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How to transfer Chase Ultimate Rewards to travel partners
Chase Ultimate Rewards® points are some of the very best point programs in existence. A large part of the Chase ecosystem is created around this program and one of its best features is its ability to access valuable transfer travel partners. What do I mean by this?
Chase offers the ability to convert your Ultimate Rewards into one of their travel partner programs via transfer. When you do this, you’re taking your Ultimate Rewards and populating points or miles into that travel program to use within its system. The reason you’d do so is because that system has advantageous redemption options that make it more valuable than using within the Chase Ultimate Reward system.
Utilizing this technique is how I’ve been able to extract so much value from my points over the years and flown like this over and over again.
Chase Cards that I would recommend:
- Chase Sapphire Preferred® Card is a great starter premium card and one that I actually carry
- I use my CSP as a cornerstone card of Chase.
- Chase Freedom Flex® and Chase Freedom Unlimited®have amazing offers currently running and I would highly recommend both cards
- At least one should be in your wallet in order to earn extra points either on rotating bonus categories ( Flex ) or uncapped 1.5x ( Unlimited )
- They offer higher category bonuses than the CSP so if you were to hold both, you could earn more points, but have the ability to combine points and access transfer partners.
- I currently keep a Chase Freedom and Unlimited.
- Chase Sapphire Reserve® has an increased offer currently running and comes with added perks and benefits
- This is the most premium card that Chase offers. I carry the business version, but I’m considering adding swapping this with the CSP.
- Chase Sapphire Reserve for Business℠
-
- This is the business version of the personal Reserve and it’s a powerhouse on its own earning 4x on flight and hotels booked direct along with a ton of credits
- Chase Ink Business Preferred®is one of the best business cards you can carry
- I actually have two of them in my wallet ( different businesses )
- 3x on a litany of categories and earns transferrable points
- Chase Ink Business Cash®
- rotating quarterly 5x categories make this a great card to keep in your wallet to maximize spend
- I hold this card as well
- Chase Ink Business Unlimited®
- Get 1.5x on every single purchase your business makes.
- I hold this card as well
Note that in order to transfer into travel partners you need to hold a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred. The other cards mentioned below are amazing cards in tandem, but earn cashback. These points can be combined into a one of the 3 aforementioned premium Chase cards in order to access transfer partners, but can’t transfer if you hold them on their own. This is why I strongly advocate holding at least one Chase premium card and a Freedom Unlimited/Ink Business Unlimited since this will increase your earn rates and give you the possibility of transferring into partners.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Points Boost
- each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
Chase Ultimate Reward Travel Transfer Partners
Chase has a total of 14 travel transfer partners across airlines and hotels.
Step 2: Select the partner you wish to transfer into
You’ll see a list of Airlines and Hotels:
Step 3: You’ll see the option to transfer points
Step 4: Choose how many points you wish you move
Hit Submit and you’re done!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Points Boost
- each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
- Points are transferrable to 14 Ultimate Rewards partners
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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