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I’ve been sent this targeted offer a couple of times in the past month and thought many of you may be eligible. I currently have a Citi Thank You preferred card, as a result of downgrading a Citi Thank You Premier 3 years ago, and lo and behold…it paid off. Not only did it keep my Citi clock running, and points alive, but it may earn me even more points. I received a similar offer roughly 4 years ago for a Citi Gold account to earn 50k AA miles, took advantage of it, but this time around…Thank You points are the bonus.
Here’s the deal
- Earn 50k Citi Thank You points when
- Open a new Citi Priority Checking account by 9/30/19
- Spend $750 using the Citibank Debit Card associated with the account within 60 days of account opening
- Make 1 qualifying bill payment in 2 consecutive months within a 60 day window.
One major thing to note is that the account comes with a $30 per month service fee if you don’t maintain a $50k account balance. You can read about the features of Citi Priority Banking here
How I would go about achieving this.
I’d more than likely be looking to take advantage of the points because I like the bank I currently work with, but free points are fantastic.
- Deposit $1k into the account on September 15th
- This gives 2 weeks to get the ball rolling, receive my debit card, etc
- Two bill payments in consecutive months
- On September 30th I would pay half a utility bill due in Mid October
- On October 1st I would pay the other half of the same utility bill
- Early October I’d spend $750 on the debit card
- I have a couple larger expenses I’m planning to make so I’d just spend $750 on this card
The last time I did this it took 90 days to receive the bonus points. Worst case scenario, this means I’d end up paying 4 months at $30, or $120, to receive 50k Thank You points.
This goes along with the terms and conditions:
- ThankYou Points will be credited by Citibank to your existing ThankYou Member account within ninety (90) calendar days from the date you complete Required Activities. At the time the ThankYou® Points are to be credited to your existing ThankYou® Member account, your Citi/ThankYou® credit card account and the new Eligible Checking Account must both be open and in good standing. Fiduciary, estate, business and/or trust accounts are not eligible for this offer; however, trust accounts that are a Living Trust and Custodial accounts are eligible.Citibank may change or discontinue this offer at any time before this date without notice. Enrollment and participation in this promotion does not guarantee eligibility. All accounts subject to approval. APYs are variable and subject to change without notice after the account is opened.
Try this link
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.