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Q3 Bonus categories: Amazon & Whole Foods

We love the Chase Freedom for this exact perk: rotating, quarterly 5x bonus categories. What does that mean? It means that every 3 months Chase Freedom releases a new list of bonus categories that earn 5x throughout the quarter. It’s an incredible way to multiply the number points you make on purchases, or strategize for the future. While there are a few categories this quarter, it’s Grocery Stores that stick out the most. If you’re anything like the Monkey Miles household, your grocery bills have gone up and your dining out bills have gone down. I know I’ll be pivoting from my Amex Gold to me Chase Freedom in order to earn 5x points on those purchases. Let’s check out the details:

There are a couple of caveats:

The spending is capped at $1500 dollars
- This means that your earning potential is maxed at out 7500 points or $75 cashback
You must activate this perk each quarter, starting the 15th of the month prior ( June ), up until the 14th of the last month (September).

Go here to activate

So what are the 3rd quarter 2020 Chase Freedom Bonus categories?

How we use Chase Freedom to get closer to lie-flat seats and 5 star suites.

If you’re like me and carry a Chase Premium credit card like the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred then you can combine your Freedom points into those accounts in order to transfer them into valuable partners.

This is by far the most advantageous usage of Ultimate Rewards, but also increases the value when redeemed in the Chase Travel center. For instance, if you move them into a Chase Sapphire Reserve account, your points will instantly be redeemable for 1.5 cents per point, a 50% increase over redeeming them in the Freedom Chase Travel Center.