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Amex Refer a Friend offering cardmembers an extra 10x on dining for 3 months, up to $25k when they refer others

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Amex Referrers earn an extra 10x on dining ( max $25k ) through 5/22/2024

We have seen iterations of this offer in the past with supermarkets, dining, and gas. This round, Amex is incentivizing their cardholders to refer others by giving them a 10x bonus ( Points, Cashback, or Miles ) on supermarket spend for 3 months, capped at $25k. If the card you’re using to populate a referral earns Membership Rewards, you’ll earn an additional 10x Membership Rewards. If earns Marriott Bonvoy, you’ll earn an additional 5x Marriott Bonvoy. If it earns cashback, you’ll get an extra 5%, etc. You will only earn the 10x if the person you refer is approved for the card. Offer runs through 5/22/24

We keep referral pages for you to leave links on

You can leave links on this post, but honestly they won’t get used. The posts that get the most action are listed below:

For the cardmember who refers: 10x bonus on US dining for 3 months

You’ll get your referral bonus + 10x bonus points on dining on US restaurants for 3 months, capped at $25k

Amex Gold 20% back offer dining, up to $50:

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How to populate Amex Referrals

If you don’t know how to populate a referral offer…read this article.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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Chase Sapphire Preferred® Card


4.8
4.8/5
The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott.

Welcome Offer

60k Points after $4k spend in 3 months

Annual Fee

$95

Points Earned

Transferrable Chase Ultimate Rewards

  • 3x on dining
    •  including eligible delivery services for takeout
  • 3x on select streaming services
  • 3x on online grocery purchases
    • (excluding Target, Walmart and wholesale clubs)
  • 5x on all travel purchased through Chase Travel Portal
  • 2x on all other travel
  • $50 Annual Credit on hotel stays purchased via Chase Travel
    • The begins immediately for new cardmembers and after your account anniversary for existing cardmembers
  • 10% Anniversary Bonus
    • Every year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus points
  • Chase Sapphire Preferred® continues to redeem at 1.25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.
  • Points are transferrable to 13 Ultimate Rewards partners
  • Redeem in the Chase Travel center for 1.25 cents per point
  • No foreign transaction fees
  • Suite of Travel and Purchase Coverage
    • Primary rental car coverage is my favorite

We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.

Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back.

Main Cast: 

Cards that earn flexible points and should be used on the bulk of your purchases.

Supporting Cast:

Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. 

The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.

If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partners

Annual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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