Wow! Amex enriched Amex Referrals for October big time

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I’m a huge fan of Amex Referrals. In fact, I have dedicated posts to Amex referrals ( which you can leave your links on ), but things just got a lot better. From today, until October 28th, if you refer someone to an Amex card, you’ll not only get the referral bonus ( which can be up to 30k points ), but you’ll get a 7500 point bonus on top of it, and the card from which the referral was generated will earn a bonus 3x points for the next 3 months.

Here is the release that was sent to me earlier in the day via an Amex PR rep:

Beginning today, if a consumer Card Member refers a friend for any consumer or business Card product between October 1 – October 28, and their friend gets approved, Card Members will earn 3x more points (or 3% more cash back) per dollar they spend for the next three months, while their friend receives one of the most rewarding welcome offers available.

Additionally, Card Members who refer a friend who is approved will also earn another 7,500 Membership Rewards points for each approved referral, up to 55,000 points.

Let’s use Amex Gold as an example

If you generate a referral for Amex Gold ( which is currently 60k ) and someone is approved, you’ll earn your referral bonus which right now for me is 25k + 3x on all categories + 7500 bonus. Note that the most you can earn is 55k so I would max after 2. I maxed out early in the year and currently reader links are embedded in my posts.

So, if you referred from an Amex gold you’d get 7x on dining and 7x on groceries ( with a $25k cap ) for the next 3 months. That is freaking awesome.

Note that referrals per card vary – this was just my targeted referral, and the maximum you can earn is 55k in a year per card. The 7500 bonus is included in that maximum

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Leave your referrals but also check out our referrals pages. GET THOSE POINTS!

Remember, you can refer to a different card than the card that generates the referral as long as it earns the same currency.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Affiliate LInk

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 

Annual Fee


Points Earned

Transferrable Chase Ultimate Rewards

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • That’s $750 when you redeem through Chase Travel℠
  • 5x on all travel purchased through Chase Travel℠
  • 3x on dining, including eligible delivery services for takeout & dining out
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • $50 Annual Chase Travel Hotel Credit via Chase Travel℠
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 2x on all other travel
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.
  • Points are transferrable to 14 Ultimate Rewards partners
  • Redeem in Chase Travel℠ for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Auto Rental Collision Damage Waiver is my favorite
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • $95 Annual Fee

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex®  and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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