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The American Express Blue Business Cash™ Card
Personally, I’m a big fan of the Blue Business® Plus Credit Card since it earns Membership Rewards® but if you’re a bigger fan of cashback, this is a great card, that carries no annual fee, to keep in your wallet. Note, that you will receive 2% cashback on all purchases up to $50k in a year, then you’ll earn 1%. Let’s take a look!
- Best of 2023
Non- Affiliate link
Information about this card has been collected independently by Monkey Miles. Card issuer is not responsible for the information or accuracy
The American Express Blue Business Cash™ Card
Earn 2% cashback on purchases up to $50k a year, then 1x
Welcome Offer
Earn up to $500 cash back after $10k spend – see breakdown
Annual Fee
Points Earned
Cashback
I prefer The Blue Business Plus™ Credit Card from American Express since it earns Membership Rewards and I value them at more than a penny a point…but, if cashback is your jam…this is pretty great at 2% and no fee.
- Earn $250 after $5k spend in 3 months
- Earn another $250 after $10k spend in the first year of cardmembership
- 2% cashback on all purchases up to $50k throughout the year.
- 2% cashback on all purchases up to $50k a year, then 1%
- No Annual Fee. *Rates and Fees; terms apply
We have seen $250 cashback after $3k spend in 3 months
We keep an up to date spreadsheet that lists what the highest offers: You can find that spreadsheet here.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
Card Details:
- Earn $250 after $5k spend in first 3 months
- Earn another $250 after $10k spend in the first year of cardmembership
- 2% cashback on all purchases up to $50k throughout the year.
- 2% cashback on all purchases up to $50k a year, then 1%
- No Annual Fee. *Rates and Fees; terms apply
Does this count against your 5/24?
Amex does not report business cards on your personal credit report, so this will not add to your Chase 5/24 number
Is this the best offer ever?
It certainly rivals it. You should definitely reference our best offers spreadsheet
You may be a small business and not know it.
Do you tutor as a side gig? Buy and Sell on Ebay for profit? Perhaps you consult to subsidize your income. Blog, Vlog, or get paid to walk the dog? All of these things, and similar activities, may actually qualify you to be a sole proprietor and thus…a small business. Why not have a card that segregates all those expenses and make your life easier come tax time.
You can read all about Small Business Credit Cards here
If you’re earning income on a 1099, you’re good to go. Some examples of those are…
- Online Coaches, tutors, etc
- Uber and Lyft drivers (assuming they still get 1099s whenever you’re reading this).
- DoorDash, GrubHub and Postmates
- Social Media income ( TikTok, Instagram, YouTube )
- Cater Waiters
- Personal Trainers
- Dog Walkers
- Freelance graphic designers and web designers
- Singers, artists, dancers, models, etc
- Virtual Assistants
- Ebay, Amazon and Facebook resellers
Here’s how it works with our site and referrals: do not spam post or I’ll block your referral
First off, this is meant to help everyone. So, if you’re posting your referral a dozen times a day, week, month, and trying to manipulate the comment section, I’m going block your referral for abuse. No ifs ands or buts – if I see you’re doing it, or you’re flagged by another use, I’ll just block you from ever posting. Let’s not ruin a good thing.
We earn commission when you use our links via our partner Cardratings or CreditCards.com and are really grateful when you do, but we also publish other deals that may be attractive to you. Referrals, are one of those other deals, and is a way we can give back to you for supporting us since you earn a referral bonus when someone uses your link.
We want to give you an opportunity to earn some valuable points as well, and so this is how we go about doing it.
- We add our own referrals first
- Because we use a ton of points every year and publish reviews of the flight and hotels we take, but we quickly max out
- We add those of friends and family to load up their accounts
- Once those are maxed out
- We then import your links from the comments section below to help you out.
- We usually leave those up for a few weeks and cycle through them, or when we get an email notifying us that someone’s account has maxes out
You can also leave referrals for
- The Platinum Card® from American Express
- American Express® Gold Card
- The Business Platinum Card® from American Express
- American Express® Green Card
- American Express® Business Gold Card
- Hilton Honors American Express Aspire Card
- Blue Business® Plus Credit Card
- The American Express Blue Business Cash™ Card
- Amex EveryDay® Preferred
*I would note that you get more action when the referral is correlated to the article.
Overall
If you’re looking for a solid business credit card that earns 2% cashback, this is a solid choice.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Chase Sapphire Preferred® Card
Welcome Offer
60k Points after $4k spend in 3 months
Annual Fee
$95
Points Earned
Transferrable Chase Ultimate Rewards
- 60k points after $4k spend in 3 months
- Worth $750 in Chase Travel℠ and way more if you maximize transfer partners
- 5x on all travel purchased through Chase Travel℠
- 3x on dining, including eligible delivery services for takeout & dining out
- 3x on select streaming services
- 3x on online grocery purchases
- (excluding Target, Walmart and wholesale clubs)
- $50 Annual Chase Travel Hotel Credit via Chase Travel℠
- The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
- 2x on all other travel
- 10% Anniversary Bonus
- Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
- Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
- Points are transferrable to 14 Ultimate Rewards partners
- Redeem in Chase Travel℠ for 1.25 cents per point
- No foreign transaction fees
- Suite of Travel and Purchase Coverage
- Auto Rental Collision Damage Waiver is my favorite
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- $95 Annual Fee
We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.
Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.
Main Cast:
Cards that earn flexible points and should be used on the bulk of your purchases.
Supporting Cast:
Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on.
The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.
If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners
Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.