I would highly recommend both cards
    • They were improved in September of 2020 and at least one should be in your wallet
    • They offer higher category bonuses than the CSP so if you were to hold both, you could earn more points, but have the ability to combine points and access transfer partners.
    • I currently keep a Chase Freedom.
  • Chase Sapphire Reserve® has an increased offer currently running and comes with added perks and benefits
    • This is the most premium card that Chase offers. I personally don’t carry it, but it comes packed with perks and benefits.
  • Chase Ink Business Preferred®is one of the best business cards you can carry
    • I actually have two of them in my wallet ( different businesses )
    • 3x on a litany of categories and earns transferrable points
  • Chase Ink Business Cash®
    • rotating quarterly 5x categories make this a great card to keep in your wallet to maximize spend
    • I hold this card as well
  • Chase Ink Business Unlimited®
    • Get 1.5x on every single purchase your business makes.
    • I hold this card as well
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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

Chase Ultimate Reward Travel Transfer Partners

Chase has a total of 13 travel transfer partners and will be adding Aeroplan later this year. That will be an incredible addition to the fleet of travel transfer partners and make the program even more valuable. 

a group of logos on a white background
Chase Ultimate Rewards transfer parnters

 

Why would you want to transfer points into a partner program?

The most simple explanation is you can get a lot more value out of your points this way. It’s not guaranteed, but it’s how I have made use of my points more often than not.

Each program that you can transfer into will price their award rates differently. For instance, you can fly Emirates First Class between Europe and Dubai for 102k points + $700.  That’s a lot of money to pay in surcharges, but they release quite a few tickets. They will also sell them for $5000 to $10000 a ticket. If you were to transfer them to Emirates, you could book for 102k Chase Ultimate Rewards and pay the fees vs redeeming in the Chase Ultimate Rewards Travel portal and getting 1.25c per point or 400k to 800k points for the very same flight.

The same goes for hotels, I’ve gotten extremely good value moving points to Hyatt for great hotels like the new Hyatt Regency Blackfriars for 20k points…it was going for almost $600 a night!

the inside of an airplane with seats and screens

 

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Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

How do you transfer Chase Ultimate Rewards to travel transfer partners?

Step 1: Log in to your Ultimate Rewards account and click Earn/Use

a screenshot of a credit card
How to transfer Chase Ultimate Rewards to partners

Step 2: Select the partner you wish to transfer into

You’ll see a list of Airlines and Hotels:

a screenshot of a computer
How to transfer Chase Ultimate Rewards to partners – part 2

02Step 4: Let’s use Hyatt as an example

Select it form the list and click transfer points

a screenshot of a website

Step 5: Enter your account information

a screenshot of a travel program

Step 6: Transfer your points

a screenshot of a screen

Step 7: Confirm your transfera screenshot of a review

You’re all done! Let’s Recap

Using points that you earn off of your suite of Chase cards can unlock a plethora of aspirational redemption opportunities that can make your bucket list travel dreams come true. This is how I make use of MOST of my Chase Ultimate Rewards and hopefully this guide will make transferring points much easier.

a blue credit card with blue lines and white text

Learn More

Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

What are some dope ways to use Chase Ultimate Rewards?

Check out Virgin’s new Upper Class aboard the A350.

We transferred Ultimate Rewards over and flew it for 47.5k points and $600

Air France/KLM Flying Blue program has a ton of great redemptions especially if you utilize their promo rewards

Flying Blue promo rewards

a stuffed animal on a seat

I booked a roundtrip Business Class ticket on Iberia using just 68k points. 

You can read our review here

a stuffed animal on a chair

Or transfer to Hyatt and stay in entry level to truly aspirational world class properties.

We used Hyatt points to stay in a wide array of properties, but none have been quite like the Alila Villas Uluwatu which we consider to be the best Hyatt in the world.

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

Learn More

Affiliate LInk

Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

3 Comments

  • ilya kosilov June 12, 2021

    For some reason, I dont have the option to transfer it from my Chase Ultimate Ink Business and Personal Not sure if they changed the rules recently

  • Sarah May 23, 2021

    Do chase points expire?
    Could you start with the freedom card and build up points and get a premium card later and then transfer them over?

    • Miles May 23, 2021

      Sarah – this is a great question. As long as you have a chase account open they won’t expire, and 100% – this is a great and effective strategy towards stacking points and gradually increasing your footprint. If you do close a card, you’d want to transfer the points to an active card and move the credit line over as well.

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