Credit Cards

You can now earn up to 100k points on Amex Referrals ( for the referrer ).

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You can now earn 100k off Amex Referrals

This is a really big deal for those of you who leave your Amex Referrals on my site. Instead of the old cap of 55k points per referrer, it seems that Amex has increased the amount to 100k.

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I logged into my Amex account this morning and noticed a 100k point jump in my American Express Membership Rewards balance. Upon some investigation, I saw that 4 people had used my Amex referrals at 25k per referral. I couldn’t find any explanation on my Amex Biz Plat which populated the referral.

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I then logged into a family account that I manage and saw that the language on the Amex Gold had changed and the cap had been raised to 100k

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Upon further investigation, I found that DOC is also seeing this Increased cap on the amount of points that you can earn. If you’re unfamiliar, American Express allows you to take the Amex card in your wallet and generate a referral code for not only that card, but basically any other card that they offer. The biggest caveat is that this seems to work most effectively for cards that start out earning Amex Membership Rewards vs cards that earn Marriott, Delta or Hilton points. I go into much more detail in this post, but it’s a wonderful way to earn a ton of points every.

I publish the best deal on credit cards listed and keep a spreadsheet updated at all times. In the past couple of years, quite often, the referrals generated by Amex cardholders themselves have been populating the best offers. As a result, I’ve compiled a list of Amex referral pages that you can leave your links on.

I add my family and friends into the body of the posts first. Then, once they are used up, which normally occurs by mid Feb, I will start putting your links into the body of my posts. You’ll max out quickly.

You can also leave referrals for

Recap

It nows appears that Amex has raised the total amount of points you can earn by referring Amex cards to 100k from 55k points. This is awesome and hopefully you can earn a ton of points off my traffic by leaving your links up above.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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