Credit Cards

Chase World of Hyatt Credit Card

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The Chase World of Hyatt credit card.

Hyatt has some of the best opportunities for high value point redemptions of any hotel brand in the world ( check out our Alila Uluwatu $1k a night villa review as a great example).  They’ve acquired some truly aspirational properties and are a direct transfer partner of Chase’s Ultimate Rewards program. We’re always looking for ways to organically get the best value out of our point stash, but also extract maximum value from credit cards we hold. Let’s walk through the Chase World of Hyatt Credit and its updated offer that I am VERY tempted to get ( I’ve had this card twice in the past, and I’m eager to read it with this offer ).

The nuts and bolts of the Chase World of Hyatt credit card:

  • 5 Elite nights each year you hold the card
    • These are usually issued within 60 days of cardmembership
  • 4x bonus points on every dollar spent at Hyatt hotels
    • On top of 5x a base member earns
  • 2x points at:
    • restaurants
    • airline tickets purchased direct from airlines
    • local transit and commuting
    • fitness clubs and gym memberships
  • Every Account Anniversary you’ll get a Free Night at category 1-4 hotels
  • Bonus Free Night at category 1-4 hotels when you spend $15k a year
  • Get Discovery Elite status as along as your card is open
  • 2 Elite night credits for every $5k you put on your card.
  • Annual fee of $95
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Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase World of Hyatt Credit Card

4.2
4.2/5

Get a category 1-4 free night every year + 5 elite night credits, and earn more elite nights via spend. It’s one of the most valuable hotel credit cards available.

Welcome Offer

30k after $3k spend in 3 months + 2x per $1 spent for 6 months, up to 30k points. 

Annual Fee

$95

Points Earned

World of Hyatt points

  • 5 Elite nights next year
  • Earn up to 9 points total for Hyatt stays
    • 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x points at:
    • restaurants
    • airline tickets purchased direct from airlines
    • local transit and commuting
    • fitness clubs and gym memberships
  • Every Account Anniversary you’ll get a Free Night at category 1-4 hotels
  • Bonus Free Night at category 1-4 hotels when you spend $15k a year
  • Get Discoverist Elite status as along as your card is open
  • 2 Elite night credits for every $5k you put on your card.
  • Annual fee of $95

We have seen 60k after $4k spend in 3 months

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The World of Hyatt credit card comes with an annual category 1-4 award night which I have always found a way to redeem on a property that is worth more than the $95 a year I pay for the card. That alone makes it worth it to me.

It comes with 5 elite nights every year which can be helpful if you’re shooting for status. 

Hyatt points are also the most valuable hotel points around coming in somewhere in the 1.5 to 1.8 cents per point value.

This makes putting everyday spend on the card a decent value proposition if you’re angling for Hyatt status and card spend can help boost those elite nights as well. Every $5k you put on the card yields 2 elite nights. 

Don’t forget that $15k spend yields an additional category 1-4 night.  

What are some of my favorite Hyatt stays?

I have used points to stay at the following properties

You get an annual night free at category 1-4 hotels.

Every single year after your first anniversary you will receive a free night certificate. On top of that, you’ll get another night when you spend $15k a year on the card. I look at the $95 annual fee as “buying” a night at a great hotel for a weekend get-a-way.

There are TONS of great Category 4 ( and under ) hotels around the world. For instance, the Grand Hyatt Washington D.C. is well located and can be yours free just for holding the card. Spend $15k and you’ll get 2 free nights. I’ve stayed at the Grand Hyatt Berlin, Grand Hyatt Beijing, and Grand Hyatt Singapore ( all before I was blogging ) and utilized points and status to have amazing stays. I would highly recommend all 3.

a large building with many windows and a large chandelier
Grand Hyatt Washington D.C. Lobby Morning
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Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase World of Hyatt Credit Card

4.2
4.2/5

Get a category 1-4 free night every year + 5 elite night credits, and earn more elite nights via spend. It’s one of the most valuable hotel credit cards available.

Welcome Offer

30k after $3k spend in 3 months + 2x per $1 spent for 6 months, up to 30k points. 

Annual Fee

$95

Points Earned

World of Hyatt points

  • 5 Elite nights next year
  • Earn up to 9 points total for Hyatt stays
    • 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • 2x points at:
    • restaurants
    • airline tickets purchased direct from airlines
    • local transit and commuting
    • fitness clubs and gym memberships
  • Every Account Anniversary you’ll get a Free Night at category 1-4 hotels
  • Bonus Free Night at category 1-4 hotels when you spend $15k a year
  • Get Discoverist Elite status as along as your card is open
  • 2 Elite night credits for every $5k you put on your card.
  • Annual fee of $95

We have seen 60k after $4k spend in 3 months

We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The World of Hyatt credit card comes with an annual category 1-4 award night which I have always found a way to redeem on a property that is worth more than the $95 a year I pay for the card. That alone makes it worth it to me.

It comes with 5 elite nights every year which can be helpful if you’re shooting for status. 

Hyatt points are also the most valuable hotel points around coming in somewhere in the 1.5 to 1.8 cents per point value.

This makes putting everyday spend on the card a decent value proposition if you’re angling for Hyatt status and card spend can help boost those elite nights as well. Every $5k you put on the card yields 2 elite nights. 

Don’t forget that $15k spend yields an additional category 1-4 night.  

5 Elite nights for holding the card + 2 elite nights every $5k spend

One of the benefits that will help you shortcut your way to status is the 5 elite nights you earn just for holding the card. You’ll also earn 2 elite nights for every $5k in spend you put on the card annually.

You could spend your way to status. Although I’m not sure that’s what I would advise, but it’s possible.

If you’re looking to achieve Globalist status, Hyatt’s top tier, that gives incredible benefits to its members you can do so with spend. Globalist requires 60 nights to achieve the first time, and 55 nights each year to achieve there after. Remember Hyatt changed their policy and now points and points + cash rates count toward elite status.

The World of Hyatt credit card gives you 5 elite nights just for having it. That leaves 55 nights for your first year or 50 nights for your second year.

  • You get 2 Elite night credits for every $5k spend
    • 54 nights would be needed your first year ( you get that free night after $15k spend )
      • $135k
    • 49 nights would be needed for your second year.
      • $125k spend

The point is it’s possible, but I’m not sure I’d advise putting that amount of spend through this card. But, if you’re someone that has millions in expenses each year, putting that amount through the card may be of little consequence to gain top tier status for your travel. Or, if you throw a large party, wedding, or hosting events at a Hyatt that comes close to $135k – you could earn 9x points on top of earning status, etc.

Is this card affected by 5/24?

Yes, you will not be approved if your credit report reflects opening 5 or more new accounts in the past 24 months

Will I get this card?

I’ve had it in the past and plan to get it again

 

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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