Credit Cards

You can now earn up to 100k points on Amex Referrals ( for the referrer ).

a stuffed animal holding money

We may receive a commission when you use our links. Monkey Miles is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as and CardRatings. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Monkey Miles is also a Senior Advisor to Bilt Rewards. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

You can now earn 100k off Amex Referrals

This is a really big deal for those of you who leave your Amex Referrals on my site. Instead of the old cap of 55k points per referrer, it seems that Amex has increased the amount to 100k.

a white sign with black text

I logged into my Amex account this morning and noticed a 100k point jump in my American Express Membership Rewards balance. Upon some investigation, I saw that 4 people had used my Amex referrals at 25k per referral. I couldn’t find any explanation on my Amex Biz Plat which populated the referral.

a screenshot of a phone

I then logged into a family account that I manage and saw that the language on the Amex Gold had changed and the cap had been raised to 100k

a screenshot of a card


Upon further investigation, I found that DOC is also seeing this Increased cap on the amount of points that you can earn. If you’re unfamiliar, American Express allows you to take the Amex card in your wallet and generate a referral code for not only that card, but basically any other card that they offer. The biggest caveat is that this seems to work most effectively for cards that start out earning Amex Membership Rewards vs cards that earn Marriott, Delta or Hilton points. I go into much more detail in this post, but it’s a wonderful way to earn a ton of points every.

I publish the best deal on credit cards listed and keep a spreadsheet updated at all times. In the past couple of years, quite often, the referrals generated by Amex cardholders themselves have been populating the best offers. As a result, I’ve compiled a list of Amex referral pages that you can leave your links on.

I add my family and friends into the body of the posts first. Then, once they are used up, which normally occurs by mid Feb, I will start putting your links into the body of my posts. You’ll max out quickly.

You can also leave referrals for


It nows appears that Amex has raised the total amount of points you can earn by referring Amex cards to 100k from 55k points. This is awesome and hopefully you can earn a ton of points off my traffic by leaving your links up above.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

a blue credit card with blue lines and white text

Learn More

Refer a Friend Link 

 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.