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Complete Guide Chase Refer a Friend Guide

Chase has an extremely attractive program for referrals aptly named Chase Refer a Friend. Since we’re all friends here, I thought I’d lay down some buddy talk and explain how the program works. The Chase Refer a Friend program is incredibly lucrative, offering the potential to earn up to 100k bonus points per card, per year just for referring others to the card you keep. It’s a program I do my best to max out every single year, so I can keep flying in great cabins and staying a wonderful hotels. In fact, it’s a huge incentive to keep cards long term, and how I earn upwards of 500k points a year.

The Various Methods of populating referrals

In total, there are 3 ways to generate links from a catch all to individual card microsites we go through them in detail below. We walk through referrals in the video below and explain how you can use my site, and others, to help generate bonus points for your travel pursuits.

1) The Chase Refer a Friend ( Catch All ) 

This is a great function that Chase has put it place, and it works for most cards. However, it doesn’t work for all cards. Go here first, and if for some reason your card isn’t populating a link…try the next function.

The easiest way to refer: shoot your friend a link, or post it online

Once you enter in the Information it will populate a referral link…like this one for my Chase Sapphire Preferred – it would earn me 15k bonus points and populate a referral offer of 60k after hitting $4k min spend in 3 months. You can leave this link in the comments section here, or shoot it to your friend, post it on twitter, facebook, etc. Even throw it in you instagram profile link.

The longer way is to send someone an email.

This used to be the only way links would work, and takes a while for your friend to receive it.

2) Another source of Chase Refer A Friend links: Go here

Chase has another site that you can create referrals from and it lists “most” cards that are eligible. Notice that 9 cards are listed; however, many cards still have referrals available, but they’re only populating through the cards microsite. This is great if, for some reason, your card doesn’t populate a referral on the catch all up above, you can go here and locate your card. It’s also a good source to see if new cards are populating referrals.

However…it doesn’t actually list all of the cards with referral offers.

3) Individual Chase refer a friend microsites: The Best Way

If you have one of these cards, you can utilize the Chase microsite to populate a referral. There are a couple of ways to do this:

1. www.chase.com/referafriend/( card name )
2. www.chase.com/referabusiness/(card name )

You may need to play around with the card names to get them to work…some include Chase, some do not.

Chase Sapphire Preferred:

• • Our Referral: Chase Sapphire Preferred
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/chasesapphirepreferred
  • You get 15k per referral, up to 75k max per year
  • Offer is 60k after $4k spend

Chase Freedom Flex

• • Our Referral: Chase FreedomFlex
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/chasefreedom
  • You get $100/10k UR per referral – $500/50k UR max per year
  • Offer is $200/20k UR after $500 spend
  • Amazing new bonus categories – HIGHLY RECOMMEND THIS CARD

Chase Freedom Unlimited

• • Our Referral: Chase Freedom
  • How populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/freedomunlimited
  • You get $100/10k UR per referral – $500/50k UR max per year
  • Offer is $200/20kUR
  • Amazing new bonus categories

Chase Ink Business Preferred

• • Our Referral Link : Chase Ink Business Preferred
  • How to Populate your own Chase Refer A Friend link
    • www.chase.com/referabusiness/preferred
  • 20k Ultimate Rewards per referal: 100k max per year
  • Offer is 80k after $5k spend in 3 months

Chase Ink Business Unlimited

• • Our Referral Link: The Chase Refer a Friend  
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referabusiness/unlimited
  • You get $150 or 15k points per referral up to $750 or 75k
  • Offer is $500 or 50k Ultimate Rewards after $3k spend in 3 months

Chase Ink Business Cash

• • This refers to the Ink Business Unlimited currently – see above and enter your Ink Cash details
  • Our Referral Link: Chase Ink Business Unlimited
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referabusiness/unlimited
  • You get $150 or 15k points per referral up to $750 or 75k
  • Offer is $500 or 50k Ultimate Rewards after $3k spend in 3 months

Chase Ink Business Plus

• • This refers to the Ink Business Preferred currently
  • Our Referral Link : Chase Ink Business Preferred
  • How to Populate your own Chase Refer A Friend link
    • www.chase.com/referabusiness/preferred
  • 20k Ultimate Rewards per referal: 100k max per year
  • Offer is 80k after $5k spend in 3 months

Chase World of Hyatt

• • Our Referral Link: Chase World of Hyatt
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/worldofhyatt
  • You will get 5k Hyatt points for each referral: max of 50k per year
  • Offer is tiered – get 25k after $3k spend in 3 months, another 25k after $6k total in 6 months

Chase Southwest ( any card )

• • How to populate your own
    • www.chase.com/referafriend/swafamily
  • You get – 10k Southwest points for each referral, max of 50k per year
  • Offer depends on which card your refer to

Chase IHG Premier

• • Our referral link: Chase IHG Premier 
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/IHG
  • You get: 10k IHG points per referral, max of 50k per year
  • Offer is 80k IHG points after $2k spend in 3 months

Chase IHG Rewards Select 

• • Refers to IHG Premier
  • Our referral link: Chase IHG Premier
  • How to populate your own Chase Refer A Friend link
    • www.chase.com/referafriend/IHG
  • You get: 10k IHG points per referral, max of 50k per year
  • Offer is 80k IHG points after $2k spend in 3 months

Chase Marriott Bonvoy Boundless

• • How to populate your own
    • www.chase.com/referafriend/marriottbonvoyboundless
  • You get: 20k Marriott points per referral, 100k max per year
  • Offer is: 75k Marriott points after $3k spend in 3 months

Chase United Explorer MileagePlus

• • How to populate your own Chase Refer A Friend link:
    • www.chase.com/referafriend/unitedexplorer
  • You get: 10k United miles per referral, 50k max per year
  • Offer is: 40k United miles after $2k spend in 3 months

Chase Disney

• • How to populate your  own Chase Refer A Friend link
    • www.chase.com/referafriend/disney
  • You get 100 Disney Dollars per referral – 500 max per year
  • Offer is $200 statement credit after $500 min spend in 3 months

A table with our Chase Refer a Friend Links

	Chase Ink Business Preferred	100k after $15k spend 3x Travel/Internet/Cable Free Cell phone insurance $95 Annual Fee
	Chase Sapphire Preferred	60k after $4k spend 2x dining, travel $95 Annual Fee
	Chase Freedom Flex	$200 after $500 spend 5x rotating categories No Annual Fee
	Chase Ink Business Unlimited	Earn $750 after $7500 spend in 3 months. Earn 1.5x on every purchase
	Chase Freedom Unlimited	Earn 3% back on all purchases up to $20k

Things to keep in mind

Chase has started to send out 1099s for referral points. This means that if you are sent a 1099 you should contact a tax professional because you may be responsible for paying taxes on the points you received because of a referral. Last time I checked Chase was putting a 1 cent

How to track your Chase Refer a Friend Bonuses

We wrote an entire post on this, but the easiest way is to log int your Ultimate Rewards account and click on “Rewards Acitivity.” You’ll see a pie chart and listed is your Chase Refer a Friend section

While we’d love it if you use our links, feel free to leave yours as well to share the love. Our Goal is to get your traveling like this: