5 easy ways to keep your points from expiring

a row of seats in an airplane

We may receive a commission when you use our links. Monkey Miles is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as and CardRatings. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Monkey Miles is also a Senior Advisor to Bilt Rewards. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

5 easy ways to keep your points from expiring

One of the easiest things to do is forget you have points or miles in a loyalty account and lose them to expiration. This is especially an issue since a lot of loyalty programs suspended point expirations during the pandemic, but now they have re-implemented their old policies. Thankfully, there are numerous ways to keep them alive, but here are 5 easy ways to keep your points from expiring.

I was reminded that Singapore Airlines miles normally expire if you don’t use them within 36 months ( they’re automatically extending them for 6 months if they expire this year ). I received an email and checked my account. Without the pandemic extension, I’d lose nearly 100k miles to expiration!

a screenshot of a graph
Don’t let your Singapore Airlines miles expire!

How often do points and miles expire?

Great question….Here’s a basic chart that will help keep track

ProgramExpiration afterExtend?Transfer Partner
Aeromexico24 monthswith activityAmex
Air Canada18 monthswith any activityAmex
Alaska AirwaysAccounts locked after 24 months of inactivityCall to restartMarriott
American Airlines18 months
with any activityBilt, Marriott
ANA36 monthsnopeAmex
Asiana10 yearsnopeMarriott
British Airways36 monthswith any activityChase, Amex, Cap1, Marriott
DeltaNeverAmex, Marriott
Emirates3 yearsnopeBilt, Chase, Amex, Citi, Cap1, Marriott
Etihad18 monthsAcitivtyAmex, Citi, Marriott
EVA36 monthsnopeCap1, Citi
Flying Blue: KLM/Air France24 monthsActivityAmex, Bilt, Chase, Citi, Cap1, Marriott
HawaiianNo expirationAmex, Bilt
Iberia36 monthsActivityChase, Amex, Marriott
JAL36 monthsnopeMarriott
JetblueNeverAmex, Cap1, Marriott
Korean Air10 yearsMarriott
Lufthansa36 monthsnope
Credit card holders of more than 3 months = no expiration
Elites = no expiration
Malaysia36 monthsactivityCiti, Marriott
Qantas18 monthsactivityAmex, Citi, Cap1, Marriott
Qatar36 monthsactivityCiti, Cap1, Marriott
Singapore36 months from earning. Not with activity. But you can pay a fee per 10,000 milesAmex, Chase, Cap1, Citi, Marriott
Turkish36 monthsFor a fee ( $10 per 1k miles ) for another 3 yearsBilt, Citi, Cap1, Marriott
UnitedNoneBilt, Chase, Marriott
Virgin AtlanticNoneAmex, Bilt, Chase, Cap1, Citi, Marriott
Best WesternNone
Choice18 monthsActivityCap1, Citi, Amex
Hilton24 monthsActivityAmex
Hyatt24 monthsActivityBilt, Chase
IHG12 months unless elite then noneActivityBilt, Chase
Marriott24 months unless lifetime eliteActivityAmex, Chase
Radisson24 monthsActivity
Wyndham18 monthsActivityCap1, Citi

1) Transfer points to keep them active

This is why I love flexible point currenies…it gives you options. If you’re not staying at a hotel or flying on an airline to keep your points active…just transfer points in. Not every airline or hotel program is like this, but the vast majority of them are.

This slideshow requires JavaScript.

2) Keep a co-branded credit card to keep your points alive

Credit cards are an easy way to keep your points alive as well. Any activity you make on that card extends the life of your points. Also, cards like the IHG Rewards Premier from Chase keep your points from expiring just for holding the card.

a close up of a credit card

3) Buy points

You can easily buy points to create activity. An easy purchase of 1000 points may set you back $30 or $40, but it’ll keep that cache of points active. Totally worth the money.

a white background with blue text

4) Dining Programs

If you aren’t participating in a dining program you definitely should.  You simply link your credit card to the program and you’ll earn the points of that loyalty program, in addition to your credit card points, when you dine at participating restaurants You can read a full description of Dining Programs here, but these are the programs that currently offer them:

5) Use a shopping portal

Loyalty programs have their own online shopping portals that will code your order to earn points in their program. It’s a super easy way to keep your points alive, but also earn tons of bonus points for items you’d buy anyways. All you have to do is log into the mall and then link into the retailers’ normal site. You’ll not only earn your credit card points, but you’ll also earn the points of the portal you’re using.



My favorite way to see which portal is offering the biggest bonus is CashBackMonitor

a screenshot of a website


As you can see, these are 5 easy ways to keep your miles and points from expiring without even leaving your house.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

Learn More

Affiliate LInk

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • Jordan February 28, 2024


    $30 after your first qualifying purchase in the first 90 days. Join the fun and get some Amex points!

  • Eliana A. December 29, 2022

    Hi! Thanks for those tips!
    Is there an app or website that you would recommend for tracking all the loyalty/points programs in one place?

  • colleen June 10, 2022

    Thank you for providing this. It’s very useful and thorough, and all your work is appreciated.

  • […] I wrote a post about keeping an eye on expiring points. […]

  • outdoor art festivals January 30, 2019

    Hi there this is somewhat of off topic but I was wanting to know
    if blogs use WYSIWYG editors or if you have to manually code with HTML.
    I’m starting a blog soon but have no coding experience so I wanted to get advice from someone with experience.
    Any help would be greatly appreciated!

    • Miles January 30, 2019

      I think most blogs utilize WordPress…in terms of setting it up, buy the domain, find a theme you like and follow the steps. Hope that helps and good luck!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.