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Q4 Bonus categories: Walmart and PayPal
We love the Chase Freedom for this exact perk: rotating, quarterly 5x bonus categories. What does that mean? It means that every 3 months Chase Freedom releases a new list of bonus categories that earn 5x throughout the quarter. It’s an incredible way to multiply the number points you make on purchases, or strategize for the future.
The most exciting aspect of this quarter is the fact that you can earn 5x points on both PayPal and WalMart purchases. This is huge. Additionally, Chase just released their new Chase Freedom Flex which replaces the Freedom going forward, and cardholders of both will enjoy 5x for this quarter
There are a couple of caveats:
- The spending is capped at $1500 dollars
- This means that your earning potential is maxed at out 7500 points or $75 cashback
- You must activate this perk each quarter, starting the 15th of the month prior ( September ), up until the 14th of the last month (December).
So what are the 4th quarter 2020 Chase Freedom/Freedom Flex Bonus categories?
You still have roughly two weeks to earn 5x at Amazon.com and Whole Foods, but starting October 1st the new categories kick in.
How we use Chase Freedom to get closer to lie-flat seats and 5 star suites.
If you’re like me and carry a Chase Premium credit card like the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred then you can combine your Freedom points into those accounts in order to transfer them into valuable partners.
This is by far the most advantageous usage of Ultimate Rewards, but also increases the value when redeemed in the Chase Travel center. For instance, if you move them into a Chase Sapphire Reserve account, your points will instantly be redeemable for 1.5 cents per point, a 50% increase over redeeming them in the Freedom Chase Travel Center.
Don’t have a Chase premium card?
You should definitely check out our thoughts and the latest offers on:
Combining a Chase Premium card like those above will help you optimize your spend and value of the points you’re earning.
One of the coolest ways to use Chase Ultimate rewards? Emirates First Class. Immerse yourself in the full experience in our YouTube video below!
Chase Freedom Flex?
Learn More
A Monkey Miles favorite for beginners and point pros alike because it earns 3-5x on select categories + Enjoy 5x on groceries up to $12k a year + $200/20k welcome bonus and no annual fee!
♥ Earn 20k Bonus Points or $200 after $500 Spend in 3 months
♥5x on travel booked with Chase Travel, 5x on rotating quarterly categories ( capped at $1500 per quarter )
♥5x on grocery stores, up to $12k ( no Target/WalMart) on your first 12 months of cardmembership
♥3x on all dining and qualifying delivery apps
♥0% interest on new purchases for 15 months
Interesting Article. Thanks
#staysafe during #COVID19
https://www.fashion3k.com
Thanks for the info on a really good deal. Any suggestions on ways to maximize the promotion?
Christian – I think the easiest will be Paypal since a lot of vendors accept this as payment. I know a lot of home lawn care, baby sitters, tutors, award bookers, etc accept it as payment. You think you’ll get the new Flex?
i am getting a new freedom card that offers 5% on grocery stores. but this quarters special
is for walmart., which is a grocery store. if i go to walmart does it count against the grocery
store annual limit?
Robert – great question – the 5x on grocery stores excludes Target and Walmart so it’ll only count against the quarterly 5x