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75k Sapphire offers still avail on Refer a Friend + Complete guide to Chase refer a friend bonuses

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Complete Guide Chase Refer a Friend Guide –

Chase has an extremely attractive program for referrals aptly named Chase Refer a Friend. Since we’re all friends here, I thought I’d lay down some buddy talk and explain how the program works. The Chase Refer a Friend program is incredibly lucrative, offering the potential to earn up to 200k referral points per card ( Ink cards ), per year just for referring others to the card you keep. It’s a program I do my best to max out every single year, so I can keep flying in great cabins and staying a wonderful hotels.

Chase has some of the most valuable points in the credit card world – go here to see our best uses

Cards we currently have refer a friend links to:

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Chase Ultimate Rewards transfer parnters

The Various Methods of populating referrals

In total, there are 3 ways to generate links from a catch all to individual card microsites we go through them in detail below. We walk through referrals in the video below and explain how you can use my site, and others, to help generate bonus points for your travel pursuits.

The General Chase Refer a Friend Landing page ( Go here )

This is a new addition and is a pretty awesome to get all of your chase refer a friend links in a single spot after you’ve logged in. There is a drop down menu that lists all of your cards ( although it shows canceled cards too ) and then an easy copy and paste feature for the refer a friend link associated with that card. Note that this link doesn’t tell you what the refer a friend offer is, but rather just a simplified way of populating a link.

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2) The Chase Refer a Friend ( Catch All ) 

This is a great function that Chase has put it place, and it works for most cards. However, it doesn’t work for all cards. Go here first, and if for some reason your card isn’t populating a link…try the next function.

Chase Refer a Friend Catch All
Chase Refer a Friend Catch All

The easiest way to refer: shoot your friend a link, or post it online

Once you enter in the Information it will populate a referral link…like this one for my Chase Sapphire Preferred – it would earn me 15k bonus points and populate a referral offer for you. You can leave this link in the comments section here, or shoot it to your friend, post it on twitter, facebook, etc. Even throw it in you instagram profile link.

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The longer way is to send someone an email.

This used to be the only way links would work, and takes a while for your friend to receive it.

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3) Another source of Chase Refer A Friend links: Go here

Chase has another site that you can create referrals from and it lists “most” cards that are eligible. Notice that 9 cards are listed; however, many cards still have referrals available, but they’re only populating through the cards microsite. This is great if, for some reason, your card doesn’t populate a referral on the catch all up above, you can go here and locate your card. It’s also a good source to see if new cards are populating referrals.

However…it doesn’t actually list all of the cards with referral offers.

a screenshot of a cellphone4) Chase Family Referrals

Another way to earn referrals is via Chase Family referrals. This concept is that each grouping of cards within a family can refer to other cards within that family.

5) Individual Chase refer a friend microsites

If you have one of these cards, you can utilize the Chase microsite to populate a referral. There are a couple of ways to do this:

  1. card name )
  2. name )

You may need to play around with the card names to get them to work…some include Chase, some do not.

Cards we currently have refer a friend links to:

*Chase Sapphire Preferred®*

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Chase Sapphire Reserve®

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  • 75k Referral link 
  • How to populate your own Chase Refer A Friend link
  • You get 10k per referral, up to 75k max per year
  • Offer is 75k after $4k spend in 3 months
      • Worth $1125 in Chase Travel℠ and way more if you maximize transfer partners
      • 1.5c valuation when redeemd in Chase Travel℠
    • $550 Annual Fee
    • $300 Annual Travel Credit
      • Each anniversary Year
    • 3x Dining
    • 3x Travel
      • hotels, car rentals, flights
      • Note this begins after the $300 travel credit has been triggered
    • Chase Travel℠ earn rates:
      • Travel:
        • 10x on Hotels and Car Rentals
        • 5x on Flights total points on flights when you purchase travel through Chase Ultimate Rewards
        • Note this begins after the $300 travel credit has been triggered
      • Dining
        • 10x on Dining Purchases made via Ultimate Rewards portal
    • Chase Sapphire lounge access once they are open
    • Priority Pass membership with dining access for 2 guests
    • $100 application fee credit every four years for
      • Global Entry,
      • NEXUS,
      • or TSA PreCheck(R)
    • Instacart+ for one year.
      • Instacart+ members earn up to $15 in statement credits each month through July 2024.
    • DashPass for 12 months
      • activate by December 31, 2024.
      • included for DoorDash and Caviar
    • 10x on Lyft Rides
      • Through March 2025
    • No Fx fees
    • Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

Chase Freedom Flex®

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Chase Freedom Unlimited®

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Chase Ink Business Preferred®

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Chase Ink Business Unlimited®

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Chase Ink Business Cash®

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Chase World of Hyatt Business

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Chase World of Hyatt

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Chase Southwest ( any card )

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Chase IHG One Rewards Premier

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Chase IHG One Rewards Traveler 

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Chase IHG One Rewards Premier Business 

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Chase Marriott Credit Cards

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Chase Marriott Cards


Chase United Cards

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Chase Disney

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A table with our Chase Refer a Friend Links

Chase Sapphire Preferred100k after $4k spend
5x Chase Travel
3x dining + select streaming
3x groceries
Chase Ink Business Preferred100k after $15k spend
3x Travel/Internet/Cable
Free Cell phone insurance
$95 Annual Fee
Chase Freedom Flex$200 after $500 spend
5x rotating categories
No Annual Fee
Chase Ink Business UnlimitedEarn $750 after $7500 spend in 3 months.
Earn 1.5x on every purchase
Chase Freedom UnlimitedEarn $200 after $500 spend in 3 months

Things to keep in mind

Chase has started to send out 1099s for referral points. This means that if you are sent a 1099 you should contact a tax professional because you may be responsible for paying taxes on the points you received because of a referral. Last time I checked Chase was putting a 1 cent

How to track your Chase Refer a Friend Bonuses

We wrote an entire post on this, but the easiest way is to log int your Ultimate Rewards account and click on “Rewards Activity.” You’ll see a pie chart and listed is your Chase Refer a Friend section

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While we’d love it if you use our links, feel free to leave yours as well to share the love. Our Goal is to get your traveling like this:


Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Learn More

Refer a Friend Link 

 Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

*you may find an elevated offer walking into a branch – see below

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
    • Some people have seen Chase branches offering the following:
      • 75k Ultimate Rewards After $4k spend in 3 months + 10k Ultimate Rewards after $6k in 6 months 
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.