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Update! – Read the fine print closely. This was actually for a new card not an upgrade. My current Biz Gold was mentioned in the offer but the links populate a new application not an upgraded offer. My Apologies…original article below:
Keep your ears pricked! I just received an absolutely monster, the biggest I’ve ever seen, upgrade offer to Amex Business Platinum. I’m not alone, I’ve seen 140k offers from MaxMilesPoints and it seems this may be a new round circulating. The best part…it seems, accordingly to the offer terms, that I have until the end of April to take the upgrade offer. This continues the heaps of points Amex continues to throw at existing cardmembers via upgrades and targeted offers. Let’s take a peek at my 150k Amex Business Platinum upgrade offer.
- 150k after $15k spend in 3 months
- 0% interest for 12 months as well on qualifying Pay Over Time purchases.
You can see here on the very last line…if your application isn’t received by 4/13/22 we will not process your application. They could modify or revoke as well…
Here’s a rundown of the Amex Business Platinum
- Annual fee $595 (Rates and fees)
- Annual fee goes to $695 (Rates and fees) if application is received on or after 1/13/22.
- $179 Clear credit (enrollment required )
- $200 annual airline incidental fee reimbursement (enrollment required )
- $120 Wireless Credit ( enrollment required )
- $10 per month wireless credit,
- Must make payments directly to any US Wireless provider
- 1.5x points on qualifying purchases over $5000
- 1.5x on up to $2 Million at select categories
- Electronics goods, retailers, software, and cloud service providers
- Construction materials and hardware supplies
- Shipping providers
- Global Entry fee reimbursement – worth $100 (enrollment required )
- Priority Pass Select membership – worth ~ $400 (enrollment required )
- Cell Phone Insurance
- $800 per claim, 2x per 12 month period
- $50 deductible per approved claim
- Delta Sky Club lounge access – when flying on Delta
- Centurion Lounge access – network expanding and very worthwhile
- Access to Fine Hotels and Resorts
- Amazing benefits such as free breakfast, resort credits, room upgrades, early check in, late check out, etc
- Using Amex FHR has earned me $100s per stay each time I use it.
- Amazing benefits such as free breakfast, resort credits, room upgrades, early check in, late check out, etc
- Over 20 transfer partners: like Singapore Air, Air Canada, Air France, British Airways
- Marriott Gold status (enrollment required )
- Hilton Honors Gold status (enrollment required )
- The Hotel selection
- slightly different than Fine Hotels and Resorts, but provides great benefits, credits, and upgrades
- 5x points on flights booked through Amex Travel
- Access to International Airlines Program rates for select premium cabin flights originating in the USA
- $400 Annual Dell credit ( enrollment required )
- This is split into 2, $200 credits, applied every 6 months: Jan to June and July to Dec
- $360 Indeed credit ( enrollment required )
- get $90 per quarter, Up to $360 annual statement credit
- on all Indeed hiring and recruiting products and services
- $150 Adobe credit ( enrollment required )
- : $150 annual statement credit on select purchases,
- Adobe Creative Cloud, creative apps and services, and Acrobat Pro DC with e-sign.
Honestly…these offers just seem too good to be true but they keep targeting
My biggest concern here is that I currently have 2 Amex Biz Golds. With an offer like this, I’d do it in a heartbeat, but I have 3 Amex Business Platinums already and don’t want to tempt fate. Every single card has been a targeted offer to me specifically, via USPS or email, but after the whole Amex shutdown fiasco earlier this year via a rogue rep, I don’t want to somehow end up collateral damage. I have a while to think about it, but keep an eye out as you may get targeted as well.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
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